--- title: "PlanGuru Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about PlanGuru Software - reviews, pricing plans, popular comparisons to other Accounting products and more." source_url: "https://www.capterra.com/p/90928/PlanGuru/" page_type: "product" language: "en" publication_date: "2026-10-19" --- # PlanGuru Software Review 2026: Features, Integrations, Pros & Cons Last updated on October 19, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) PlanGuru ## What is PlanGuru? Starting at $99/mo, PlanGuru is designed for SMB's and their Advisors. PlanGuru's sophisticated methods allow you to budget and forecast for up to 10 years without having to create formulas. Plus you get cash flow projections, financial ratios and debt modeling tools to help you evaluate and improve your business performance. QuickBooks, QuickBooks Online, Xero & Excel compatible. Free 30 Day Trial. ## What is PlanGuru used for? [Budgeting](https://www.capterra.com/budgeting-software/)[Accounting](https://www.capterra.com/accounting-software/) Top alternative Featured Overall rating Based on 56 user reviews Reviews sentiment Positive 88% Neutral 9% Negative 4% Starting price $99 Flat Rate, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PlanGuru?[Manage this product listing](https://www.g2.com/products/planguru/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PlanGuru 4.2 (56) VS. [4.4 (3,339)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $99 Flat Rate, Per Month Starting Price $25 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.0 (55) Ease Of Use 4.4 (7,788) Value For Money 4.2 (38) Value For Money 4.2 (6,696) Customer Service 4.1 (48) Customer Service 4.0 (6,399) ## PlanGuru alternatives [4.2 (2,085)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.3 (718)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [4.4 (137)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/90928/PlanGuru/alternatives/) ## FAQs about PlanGuru Overview ### What problems does PlanGuru solve? PlanGuru solves manual, spreadsheet-heavy budgeting and forecasting by supporting departmental, project, and multi-year plans with adjustable assumptions. Finance teams, business owners, and managers use it to compare budgets with actuals, forecast cash flow, track KPIs, model revenue and expenses, and identify financial variances before they affect projects or operations. Answer based on 20 reviews Overview ### Which roles and teams benefit most from PlanGuru? PlanGuru is most used by CFOs, controllers, accountants, and corporate finance teams that need to build budgets, forecasts, and cash-flow plans. CEOs, owners, presidents, and partners use financial projections to guide business decisions, while accounting and financial operations managers track performance against plan and prepare reporting for leadership. Answer based on 50 reviews Overview ### What company size and specific industries is PlanGuru built for? PlanGuru is designed for small and mid-size businesses, non-profits, and business advisors that need budgeting, forecasting, and planning tools. It fits organizations that want to manage financial planning alongside Excel and QuickBooks compatibility, making it suitable for general business and nonprofit use rather than large enterprise operations. Features and Usability ### What are the key features of PlanGuru? PlanGuru includes core cash flow analysis and strategic planning, with budgeting and forecasting tools for long-term financial models. Reviewers frequently discuss integrated profit and loss, balance sheet, and cash flow projections, What If scenarios, budget-to-actual reporting, Excel import and export, and multi-company or department consolidation. Answer based on 24 reviews Pricing ### How much does it cost and what fees or limitations are included? PlanGuru offers plans starting at $99 per month flat rate for both App and Desktop, or 899 annually. A free trial is available, and each plan includes a 30-day money-back guarantee; additional users cost 29 monthly. Reviewers often consider the feature set affordable, though some cite a steep learning curve and want more included users. Answer based on 15 reviews Integrations ### Which third-party tools and platforms does PlanGuru integrate with? PlanGuru integrates with Microsoft Excel, QuickBooks Online, QuickBooks Online Advanced, and Xero. These accounting and spreadsheet connections support importing, exporting, and financial planning workflows across core business data sources. Answer based on 7 reviews Getting Started and Support ### How easy is it to onboard and train a team on PlanGuru? PlanGuru offers live online training, webinars, documentation, and videos to support onboarding. Reviewers report that first-time users and non-accountants can get started quickly with tutorials and case studies, while finance-heavy or novice users may face a steeper learning curve. Structured training and responsive support can help teams avoid common setup mistakes. Answer based on 19 reviews Getting Started and Support ### What customer support options does PlanGuru offer, and how do users rate the experience? PlanGuru offers FAQ/forum resources, a knowledge base, phone support, and chat. Users often describe the support team as responsive, knowledgeable, and effective at resolving questions quickly. However, some reviewers report limited setup or in-depth assistance without paid consulting, and note that learning materials do not always cover every issue. Answer based on 30 reviews Budget forecast ### How well does PlanGuru handle budgeting and forecasting? PlanGuru supports detailed budgeting and financial forecasting with multiple scenarios, departmental planning, budget-versus-actual comparisons, cash-flow tracking, and KPI reporting. Small businesses and finance teams value its Excel integration and flexible assumptions, although some users find scenario setup, multi-currency planning, and certain QuickBooks comparisons cumbersome. Answer based on 20 reviews ## Features AI summary Based on 11,413 Accounting reviews Capterra data shows that buyers of accounting software rank the following features as their top priorities: - **Reporting/Analytics** (**58%** of reviewers rated this feature as critical) - **Income & Balance Sheet** (**58%**) - **Inventory Control** (**55%**) PlanGuru includes **Income & Balance Sheet**, which gives finance teams a clear view of financial position and business performance through core statements. However, it does not include **Reporting/Analytics** or **Inventory Control**. Its coverage of **Income & Balance Sheet** helps businesses track profitability, monitor assets and liabilities, and make more informed financial decisions. Income & Balance Sheet 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time Budgeting/Forecasting 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Create budgets based on historical data and future projections API 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Application programming interface that allows for integration with other systems/databases Cash Management 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Consolidation/Roll-Up 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting Forecasting 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Form predictions based on past and present data/trends PlanGuru 12 features ### All Features - "What If" Scenarios: Method used in decision-making that allows businesses to input variables to forecast potential outcomes or possibilities - API: Application programming interface that allows for integration with other systems/databases - Budgeting/Forecasting: Create budgets based on historical data and future projections - Cash Flow Analysis: Calculates a company's working capital which is the amount of money a company has available to run its business - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Consolidation/Roll-Up: Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting - Forecasting: Form predictions based on past and present data/trends - Income & Balance Sheet: A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time - Multi-Company: Manage the accounting and financial aspects of multiple locations or companies in a single location - Multi-Department/Project: Manage the accounting and financial aspects of multiple operations and departments or ongoing projects from a single location - Profit/Loss Statement: A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time - Strategic Planning: At a high level, visualize a preferred outcome, define goals and identify specific steps to achieve them --- Get Advice We can help you find the software with the features you need. Features 4.0 (52) 4.0 Based on 52 reviews ## Pricing Value for money 4.2 (38) Free Trial [View pricing plan details](https://www.capterra.com/p/90928/PlanGuru/pricing/) PlanGuru App $99.00 Flat Rate,Per Month It includes: - 10 Years Budget/Forecast - 20+ Standard Forecasting Methods - 5 Years Actual Results Import - Automatically Solved Cashflow Statement - Budget Archive - Cloud-Based App - Excel - Excel Import for Financial & Non-Financial Data - Export Reports & Dashboards to Pdf - Forecast Using Non-Financial Data - Formula Builder to Create Custom Methods - Group Accounts With Sub-Totaling - In-App Dashboard & Reporting Tools - Notes Payable and Line of Credit Tools - Quickbooks Online - Quickbooks Onlinexeroexcel - Ratio and Kpis - Unlimited Scenarios - Word - Xero & Excel Import PlanGuru Desktop $99.00 Flat Rate,Per Month It includes: - 10 Years Budget/Forecast - 20+ Standard Forecasting Methods - 5 Years Actual Results Import - Automatically Solved Cashflow Statement - Breakeven Tool - Budget Archive - Business Valuation - Consolidate Unlimited Numer of Projections - Excel - Excel Import for Financial & Non-Financial Data - Export Reports & Dashboards to Pdf - Forecast Using Non-Financial Data - Formula Builder to Create Custom Methods - Group Accounts With Sub-Totaling - In-App Dashboard & Reporting Tools - Notes Payable and Line of Credit Tools - Payroll Utility - Planguru Analytics & Excel Add-in Reporting Tool - Pre-Built 3-Way Forecasting Structure - Quickbooks Online - Quickbooks Onlinexeroexcel - Ratio and Kpis - Unlimited Scenarios - Windows Desktop Application - Word - Xero & Excel Import Value for money 4.2 (38) 4.2 Based on 38 reviews ## Integrations [ Microsoft Excel](https://www.capterra.com/p/176574/Excel/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.1 (48) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.1 (48) 4.1 Based on 48 reviews ## User reviews Overall rating 4.2 Based on 56 reviews Filter by rating Counts reflect reviews available in this feed. 5(17) 4(30) 3(7) 2(1) 1(1) Mentioned topic Recent reviews first, then most helpful VR Verified Reviewer Copywriter, Freelance Writer, Blogger Used the software for: Less than 1 year ### "Our favorite forecasting software solution." 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 June 18, 2019 PlanGuru allows me to build plans and change scenarios to see how different outside factors impact the bottom line, that alone is worth the annual cost. Pros Excellent customer support. Training for new users helps to avoid common mistakes. Intuitive design. Simple to consolidate multiple departments/projects. Cons Annual fees. Local install, cannot access remotely. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Founder and Chief Consultant Used the software for: 3-5 years ### "PlanGuru Forecasting Software is the Best" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 28, 2018 I use PlanGuru to build business forecasts for my clients so that I can provide great service, especially to growth oriented clients who hold themselves accountable to their goals. I have used PlanGuru results (P&L, Balance Sheet, Cash Flow, Valuations) to support my clients with their banking relationships and for providing investors with forecasts that support business models for startups and going concerns too. Pros PlanGuru provides upfront training on how to utilize the software using case studies so a new user can learn, practice and see the results of the case studies. This is critical to the user because it allows a new user the opportunity to learn from mistakes in a case study, as well as the opportunity to try different modeling techniques. I learned the importance of thinking through assumptions, KPIs and all drivers that impact forecasting of details on the P&L, Balance Sheet and Cash Flow statements in case studies. I continued to learn every time I used PlanGuru. I also used the output many times in serving my clients. Each and every time I need support of any kind, PlanGuru always got back to me in 24 hours or less and stayed glued to me until my question or issue was completed resolved to my satisfaction. I always had service with a smile via email or on a one on one phone call. Cons I was annoyed when I learned that my software was shut down remotely when PlanGuru adopted an annual license fee after several years of no fees, unless you opted in for an upgrade to a new version. I got over it as I realize that the software and the customer service and support are superb. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer President Used the software for: Less than 1 year ### "Good product but far from the ideal Forecasting software" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 November 7, 2016 Plan Guru is an excellent product, specially considering that there are no products out there with this many features at this price level. If you want to have the best products you will have to pay tens of thousands every year, ie. Budget Maestro. However I think PG has some room for improvement, such as 1.- More flexibility in the automatization for the recording of Historical and actual values. Not even copy and paste is possible. 2.- Make it more friendly. PG can only be mastered by someone with a strong background in Finance 3.- Expand reporting capabilities and allow to export reports to excel with up the 36 months instead of only 12 mo. 4.- Develop a Mac version or a web version 5.- Develop Inventory module and allow for supporting schedule on the Balance sheet 6.- Flexibility in putting some values ( ie. interest expense) in the balance sheet for capitalization purposes Pros \-Once you have all the numbers, projections are very fast and exact. -Income Statement, Balance Sheet and Cash flow integration -Links to excel files Cons \- The link process is very long and tedious - No possibility of using formulas in the actual and historical data - Need an inventory module - Need Supporting schedule for the Balance sheet Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Owner Used the software for: 3-5 years ### "Budgeting Software Every Business Owner Should Own" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 26, 2018 I own a manufacturing business and produce an annual budget and a multi-year projection. I am not a CPA nor am I trained as a bookkeeper. When I needed to replace my old budgeting software I was particularly concerned whether it was appropriate for someone who isn't a pro. I wasn't disappointed: once purchased I was up and running within the hour. Anytime I've had a question that I couldn't answer through the help screens or online tutorials I've been able to discuss my problem with tech support! This is huge for me. I've also taken some of the online courses called PlanGuru University, which were invaluable. I wish my CPA used this software. Pros 1) Functionality. 2) Easy to use. 3) Great help screens. 4) Terrific tutorials. 5) Fantastic customer support. Cons I'd like to track 5 years historical data to project a budget analysis. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Michael F. COO Used the software for: 1-3 years ### "PlanGuru" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 19, 2018 Overall great experience and is highly recommended based on our needs, which is a company under $10M in revenue with less than 50 employees. Pros PlanGuru makes it easy to build a complete budget and forecast, compare budget to actuals, keep an eye on cash and track KPI's. When getting started and familiar with the software, PG has a very responsive and knowledgable support team. Lastly, for those in management that just want to look at the KPI's they can log into Analytics. Cons The one challenge we had as a business was having to move outside of PG during a period of time when cash flow was being managed weekly. PG is limited to monthly. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer CFO Used the software for: 1-3 years ### "A Basic Forecasting and Planning Tool" 3.0 Overall Rating 3.0 3.0 Ease of Use 2.0 2.0 Features 3.0 3.0 Customer Service 3.0 3.0 Likelihood to Recommend 4/10 November 28, 2018 \- It's certainly not a system that motivates me to get off excel. I don't use it very much and will probably cancel my subscription. Pros \- it has the ability to pull in actuals from Quickbooks online - there are some workarounds for managing revenue recognition Cons \- it is not cloud based - and so requires you to download the tool, but doesn't work unless you're connected to the internet (so even though I have it downloaded, I can't access it when I'm on a flight, and I travel frequently) - very cumbersome to set up access with different Classes (from quickbooks). The Quickbooks budgeting tool is easier to use for this purpose - very cumbersome to set up any sort of scenario analysis - much easier to just create an excel workbook - has no flexibility for FX management. I have a number of expenses in CAD, and revenues in USD, and I don't have the flexibility to see the impact of FX. Nor do I have the ability to work with multiple currencies. - they provide little to no support to get set up - unless one pays for their consulting service, which was a little bit helpful. - the videos on the website are very basic Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer CFO Used the software for: 3-5 years ### "Value Offering" 3.0 Overall Rating 3.0 3.0 Ease of Use 2.0 2.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 5/10 November 23, 2018 Challenging to get up to speed on using the software. Customer support is lacking. Bugs in software required me to upgrade - which feels like it lacks integrity. Pros Low cost. Full financials with balance sheet, cash flow, owners equity. Extra supporting schedules. Cons Limited forecasting years. Difficult to make 3 year forecast. Minimal customer support. I would like to customize reporting templates from PlanGuru, so I don't have to reformat each time. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer CFO/Tax Director Used the software for: 3-5 years ### "Easy Starting" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 30, 2018 Pros A very good starting package. Not overly complicated yet quite sophisticated with options that can accommodate large enterprises. Cons A bit on the slow side when you start putting together multiple divisions or consolidated corporations. Would like to plan on a monthly basis and report on a Qrtly. That can be done, but probably only by using the Advance Reporting Package which adds a little more complexity and time to the process. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer ### "PlanGuru - Software for small business" 3.5 Overall Rating 3.5 3.5 Ease of Use 3.5 3.5 Features 3.5 3.5 Customer Service 4.5 4.5 Likelihood to Recommend 7/10 July 4, 2014 Pros PlanGuru is good software. One of its key advantages is you can import all your data from any accounting system, and it is really user-friendly software. Support was really helpful at the beginning, and it made my experience with PlanGuru better. It's good software for the price. It was one of the cheapest when I bought it. Cons My version of PlanGuru still has some bugs. When I import my data, the software notes the import date in the right account. It seems it doesn't recognize the information. Between each import, the description of some accounts are changed, so I have always to re-link the account or manually enter some accounts. I think using only a description as common information for the import is inefficient. People should use the account number. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Owner Used the software for: 3-5 years ### "Great product. A must have for all forward thinking companies." 4.5 Overall Rating 4.5 4.5 Ease of Use 4.0 4.0 Features 4.5 4.5 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 April 24, 2015 Pros It is easy to use. It is the only product in the market that I am aware of that focuses on the balance sheet and in particular cash. Cons Reporting features could be enhanced. Would like to be able to hide accounts that are no longer in use. When reporting condense some categories while expanding others. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/90928/PlanGuru/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [QuickBooks Online vs PlanGuru](https://www.capterra.com/compare/90928-190778/PlanGuru-vs-QuickBooks-Online)