# authorize.net Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about authorize.net Software - reviews, pricing plans, popular comparisons to other Accounts Receivable products and more. Source: https://www.capterra.com/p/54911/Authorize-Net --- # authorize.net Software Review 2026: Features, Integrations, Pros & Cons Last updated on April 27, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Users](#users)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) authorize.net ## What is authorize.net? Authorize.net is a payment processing solution. It helps businesses accept credit cards, eCheck, and digital payments. Businesses can accept payments online, in person, via mobile devices, and over the phone. The platform caters to a wide range of industries, such as eCommerce stores and brick-and-mortar retailers. It provides a comprehensive suite of payment acceptance tools. ## What is authorize.net used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[eCommerce](https://www.capterra.com/ecommerce-software/) Top alternative Featured Overall rating Based on 219 user reviews Reviews sentiment Positive 90% Neutral 6% Negative 4% Starting price $25 Flat Rate, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for authorize.net?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.visa.com&name=authorize.net) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### authorize.net 4.5 (219) VS. [4.6 (3,332)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price $25 Usage Based, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.3 (217) Ease Of Use 4.5 (26,359) Value For Money 4.4 (170) Value For Money 4.4 (20,217) Customer Service 4.3 (165) Customer Service 4.2 (20,471) ## authorize.net alternatives [4.2 (2,019)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [3.8 (716)](https://www.capterra.com/p/152638/Epos-Now/reviews/) Starting price $349.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 68% of reviewers rated it above 4 stars [4.2 (1,301)](https://www.capterra.com/p/135618/Odoo/reviews/) Starting price $31.10 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [4.1 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/221412/authorizenet/alternatives/) ## Who uses authorize.net? Based on Capterra reviews from the past 5 years Talk to a software expert to get a free software list tailored to your business needs ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Payment Processing 4.6 (55) 65.45% of 55 reviewers that rated this feature as important or highly important It gives you efficient, secure handling of payments from multiple sources, both online and in person. Some reviewers find it easy to process credit cards and bank transfers, customize security settings, and integrate with BigCommerce for eCommerce transactions. Online Payments 4.8 (52) 69.23% of 52 reviewers that rated this feature as important or highly important With this capability, you can offer customers a secure, convenient way to pay online using various methods like credit cards, PayPal, and recurring payments. Reviewers appreciate seamless integrations with Shopify and CRMs, real-time processing, and easy invoice payments. Debit/Credit Card Processing 4.5 (39) 74.36% of 39 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Electronic Payments 4.6 (30) 50.00% of 30 reviewers that rated this feature as important or highly important Electronically collect payments for goods or services Payment Fraud Prevention 4.8 (22) 77.27% of 22 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Real-Time Data 4.6 (22) 90.91% of 22 reviewers that rated this feature as important or highly important Receive data and information in real time authorize.net 124 features Define levels of authorization for access to specific files or systems Control and manage access to company resources Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Integrate with a third-party accounting system Track outstanding invoices and the money owed from clients Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and report on everything that happens within the system or network Track and document all activities across devices, networks, and other systems Generate one-off reports that meet information requirements System alerts about the need to escalate an issue or request Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Setup and send recurring or automated bills Create, manage, and send invoices or bills to customers Gateway through which end users can view past bills and pay current invoices Setting up the amount/charge for per hour of work by a company or professional Track usage and chargeback for disputed transactions/expenses Receive and deposit or issue and record check payments Centralized database of stakeholders and their contact information such as names, address, phone number etc. Manage, organize, and store contact information Business model where clients pay their lawyer a fee only if the case is won/settled successfully Financial system that helps create and manage physical/digital credit cards and track transaction activities Accept and process credit card transactions Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system A collection of customer information such as contact details, demographics, previous interactions, etc. Store and organize information about customers and previous interactions Invoices that can be tailored according to company's branding, payment terms and personalized information Alter the layout and content of reports Import and export data to and from software applications Graphical representation of data Accept and process credit/debit card transactions Track products that are for sale at a reduced price or part of coupon promotions Track and collect membership dues Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products Electronically collect payments for goods or services Digitally sign online documents Track collected or paid charges for services performed or access granted Manage information and/or provide updates regarding student financial aid Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Generate reports to assess the financial performance of an organization Approve legitimate financial transactions after reviewing for fraud or other risks Intended to be used by banks Intended to be used by online stores Utility billing for electricity Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies. Software designed for higher education organizations Intended to be used by insurers Companies that provide access to the internet and its related services. Utility billing for natural gas Software specialized for non-profit organizations Serves restaurants For Retail Stores Designed to be used by kindergarten, primary, middle, and senior secondary schools. Specifically for telecommunications industry Utility billing for trash/garbage Utility billing for water Identify and prevent suspicious activity Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability) Transactions that typically involve face-to-face interactions between the payer and the payee Monitoring employee behavior for suspicious activity to detect internal fraud Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Software designed for kindergarten through 12th grade schools Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases Integrated or built-in billing calculated by customer usage levels of a product/service Access software remotely via mobile devices Hardware device connected to smartphones for processing payments Clients can submit payments via mobile devices Manage and support multiple locations Set rebilling periods, charging customers one rate annually or semi-annually, then a better rate afterward, as a subscriber benefit Manage multiple teams and operations from a central location Process payments via multiple modes directly through the application Process billing for a product/service with a fixed monthly charge Create, send, and view electronic invoices Tracks and processes online orders With this capability, you can offer customers a secure, convenient way to pay online using various methods like credit cards, PayPal, and recurring payments. Reviewers appreciate seamless integrations with Shopify and CRMs, real-time processing, and easy invoice payments. Automate order processes to improve operational efficiency in fulfillment, shipping, and more Allow customers to make a partial payment on an invoice and track remaining debt Tracking, managing, and initiating the transfer of funds for overdue customer payments Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Integration with payment gateways to facilitate online transactions Offers multiple online payment options such as credit card, Paypal, gift cards, mobile payments, and more It gives you efficient, secure handling of payments from multiple sources, both online and in person. Some reviewers find it easy to process credit cards and bank transfers, customize security settings, and integrate with BigCommerce for eCommerce transactions. Track sent and received payments, invoices, and bills. Accept and process customer payments for products or services using hardware and software Integrates with point of sale (POS) systems Estimate or forecast of a future scenario based on the study of present trends Design, communicate, and distribute incentives to perform a specific action Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Receive notification of issues as soon as they occur Analyze and gain insights into data in real-time Receive data and information in real time Active monitoring of systems, applications, or networks Active reporting of data and metrics Receive system updates as soon as any changes are made Upload, track, and submit receipts in a central database Generate recurring invoices Automated process of charging customers at regular intervals for repeated access or use of a product or service Oversee the process of issuing refunds Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Use the built-in point of sale or POS integration to streamline administrative and accounting operations across restaurants For retailers Track and facilitate returns of products sold Analyze potential risks across the organization Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Assess and score risks using risk matrices Reports specific to sales analysis for trends and strategies Calculation of consumption tax imposed on the sale of goods/services Search and filter data across systems to locate required information by entering keywords or certain criteria Online portal through which end users can access the system, manage tasks, or obtain information Generate separate bills for various meals and combos within a complete order Distribute a bill into multiple payers according to the proportion suggested by the payers Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access Process of managing customer subscription lifecycle for a recurring service or a product Manage the subscription plans of all active members Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Set and manage tuition fees/payments. Creating, assign, and track jobs and/or tasks for work orders Get Advice We can help you find the software with the features you need. Features 4.4 (216) 4.4 Based on 216 reviews ## Pricing Value for money 4.4 (170) [View pricing plan details](https://www.capterra.com/p/221412/authorizenet/pricing/) Merchant Account + Payment Gateway $25.00 Flat Rate,Per Month It includes: - Data Migration Assistance - Interchange Plus Options - Nonprofit Solutions (501c3) - Tailored Pricing Payment Gateway $25.00 Usage Based,Per Month It includes: - Data Migration Assistance - Interchange Plus Options - Nonprofit Solutions (501c3) - Tailored Pricing eCheck Payments $25.00 Usage Based,Per Month It includes: - Invoicing - Recurring payments - Advanced Fraud Detection Suite (AFDS) - Customer Information Manager (CIM) Value for money 4.4 (170) 4.4 Based on 170 reviews ## Integrations [ PayPal](https://www.capterra.com/p/207944/PayPal/)[ Jotform](https://www.capterra.com/p/158456/JotForm-4-0/)[ Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[ Adobe Commerce](https://www.capterra.com/p/227129/Magento-Commerce/)[ BigCommerce](https://www.capterra.com/p/131883/Bigcommerce/)[ Miva](https://www.capterra.com/p/83913/Miva-Merchant/)[ Recurly](https://www.capterra.com/p/122700/Recurly-Subscription-Billing/)[ Commerce Sync](https://www.capterra.com/p/153837/Commerce-Sync/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.3 (165) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.3 (165) 4.3 Based on 165 reviews ## User reviews Overall rating 4.5 Based on 219 reviews Filter by rating 5(134) 4(64) 3(13) 2(3) 1(5) Mentioned topic Sorted by most recent AP ALISSA P. OWNER Retail ### "Reliable Payment Processing with Strong Security, but Some Usability Gaps" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 May 1, 2026 Overall, Authorize.net has been a dependable and secure payment solution. Once everything is set up, it runs smoothly and handles transactions efficiently. While it could benefit from a more modern interface and improved usability, it remains a strong choice for businesses that need reliable payment processing. Pros The biggest strengths are reliability and security. It processes payments consistently without major issues, and the fraud protection tools provide peace of mind. It also integrates well with a wide range of systems. Cons The interface feels outdated, and some features aren’t as user-friendly as they could be. Setup can take time, and reporting could be more customizable and easier to navigate. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RP Ryan P. Graphic Designer Design ### "Decent payment process option" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 April 27, 2026 Overall, it's a solid platform for processing payments, with a little bit of pricing complexity, and not always transparent. Pros I like that it is backed by Visa, so there is some reliability factor with name recognition. It works consistently for payment processing. Cons My least favorite things are that the dashboard feels clunky and not intuitive. Also, it isn't beginner-friendly compared to modern tools. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MG Matt G. Business Operations Manager Construction ### "Authorize. net challenges" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 7/10 April 23, 2026 They started off fairly aggressive that they had a great solution that would save us significant money. But again when faced with hurdles and questions they were not very willing to help us work through those problems. we eventually left the platform and was left with our pre existing handling solutions that do cost more. Pros there were some real savings potential with what was offered. Our company had an opportunity to save $20,000 per year by making this change. Cons During the exploration phase of the project we found that making this change with our current job planning software that we would lose the ability to collect payment on quotes, just one of those things that they put in place to protect their investment. When i brought this hurdle to the authorize. net team they were fairly unwilling to assist us with finding alternative workflows to make it work. Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) Stripe was a more expensive solution. Authorize.net also pitched themselves very well. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AS Amy S. Intake Specialist Mental Health Care ### "Safe, secure and GREAT customer support." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 April 8, 2026 Overall, my experience with Authorize.net has been very positive. Very rarely has there been an issue that was not resolved easily. Pros I really love that you can search for past transactions multiple ways. Being able to print out a report for a patient for the entire year for their HSA accounts Cons Because it is a separate program, it does not automatically add the patients information and does not automatically post to their account. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LS Leslie S. Co-Owner Marketing and Advertising ### "Middle of the road" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 3/10 March 23, 2026 Pros Value for the money, security and account management is fairly straightforward. Their system is flexible for integration. Cons The interface is outdated in many respects. They need a modernization. It hasn't changed in quite some time. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DA Dapree A. Owner Graphic Design ### "Authorize the Net" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 16, 2026 Pros They have fair pricing for starters. But what stands out the most for me is the access to almost every feature a business owner could ask for. Cons There's not much that I don't like. Over the years my satisfaction and experience with them has grown immaculately. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JP John P. Transport Broker Transportation/Trucking/Railroad ### "Trustworthy high value freight transactions." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 9/10 January 15, 2026 This is a nightmare industry to get a chargeback on a coast-to-coast transport job. I rely on this gateway since it is solid secure. It can cope with our day-to-day traffic without stuttering despite the arrangement having a retro feel to the early internet days compared to today’s contenders. Pros The fraud detecting package makes me feel comfortable when handling large credit card payments done by new shippers I have never done business with before. Cons The user interface is so outdated, and it is impossible to navigate through the backend settings with the required number of clicks. The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DS David S. President Business Supplies and Equipment ### "Safe and Secure" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 11, 2026 My overall user experience is positive. I have not "upgraded" to the new user interface and don't plan to if I don't have to. Pros I use the services provided by authorize.net every single day. The service allows me to securely accept credit cards through my online store. I feel the security is top notch and the fees are very resonable and a good value for the money. Customer service is quick and knowledgeable. Cons Although I use authorize.net every day, I am not happy witht eh new user interface. What was possible in one screen is now spread out into mutliple screens. It is pretty but the old User interface was much more useful. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VC Vipul C. Treasury Analyst Apparel & Fashion ### "Great app for ecommerce" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 26, 2025 Great way to do ecommerce business on authorize.net platform. Reporting helps us a lot and then refund and chargebacks. Pros Reporting is the best and then refund process helps us a lot. Any order inquiry for customer is just click of a button. Cons If we get reporting by card type without doing any customization will help us as we are getting paid by V/M/D next day and Amex takes little longer. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. HT Hilary T. Head of Growth Marketing and Advertising ### "Good Stripe alternative for Woocommerce " 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 11, 2025 Good! With the good rates, and integration by SkyVerge for WooCommerce I can definitely recommend authorize.net Pros API access is great and there are paid plugins that make integrating with WooCommerce very easy. The also have low fees Cons Their merchant UI is very outdated. It’s hard to find things and it’s small and hard to read sometimes. Looks like it was built in the 90s and never updated. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)