Calyx Software

Calyx Point


4 / 5
23 reviews

Who Uses This Software?

Primarily catering to lenders, brokers, mortgage bankers, community banks, credit unions, and nonprofits, it is a mortgage solution provider that helps with electronic document management.


Average Ratings

23 Reviews

  • 4 / 5
    Overall

  • 4 / 5
    Ease of Use

  • 4 / 5
    Customer Service

Product Details

  • Starting Price
    Not provided by vendor
  • Pricing Details
    Contact Calyx Software for pricing details.
  • Deployment
    Cloud, SaaS, Web
    Mobile - Android Native
    Mobile - iOS Native

Vendor Details

  • Calyx Software
  • www.calyxsoftware.com

About Calyx Point

Calyx Software, the #1 provider of mortgage solutions for banks, credit unions, mortgage bankers and brokers, is dedicated to offering reliable and affordable software that streamlines, integrates and optimizes all phases of the loan process. All Calyx products are designed to maximize profitability by enabling more loans to close quickly.


Calyx Point Features

  • Audit Trail
  • Compliance Management
  • Customer Management
  • Document Management
  • Electronic Signature
  • Loan Processing
  • Online Application
  • Amortization Schedule
  • Client Database
  • Closing Documents
  • Commercial Mortgages
  • Contact Management
  • Credit Reporting
  • Customer Statements
  • Document Management
  • Electronic Applications
  • Government Loans
  • Loan Origination
  • Loan Servicing
  • Pipeline Management
  • Pre-Qualification
  • Refinance Management
  • Residential Mortgages

Calyx Point Reviews Recently Reviewed!


Capterra loader

I shopped for better value (price and feature) systems, and didn't find any.

Jan 17, 2018
4/5
Overall

4 / 5
Ease of Use

4 / 5
Features & Functionality

5 / 5
Customer Support

5 / 5
Value for Money

Pros: Point has been a mainstay of Loan Origination Systems for years. I've used several of the biggest name products (Encompass, Genesis, LendingQB) and Point offers some of the best feature/price balance available.

It does NOT try to be all things - it's an LOS. Other sytems attempt to include CRM, and advanced marketing, and rules and engines, but for a small mortgage brokerage, there are better 3rd party tools to do all of that, and Point does a good job at playing well with others. Combined with a hosted server, it's very secure, easy to navigate, and integrates with all the major players in the space.

It does have all of the necessary loan origination tools, it updated regularly to keep pace with changes in the industry, and it FEELS like you're entering data directly onto a paper loan application, so there is very little learning curve.

Cons: The interface hasn't been updated since 2004 - maybe longer, so it looks like software from the Windows XP era. It also doesn't know how to handle custom forms other than Word, or custom views or custom much of anything else. It's an installed application, with a lot of function, but if you're looking for something cloud-based, or infinitely flexible, this isn't it.

WARNING: Potential for expensive software failure ... unresolved.

Mar 21, 2018
3/5
Overall

3 / 5
Ease of Use

3 / 5
Features & Functionality

1 / 5
Customer Support

1 / 5
Value for Money
Likelihood to Recommend: 1.0/10 Not
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Pros: Old, ancient, familiar software. Interfaces well with Fannie Mae DO ... and credit reporting vendors. INKit e-signing is convenient yet potentially dangerous to Mortgage Broker's income.

Cons: Unstable ... data entered correctly does not always flow through to the critically important Loan Estimate (LE) ... yet their INKit system will then send out an incorrect Loan Estimate (LE) that could cost the Mortgage Broker $1,000's of dollars ... and worst of all ... they take zero responsibility for the accuracy of their software ... and choose to define the problem as "unkown" ... before telling the Mortgage Broker "too bad you lost money" using our product ... their corporate culture is as old & ancient as their software ... search for an alternative.

Overall: I use it in my daily business as a Mortgage Broker.

Capterra loader

Mortgage Loan Management Made Easy

Nov 21, 2018
5/5
Overall

4 / 5
Ease of Use

5 / 5
Features & Functionality

5 / 5
Customer Support

5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: Calyx Point has every single aspect of the mortgage loan process integrated into one application. I have used others in the past but none compare. They offer stand alone and hosted applications. This software can support a 2 person organization to 100s of loan processors with ease. Single point management makes managing the application seamless.

Cons: This is a large application and you have a lot of users you will need in house IT to support all of the integration. Although Calyx has great support you need someone to be there for day to day computing issues.

Overall: I am a user and administrator. I have integrated stand alone and hosted systems on many occasions. I love the completeness of this application. I have not seen any other that has so much in one place. As a team manager Calyx Point makes my job easier.

Calyx Point is great!

Oct 15, 2018
4/5
Overall

4 / 5
Ease of Use

4 / 5
Features & Functionality

3 / 5
Customer Support

4 / 5
Value for Money
Likelihood to Recommend: 7.0/10 Not
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Pros: The software is pretty self explanatory and easy to use. Features "Read Only" mode if multiple users are in a file at the same time so you don't have to worry about multiple save versions.

Cons: They update the software too often. Sometimes there will be 2 mandatory updates within a 2 week period, instead of just lumping both updates into one.

Overall: Calyx Point is a great software for mortgage brokers/bankers, originator & processors to use. Great for reports with tons of different customizable options. Very user friendly.

Morgage User friendly

Oct 27, 2018
5/5
Overall

5 / 5
Ease of Use

4 / 5
Features & Functionality

4 / 5
Customer Support

4 / 5
Value for Money
Likelihood to Recommend: 9.0/10 Not
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Pros: I liked that the screen and user interface are similar to the loan originator form. This also helps in keeping my client information in an organised manner. I like the ease of use once familiar and the ability to customize the loan originator system to your system.

Cons: Although easy to use once familiar but it has a steep learning curve that may cause some difficulties to new users.

Overall: It is very user friendly and it great software for mortgage originator and processors to use.

Calyx is the industry standard. I love it!

Dec 30, 2018
5/5
Overall

5 / 5
Ease of Use

5 / 5
Features & Functionality

5 / 5
Customer Support
Likelihood to Recommend: 8.0/10 Not
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Pros: The majority of my mortgage origination and loan officer jobs have required familiarity with Calyx Point software. I have found it to be the industry standard.

Cons: The upgrades don't change the GUI or functionality much. However, even the slightest change takes a little getting used to.

My experience with calyx point is very good. Im using it almost everyday at work.

Jun 12, 2018
4/5
Overall

3 / 5
Ease of Use

3 / 5
Features & Functionality

4 / 5
Customer Support

3 / 5
Value for Money
Likelihood to Recommend: 6.0/10 Not
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Pros: what I like the most with this software is that it keeps records from my clients and help me organize my files. it is awesome that i can separate their profile to different folders i wish to have as long as it is connected with my computer's jungle disc.

Cons: what I like the least with this software is that it cannot filter if the clients name is already there by just saving it. i have to go to advance search tab and type the client's name in order to know if they are already there.

Overall: some of the benefits I get from this software are having my file organized and being able to have one file organizer and share it with the team.

I still have to learn much about navigating to this program though it is helpful in keeping info.

Mar 21, 2018
4/5
Overall

3 / 5
Ease of Use

4 / 5
Features & Functionality

4 / 5
Customer Support

4 / 5
Value for Money
Likelihood to Recommend: 8.0/10 Not
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Pros: Since we are in a real estate business, getting the ratio of a client based on their income which are automatically computed in this program makes it easier for us to know how much will their closing cost be and so help the client prepare ahead of time.

Cons: It is a bit difficult to navigate on this software if you are not very much familiar. It took me weeks to familiarize myself.

Overall: The best thing that we get here is the ratio of the client whether they are qualified for a mortgage loan and how much they can be qualified for. It is automatic once you enter all the details given by the buyer.

Capterra loader

Calyx Point is a great simple loan origination software.

Apr 10, 2018
5/5
Overall

4 / 5
Ease of Use

5 / 5
Features & Functionality

3 / 5
Customer Support

3 / 5
Value for Money
Likelihood to Recommend: 7.0/10 Not
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Pros: I like the ease of use and the ability to customize fields to customize the loan origination system to your business.

Cons: I do not like the non-cloud based system. The system also does not have a good indexing system for file names.

Loan processing software

Jul 17, 2019
5/5
Overall

5 / 5
Ease of Use

5 / 5
Features & Functionality

4 / 5
Customer Support

4 / 5
Value for Money
Likelihood to Recommend: 8.0/10 Not
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Pros: The ease of use for myself and my processor.

Cons: The initial training on the product was difficult.

Overall: Was extremely happy with the product after switching from encompass

Calyx Point Review

Mar 26, 2019
3/5
Overall

3 / 5
Ease of Use

4 / 5
Features & Functionality

4 / 5
Customer Support
Likelihood to Recommend: 7.0/10 Not
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Pros: It was easy to input information and run reports. The reports could be slow at times, but it depends on the data you are searching as well. All of the federal and state documents are included in Calyx and you can also custom make your own documents to print and have the specific file information you need automatically inserted.

Cons: I have not used Point Central, but feel that should be their basic platform used instead. It allows you to implement rules so things are not forgotten and missed. With Calyx Point base program you do not have these options.

Calyx is getting worse

Jun 22, 2016
2/5
Overall

2 / 5
Ease of Use

2 / 5
Features & Functionality

1 / 5
Customer Support

2 / 5
Value for Money
Likelihood to Recommend: 2.0/10 Not
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Pros: NONE

Cons: Tech support used to be great. I've waited two-weeks to get a reply from tech support. When they do respond, it is often nonsensical , or they outright lie about the issue at hand.

The program itself is full pf problems: printing issues, mis-calculations, data that should transfer to other forms does not. Support and management do not listen to user suggestions. They only seem to be interested in serving larger companies.

Overall: I've been using this software in my mortgage company for over 10-years. We used to be satisfied with it, but not any longer.

Recommendations to other buyers: Avoid.

It got the job done.

Jun 21, 2018
3/5
Overall

3 / 5
Ease of Use

3 / 5
Features & Functionality

4 / 5
Customer Support

3 / 5
Value for Money
Likelihood to Recommend: 4.0/10 Not
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Pros: I found it very easy to navigate and to know exactly where to input your information. I do like the ability to separate borrower profiles in different folders.

Cons: This software has been a staple in the mortgage industry throughout the years. I'm disappointed that the interface ability is still very poor in my opinion.

Great software for mortgage loan processing and underwriting.

Jan 03, 2019
5/5
Overall

5 / 5
Ease of Use

5 / 5
Features & Functionality

3 / 5
Customer Support

5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: I like the ease of use and understanding. The layout makes complete sense and follows the mortgage loan documents.

Cons: Nothing really. Again, this software was very easy to use.

Overall: I liked the detail of information that could be entered into the system.

Better than most, but still needs improvement

Dec 05, 2018
4/5
Overall

3 / 5
Ease of Use

3 / 5
Features & Functionality

4 / 5
Customer Support

3 / 5
Value for Money
Likelihood to Recommend: 7.0/10 Not
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Pros: The customer support is great, but for smaller companies like mine, it would be nice to have a more turnkey program -- this software requires a lot of initial set up and customization. Some may find that good, but in a heavily regulated industry, it's nicer to be able to just plug and go.

Cons: Needs to be more turnkey. There are a lot of things that require customization and template-setting at the beginning. This is extremely time-consuming and costly.

From an IT admin perspective

Jan 30, 2019
4/5
Overall

4 / 5
Ease of Use

5 / 5
Features & Functionality
Likelihood to Recommend: 8.0/10 Not
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Pros: It was fairly simple to manage user accounts and licenses. Phone support when needed was fantastic

Cons: Setting up rules could be troublesome and small changes had large ripple effects.

Overall a good system

Jul 12, 2018
4/5
Overall

4 / 5
Ease of Use

5 / 5
Features & Functionality

5 / 5
Customer Support

5 / 5
Value for Money
Likelihood to Recommend: 8.0/10 Not
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Pros: There is always something to learn with this system. I haven't even scratched the surface of what this system can do.

Cons: Learning the system was a little difficult because there are a few quirks, but once you learn them the system it isn't a problem.

Overall: This system generates clean documents. This can't be said for other LOS.

Very easy to use and understandable

Jun 28, 2017
5/5
Overall

5 / 5
Ease of Use

5 / 5
Features & Functionality

5 / 5
Customer Support

5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: Very clear on setup and where to information is explained in detai. The software is easy to use and very professionally detailed.

Overall: I ask my client about detail information the entry was right where I could put the information in use. No guessing where the information has to be retrieve. I am used to this software only.

my experience was hard the first time working on it.

Mar 23, 2018
4/5
Overall

4 / 5
Ease of Use

4 / 5
Features & Functionality

4 / 5
Customer Support

3 / 5
Value for Money
Likelihood to Recommend: 8.0/10 Not
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Pros: what i like the most about this software is that it really helps me file up the information of our clients

Cons: what i like the least about this software is that it is really complex to understand on my own so i had to watch videos first

Overall: i can easily file my client's info

Great for lending business, easy to learn and use.

Feb 05, 2019
4/5
Overall

4 / 5
Ease of Use

4 / 5
Features & Functionality

5 / 5
Customer Support

4 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: This software is easy to use and easily input basic information to get the qualification I factors I am looking for.

Cons: Cost can be expensive but easily offset by the added business you will have.

Capterra loader

Point

Jan 30, 2019
2/5
Overall

2 / 5
Ease of Use

2 / 5
Features & Functionality

2 / 5
Customer Support

2 / 5
Value for Money

Pros: Nothing. It's old school junk that has been lapped

Cons: It's 2018 and this is a dos program that is not web based. Their thing about security is lame and pathetic.

Overall: Aweful

At the time it was the best

Nov 25, 2018
4/5
Overall

4 / 5
Ease of Use

4 / 5
Features & Functionality
Likelihood to Recommend: 9.0/10 Not
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Pros: Industry leading interface with underwriters and banks

Cons: At the time it seemed a little behind the times for graphical looks and inteface nuances

Quick efficent program

Jan 24, 2016
5/5
Overall

5 / 5
Ease of Use

4 / 5
Customer Support

Comments: Found it very easy to use for people with little to no experience in loans. Gave quick accuate answers