# PayJunction Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about PayJunction Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/70932/Paperless-Payment/pricing

---

# 

 PayJunction Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

PayJunction

## What is PayJunction?

Since 2000, PayJunction has disrupted the payment processing industry with transparency and environmental consciousness. As the most comprehensive developer of paperless payment software, PayJunction now processes $4 billion annually and is growing rapidly. Its technology is an ideal fit for multi-location and multi-department businesses processing $10,000 or more in monthly credit card volume.

## What is PayJunction used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Point of Sale](https://www.capterra.com/point-of-sale-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)

Overall rating

Based on 112 user reviews

Reviews sentiment

Positive

99%

Neutral

1%

Negative

0%

Starting price

$50

One Time

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for PayJunction?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.payjunction.com/&name=PayJunction)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### PayJunction

4.8 (112)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

$50

One Time

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.8 (111)

Ease Of Use

4.5 (26,258)

Value For Money

4.5 (98)

Value For Money

4.4 (20,120)

Customer Service

4.7 (106)

Customer Service

4.2 (20,377)

## PayJunction alternatives

[3.8 (711)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

Starting price

$349.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

68%

of reviewers

rated it above 4 stars

[4.0 (117)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting price

$99.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

75%

of reviewers

rated it above 4 stars

Highest Rated

[4.7 (3,479)](https://www.capterra.com/p/153752/Vagaro/reviews/)

Starting price

$23.99

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[4.5 (1,470)](https://www.capterra.com/p/170673/SumUp-Air/reviews/)

Starting price

$99.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/70932/Paperless-Payment/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Online Payments

5.0 (12)

83.33% of 12 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Debit/Credit Card Processing

4.9 (8)

87.50% of 8 reviewers that rated this feature as important or highly important

Accept and process credit/debit card transactions

In-Person Payments

4.8 (8)

87.50% of 8 reviewers that rated this feature as important or highly important

Transactions that typically involve face-to-face interactions between the payer and the payee

Electronic Payments

4.6 (7)

85.71% of 7 reviewers that rated this feature as important or highly important

Electronically collect payments for goods or services

Mobile Payments

5.0 (6)

83.33% of 6 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

Sales Reports

4.5 (6)

16.67% of 6 reviewers that rated this feature as important or highly important

Reports specific to sales analysis for trends and strategies

PayJunction 31 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Application programming interface that allows for integration with other systems/databases

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Accept and process credit card transactions

Record customer information, purchase history, and other notes

Access previous interactions or concerns to maintain customer relationships

Alter the layout and content of reports

Accept and process credit/debit card transactions

Electronically collect payments for goods or services

Digitally sign online documents

Manage, store and organize emails within the system or via third-party apps

Identify and prevent suspicious activity

Transactions that typically involve face-to-face interactions between the payer and the payee

Clients can submit payments via mobile devices

Manage and support multiple locations

Accept and process online payment transactions

Integration with payment gateways to facilitate online transactions

Send clickable links via text or email to collect payments from customers

Accept, record, and reconcile financial transactions

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Accept and process customer payments for products or services using hardware and software

Estimate or forecast of a future scenario based on the study of present trends

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Reports specific to sales analysis for trends and strategies

Search and filter data across systems to locate required information by entering keywords or certain criteria

Track the status over time for a request, process, asset, or transaction

Set up connections to third-party platforms to improve business processes

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

4.7 (111)

4.7

Based on 111 reviews

## Pricing

Value for money

4.5 (98)

Basic

$50.00

One Time

Value for money

4.5 (98)

4.5

Based on 98 reviews

## Integrations

[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

Adobe Commerce](https://www.capterra.com/p/227129/Magento-Commerce/)[

Shift4Shop](https://www.capterra.com/p/14378/3dcart-Shopping-Cart-Software/)[

Sycamore School](https://www.capterra.com/p/75048/Sycamore-Education/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.7 (106)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.7 (106)

4.7

Based on 106 reviews

## User reviews

Overall rating

4.8

Based on 112 reviews

Filter by rating

5(88)

4(23)

3(1)

2(0)

1(0)

Mentioned topic

Sorted by most recent

SB

Sue B.

Practice Manager

Veterinary

### "We Balance Every Night!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 11, 2025

We balance EVERY night when we close. The support when needed is always helpful and quick.

Pros

Pay Junction's integration with ezyVet makes taking payments easy!

Cons

Can't think of anything I don't like. I wouldn't mind if it integrated with Care Credit cards.

Switched from

[Merchant Services](https://www.capterra.com/p/110828/PayConex/)

Pay Junction's Integration with ezyVet..

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

ZL

Zoe L.

Veterinary Assistant and Office Manager

Veterinary

### "Excellent payment processing platform"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 25, 2024

Pros

Easy to use card processors, amazing locally based customer service.

Cons

Not every transaction need can be done from the integrated widget and you need to login to the website for recurring payments, refunds, etc.

Switched from

[Worldpay for Enterprise](https://www.capterra.com/p/165694/Virtual-Terminal/)

WorldPay had poor customer service and was constantly having outages and bugs. PayJunction was also cheaper.

Alternatives considered

[Gravity Software](https://www.capterra.com/p/154433/Gravity-Software/)

Reasons for choosing PayJunction

Low interest rate, excellent customer service, compatibility with medical software.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

CS

Carolyn S.

Office Manager

Veterinary

### "PayJunction"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

June 28, 2024

Pros

The best thing about PayJunction and the main reason we switched is the integration with our veterinary PIMS. Payment is quick, easy, and accurate every time. We no longer have to worry about mistyped amounts on a credit card machine. Our recorded payment amount always matched our actual payment amount.

Cons

It is more expensive than what we were previously paying. Althought the rates are higher, we do feel the efficiency and accuracy of payment collection is more than worth it.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

YR

yesenia r.

Assistant Manager

Veterinary

### "Payjunction so easy!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

February 20, 2024

Pros

I love how easy Payjunction is to use. Now that it is integrated to Ezyvet payments are so easy to take and refund.

Cons

There's not very much i can see that i dislike about payjunction in my own personal opinion

Switched from

[Clover](https://www.capterra.com/p/226864/Clover/)

Payjunction became integrated with Ezyvet which made it much easier for the staff to use.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JA

Jin A.

Veterinarian

Veterinary

### "Payjunction"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

February 8, 2024

Pros

Payjunction integrates very well with the medical software that I'm using currently (it's called EzyVet).

Cons

There is none that I like least about payjunction.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

KN

Kandi N.

Manager

Veterinary

### "Great Merchant Service"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

November 3, 2023

Pros

Integration with our client software and very easy dashboard to navigate reports and refunds.

Cons

I can't say there is anything I don't like about it.

Switched from

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

To integrate with your software and process payments via text links

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SM

Serena M.

Operations

Veterinary

### "Pretty good system"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

5/10

September 16, 2022

Overall, as a user, this is one of the easier systems I have used

Pros

It is simple to send payment links and has a straightforward UI. Able to recharge credit card on file and issue refunds smoothly.

Cons

Unable to transmit to our managent system every night for a few hours

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

BW

Barbara W.

Admin Asst

Veterinary

### "Great product!"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 12, 2022

Pros

Love being able to send remote payment links to clients. Easy to use. Easy to pull reports. Stores clients payment methods on file.

Cons

We have no cons for PayJunction at this time.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Ozan Emrah C.

Technical Sales Support Engineer

Information Technology and Services

### "Great Payment Processing"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 2, 2022

It is amazing payment processing software with very low commissions compared to the services it provides.

Pros

It is very secure and easily integrates with any eCommerce software. They ask for considerably little commission for their amazing service.

Cons

There are not many out-of-the-box integrations and require custom integrations.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

SM

Stephanie M.

Practice Manager

Veterinary

### "Payjunction has been an amazing integration with ezyVet"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 1, 2022

Our overall experience has been great, particularly with customer service. Also, they beat our rates from our previous processor, which were already low, so that was a plus too.

Pros

Payjunction allows our veterinary PMS, ezyVet, to seamlessly take credit card payments in one step. No more mismatched end of day sheets - everything happens in one step so everything always matches. Also the ability to send remote payment links for people picking up medications or for people that need to pay a bill has been wonderful as well.

Cons

I truly don't have anything I'd want updated on Payjunction's end.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/70932/Paperless-Payment/reviews/)

Popular comparisons

[PayPal vs PayJunction](https://www.capterra.com/compare/70932-207944/Paperless-Payment-vs-PayPal)[Venmo vs PayJunction](https://www.capterra.com/compare/70932-222572/Paperless-Payment-vs-Venmo-)[Stripe vs PayJunction](https://www.capterra.com/compare/70932-123889/Paperless-Payment-vs-Stripe)[Square Payments vs PayJunction](https://www.capterra.com/compare/70932-170278/Paperless-Payment-vs-Square-Payments-Processing)[Square Point of Sale vs PayJunction](https://www.capterra.com/compare/70932-275802/Paperless-Payment-vs-Square-Point-of-Sale)[Afterpay vs PayJunction](https://www.capterra.com/compare/70932-229452/Paperless-Payment-vs-Afterpay)[Epos Now vs PayJunction](https://www.capterra.com/compare/70932-152638/Paperless-Payment-vs-Epos-Now)[Google Pay vs PayJunction](https://www.capterra.com/compare/70932-212826/Paperless-Payment-vs-Google-Pay)[Stax vs PayJunction](https://www.capterra.com/compare/70932-157492/Paperless-Payment-vs-Fattmerchant-Payments-Online)

[Vagaro vs PayJunction](https://www.capterra.com/compare/70932-153752/Paperless-Payment-vs-Vagaro)[Shopify vs PayJunction](https://www.capterra.com/compare/70932-83891/Paperless-Payment-vs-Shopify)[Clover vs PayJunction](https://www.capterra.com/compare/70932-226864/Paperless-Payment-vs-Clover)[PaySimple vs PayJunction](https://www.capterra.com/compare/70932-146664/Paperless-Payment-vs-PaySimple)[SumUp vs PayJunction](https://www.capterra.com/compare/70932-170673/Paperless-Payment-vs-SumUp-Air)[authorize.net vs PayJunction](https://www.capterra.com/compare/70932-221412/Paperless-Payment-vs-authorizenet)[Genius vs PayJunction](https://www.capterra.com/compare/70932-195074/Paperless-Payment-vs-Genius)[ROLLER vs PayJunction](https://www.capterra.com/compare/70932-164715/Paperless-Payment-vs-ROLLER)[SpotOn vs PayJunction](https://www.capterra.com/compare/70932-197473/Paperless-Payment-vs-SpotOn-Restaurant) 

Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)