# Best Payment Processing Software 2026 | Capterra

> Find the top Payment Processing software of 2026 on Capterra. Based on millions of verified user reviews - compare and filter for whats important to you to find the best tools for your needs.

Source: https://www.capterra.com/payment-processing-software/

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# Best Payment Processing Software

Last updated on July 23, 2026

How to find the right Payment Processing Software?

Learn more from our team about Payment Processing Software pricing features and benefits in our Payment Processing Buyers Guide

## What is payment processing software and how do I choose the right one?

Researched by: [Giorgia Pisano](https://www.capterra.com/resources/author/giorgia-pisano/)and reviewed by: [Liza Amlani](https://www.capterra.com/resources/author/liza-amlani/)

Updated on July 23, 2026

[Payment processing software](https://www.capterra.com/payment-processing-software/) allows organizations to process credit card payments via online payment portals or traditional point of sale (POS) interfaces. Payment processing solutions include payment management, credit card authorizations, settlements, and administrative functions.

Payment processing software is used across many departments, most often by employees in asales, accounting, and IT.

Many payment processing solutions on the market are free to use but charge a transaction fee. Optional monthly subscriptions offer access to additional features. Basic plans cost $39 per month on average, while advanced plans are $181 per month on average.

First-time buyers should consider their budget, user needs, and available integration options when selecting software. To identify the best system for your needs, consult stakeholders on key vendor questions:

_How easy is it to record financial transactions?_

_How does the software track key metrics?_

_Can payment be processed via multiple methods?_

For more information consult our [Payment Processing Buyers Guide](#buyers-guide-content)

## Target Group

Rating: 5.0 out of 5 (1 reviews)

Profile: [Target Group](https://www.capterra.com/p/203272/Target-Group/)

Visible tabs: Overview, Features, Gallery

### Overview tab

#### What is this product about?

Our platform manages the end to end customer journey across a wide range of asset classes including both secured and unsecured lending.

#### Rating breakdown

- Ease of Use: 5.0 out of 5

- Features: 5.0 out of 5

#### Pros and cons based on reviews

Not available

#### Starting price

Starting price: Not available

Pricing details: Per Feature

Free trial: No

Free demo: No

### Features tab

#### Most popular features

- Debit/Credit Card Processing: Not available

- Mobile Payments: Not available

- Payment Fraud Prevention: Not available

- Billing & Invoicing: Not available

- Transaction Monitoring: Not available

- ACH Payment Processing: Not available

- In-Person Payments: Not available

- Reporting/Analytics: Not available

- Multiple Payment Options: Not available

- Recurring/Subscription Billing: Not available

- Multi-Currency: Not available

- Payment Gateway Integration: Not available

### Gallery tab

Ease of use: 5.0 out of 5 (1 reviews)

---

## ACH Universal

Rating: 4.3 out of 5 (3 reviews)

Profile: [ACH Universal](https://www.capterra.com/p/204041/ACH-Universal/)

Visible tabs: Overview, Features, Gallery

### Overview tab

#### What is this product about?

Create ACH / NACHA files and Canada EFT files quickly and easily. Works with QuickBooks, QuickBooks Online, SQL - and Excel, csv files.

#### Rating breakdown

- Ease of Use: 5.0 out of 5

- Customer Service: 5.0 out of 5

- Features: 4.7 out of 5

- Value for Money: 5.0 out of 5

#### Pros and cons based on reviews

Not available

#### Starting price

Starting price: $19.95

Pricing details: Per User, Per Month

Free trial: Yes

Free demo: Yes

### Features tab

#### Highest rated features

- ACH Payment Processing: 5.0 rating

- Data Import/Export: 5.0 rating

- Data Security: 5.0 rating

### Gallery tab

Ease of use: 5.0 out of 5 (3 reviews)

---

## Melio

Rating: 4.2 out of 5 (404 reviews)

Profile: [Melio](https://www.capterra.com/p/184673/Melio/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Manage business payments effortlessly with Melio. Pay vendors via bank transfers or cards, even where cards aren’t accepted.

#### Rating breakdown

- Ease of Use: 4.4 out of 5

- Customer Service: 4.0 out of 5

- Features: 4.1 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Intuitive daily operations

- Cost-effective payment processing

Cons:

- Inconsistent customer service quality

- Bank account connectivity issues

#### Starting price

Starting price: $25.00

Pricing details: Per User, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Online Payments: 4.3 rating

- Data Security: 4.4 rating

- ACH Payment Processing: 4.2 rating

- Debit/Credit Card Processing: 4.2 rating

#### Lowest rated features

- Mobile Payments: 4.2 rating

- Multiple Payment Options: 4.1 rating

- Billing & Invoicing: 4.3 rating

- Partial Payments: 4.0 rating

#### Feature-related review snippet

Reviewer: Verified Reviewer

Reviewer details: Accounting, 1-10 employees

Published: April 4, 2023

> "Melio has easy & simple Interface which helped me to easily understand and navigate through the software."

### Gallery tab

Ease of use: 4.4 out of 5 (404 reviews)

#### Related review snippet

Reviewer: Krzysiek S.

Reviewer details: Translation and Localization, 1-10 employees

Published: June 23, 2026

> "It is a useful solution for managing invoices, sending payments, and keeping vendor payments better organized."

### Integrations tab

Melio connects with 4+ software tools.

[See all integrations](https://www.capterra.com/p/184673/Melio/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.7 rating

- FreshBooks: 4.7 rating

- QuickBooks Desktop: 4.4 rating

- QuickBooks Online Advanced: 4.2 rating

#### Integrations-related review snippet

Reviewer: Jamie D.

Reviewer details: Accounting, 1-10 employees

Published: November 23, 2022

> "The fact that it is free for ACH and has the integration with QBO."

---

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## Plooto

Rating: 4.3 out of 5 (244 reviews)

Profile: [Plooto](https://www.capterra.com/p/225025/Plooto/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Ideal for SMBs and accountants, Plooto is the fastest way to manage business payments, AP & AR process & receive credit card payments.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.0 out of 5

- Features: 4.2 out of 5

- Value for Money: 4.2 out of 5

#### Pros and cons based on reviews

Pros:

- Automated accounting connectivity

- Intuitive and simple workflow

Cons:

- Unresponsive customer service

#### Starting price

Starting price: CA$32.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Online Payments: 4.3 rating

- Data Security: 4.0 rating

- Billing & Invoicing: 4.5 rating

- Debit/Credit Card Processing: 5.0 rating

#### Lowest rated features

- ACH Payment Processing: 2.7 rating

- Reporting/Analytics: 3.3 rating

- Recurring/Subscription Billing: 4.5 rating

- Transaction Monitoring: 5.0 rating

#### Feature-related review snippet

Reviewer: Alan C.

Reviewer details: Education Management, 1-10 employees

Published: December 4, 2023

> "The interfaces are clean and the functionality with the software is very solid."

### Gallery tab

Ease of use: 4.5 out of 5 (244 reviews)

#### Related review snippet

Reviewer: ryan P.

Reviewer details: Design, 1-10 employees

Published: March 9, 2026

> "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send and receive payments, schedule transactions, and automate approvals."

### Integrations tab

Plooto connects with 7+ software tools.

[See all integrations](https://www.capterra.com/p/225025/Plooto/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.6 rating

- Xero: 3.0 rating

- QuickBooks Desktop: 3.0 rating

- NetSuite: 4.2 rating

- QuickBooks Online Advanced: 4.2 rating

- QuickBooks Online Accountant: 4.5 rating

#### Integrations-related review snippet

Reviewer: Chloe S.

Reviewer details: Accounting, Self-employed

Published: June 4, 2026

> "It integrates well with QuickBooks, keeps everything neat and tidy."

---

## Zil Money

Rating: 4.7 out of 5 (103 reviews)

Profile: [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

The payment platform helps businesses manage finances via credit cards, checks, wire transfers, and more. Fund payroll by credit card.

#### Rating breakdown

- Ease of Use: 4.6 out of 5

- Customer Service: 4.5 out of 5

- Features: 4.5 out of 5

- Value for Money: 4.6 out of 5

#### Pros and cons based on reviews

Not available

#### Starting price

Starting price: $30.00

Pricing details: Usage Based, Per Month

Free trial: Yes

Free demo: Yes

### Features tab

#### Highest rated features

- Data Security: 4.6 rating

- Billing & Invoicing: 4.4 rating

- Mobile Payments: 4.6 rating

- Debit/Credit Card Processing: 4.5 rating

#### Lowest rated features

- Reporting/Analytics: 4.0 rating

- ACH Payment Processing: 4.4 rating

- Activity Dashboard: 4.4 rating

- Multiple Payment Options: 4.6 rating

#### Feature-related review snippet

Reviewer: Ana F.

Reviewer details: Health, Wellness and Fitness, 501-1,000 employees

Published: June 18, 2024

> "User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency."

### Gallery tab

Ease of use: 4.6 out of 5 (103 reviews)

#### Related review snippet

Reviewer: Justin L.

Reviewer details: Construction, Self-employed

Published: October 7, 2025

> "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process"

### Integrations tab

Zil Money connects with 14+ software tools.

[See all integrations](https://www.capterra.com/p/10014229/Zil-Money/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.3 rating

- Dynamics 365: 4.4 rating

- FreshBooks: 4.5 rating

- Zapier: 4.7 rating

- QuickBooks Desktop: 5.0 rating

- NetSuite: 4.2 rating

#### Integrations-related review snippet

Reviewer: Carlos P.

Reviewer details: Marketing and Advertising, 1-10 employees

Published: June 14, 2024

> "I love how easy it is to set up and intergrate into your buisness its almost seamlessly which i love so much."

---

## Regpack

Rating: 4.4 out of 5 (368 reviews)

Profile: [Regpack](https://www.capterra.com/p/124427/Regpack/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Automate and streamline client billing with Regpack's full suite of onboarding and payment tools. Manage clients efficiently.

#### Rating breakdown

- Ease of Use: 4.0 out of 5

- Customer Service: 4.3 out of 5

- Features: 4.2 out of 5

- Value for Money: 4.4 out of 5

#### Pros and cons based on reviews

Pros:

- Streamlined and customizable registration

- Flexible project setup and duplication

Cons:

- Inflexible and confusing payment features

- Frequent technical glitches and errors

#### Starting price

Starting price: Not available

Pricing details: Other, Per Year

Free trial: No

Free demo: Yes

### Features tab

#### Highest rated features

- Data Security: 4.6 rating

- Online Payments: 4.5 rating

- Payment Fraud Prevention: 4.8 rating

- Billing & Invoicing: 4.1 rating

#### Lowest rated features

- Debit/Credit Card Processing: 3.2 rating

- Reporting/Analytics: 3.0 rating

- Transaction Monitoring: 3.0 rating

- Mobile Payments: 3.7 rating

### Gallery tab

Ease of use: 4.0 out of 5 (368 reviews)

#### Related review snippet

Reviewer: ryan P.

Reviewer details: Design, 1-10 employees

Published: February 23, 2026

> "I like how centralizes billing, recurring payments, autobill options, invoicing, and reminders in one place, which cuts down on spreadsheets and manual follow-ups"

### Integrations tab

Regpack connects with 3+ software tools.

[See all integrations](https://www.capterra.com/p/124427/Regpack/#integrations)

#### Most popular integrations

- QuickBooks Online: 2.0 rating

- Calendly: 4.7 rating

- Zapier: 4.7 rating

#### Integrations-related review snippet

Reviewer: Jessica N.

Reviewer details: Health, Wellness and Fitness, 11-50 employees

Published: March 9, 2022

> "It is also really neat how integrated the RegPack system looks in on our company website."

---

## Paystand

Rating: 4.5 out of 5 (337 reviews)

Profile: [Paystand](https://www.capterra.com/p/131733/PayStand/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Speed up payments with zero fees on Paystand’s processing platform.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.4 out of 5

- Features: 4.4 out of 5

- Value for Money: 4.5 out of 5

#### Pros and cons based on reviews

Not available

#### Starting price

Starting price: Not available

Pricing details: Per Feature, Per Month

Free trial: No

Free demo: Yes

### Features tab

#### Highest rated features

- Online Payments: 4.3 rating

- ACH Payment Processing: 4.2 rating

- Mobile Payments: 4.3 rating

- Billing & Invoicing: 4.5 rating

#### Lowest rated features

- Debit/Credit Card Processing: 4.2 rating

- PCI Compliance: 4.4 rating

- API: 4.3 rating

- Multi-Currency: 3.0 rating

#### Feature-related review snippet

Reviewer: Joseph M.

Reviewer details: Information Technology and Services, 1,001-5,000 employees

Published: June 24, 2025

> "Seamless connection with tools like NetSuite, and Slack reduces manual data entry and errors."

### Gallery tab

Ease of use: 4.5 out of 5 (337 reviews)

#### Related review snippet

Reviewer: Michael W.

Reviewer details: Non-Profit Organization Management, 11-50 employees

Published: June 27, 2025

> "However, the desktop teampay site on the phone is surprisingly good since I see all my transactions, have the receipt icon for easily uploads and website responds well to touch on a mobile screen."

### Integrations tab

Paystand connects with 8+ software tools.

[See all integrations](https://www.capterra.com/p/131733/PayStand/#integrations)

#### Most popular integrations

- Slack: 4.7 rating

- Dynamics 365: 4.4 rating

- Xero: 4.4 rating

- NetSuite: 4.3 rating

- Odoo : 4.2 rating

- WooCommerce: 4.5 rating

#### Integrations-related review snippet

Reviewer: Alexa M.

Reviewer details: Graphic Design, 51-200 employees

Published: December 11, 2024

> "It integrates with Slack which is where I spend most of my work day"

---

## PayPal

Rating: 4.6 out of 5 (26,537 reviews)

Profile: [PayPal](https://www.capterra.com/p/207944/PayPal/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management.

#### Rating breakdown

- Ease of Use: 4.6 out of 5

- Customer Service: 4.2 out of 5

- Features: 4.6 out of 5

- Value for Money: 4.5 out of 5

#### Pros and cons based on reviews

Pros:

- Intuitive and accessible interface

- Secure payment experience

Cons:

- High and confusing transaction fees

- Inconsistent fraud resolution process

#### Starting price

Starting price: $0.29

Pricing details: Other

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Online Payments: 4.7 rating

- Data Security: 4.6 rating

- Payment Fraud Prevention: 4.5 rating

- Mobile Payments: 4.6 rating

#### Lowest rated features

- In-Person Payments: 4.3 rating

- Search/Filter: 3.6 rating

- Reporting/Analytics: 4.3 rating

- PCI Compliance: 4.3 rating

#### Feature-related review snippet

Reviewer: eldho T.

Reviewer details: Electrical/Electronic Manufacturing, 51-200 employees

Published: April 14, 2026

> "The materials used and how well the item holds up over time. How effectively the product fulfills its intended purpose compared to its advertising. How intuitive and aesthetically pleasing the product is for its target audience."

### Gallery tab

Ease of use: 4.6 out of 5 (26,537 reviews)

#### Related review snippet

Reviewer: Melanie M.

Reviewer details: Consumer Services, Self-employed

Published: April 15, 2026

> "The free version gives me plenty of options, including creating a custom PayPal.me link which makes sharing my business with others even easier. Whenever I've needed to reach out to customer support, the messaging system feels a bit dated but, thankfully, I usually hear back same day."

### Integrations tab

PayPal connects with 52+ software tools.

[See all integrations](https://www.capterra.com/p/207944/PayPal/#integrations)

#### Most popular integrations

- Wix: 4.5 rating

- QuickBooks Online: 4.7 rating

- Shopify: 4.6 rating

- WooCommerce: 4.7 rating

- Donorbox: 4.8 rating

- BigCommerce: 4.7 rating

#### Integrations-related review snippet

Reviewer: VINAY P.

Reviewer details: Automotive, 1,001-5,000 employees

Published: July 1, 2026

> "Its wide acceptance across e-commerce websites and integration with many business platforms make it convenient for both personal and professional use."

---

## QuickBooks Enterprise

Rating: 4.5 out of 5 (20,664 reviews)

Profile: [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Accept credit cards, process payments, and improve cash flow with QuickBooks Enterprise. Buy Now!

#### Rating breakdown

- Ease of Use: 4.3 out of 5

- Customer Service: 4.1 out of 5

- Features: 4.4 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Guided and accessible setup process

- Robust expense tracking features

Cons:

- Slow and inconsistent customer support

- Frequent bugs and technical problems

#### Starting price

Starting price: $2210.00

Pricing details: Flat Rate, Per Year

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Billing & Invoicing: 4.4 rating

- Data Security: 5.0 rating

- Expense Tracking: 4.6 rating

- Receipt Management: 4.6 rating

#### Lowest rated features

- Mobile Payments: 4.3 rating

- Partial Payments: 4.3 rating

- Data Import/Export: 4.4 rating

- Reporting/Analytics: 4.6 rating

#### Feature-related review snippet

Reviewer: Abdulrahman M.

Reviewer details: Retail, 1-10 employees

Published: October 24, 2024

> "The features are comprehensive, and the interface is user-friendly, allowing me to streamline processes and stay organized."

### Gallery tab

Ease of use: 4.3 out of 5 (20,664 reviews)

#### Related review snippet

Reviewer: Rebecca R.

Reviewer details: Construction, 11-50 employees

Published: April 24, 2026

> "It offers powerful reporting tools that give detailed insight into financial performance, inventory, and job costing, which makes managing the business much more efficient."

### Integrations tab

QuickBooks Enterprise connects with 22+ software tools.

[See all integrations](https://www.capterra.com/p/174984/QuickBooks-Enterprise/#integrations)

#### Most popular integrations

- Microsoft Excel: 4.7 rating

- Microsoft 365: 4.4 rating

- Gmail: 4.5 rating

- Microsoft Word: 4.2 rating

- Microsoft Outlook: 4.5 rating

- QuickBooks Online Advanced: 4.5 rating

#### Integrations-related review snippet

Reviewer: Deepak I.

Reviewer details: Accounting, 1-10 employees

Published: August 29, 2024

> "The software also provides robust integration options with other tools and systems, enhancing its versatility for complex business needs."

---

## Venmo

Rating: 4.7 out of 5 (9,299 reviews)

Profile: [Venmo](https://www.capterra.com/p/222572/Venmo-/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Mobile-based social commerce platform that enables users to carry out money transmission across all types of purchases.

#### Rating breakdown

- Ease of Use: 4.7 out of 5

- Customer Service: 4.4 out of 5

- Features: 4.6 out of 5

- Value for Money: 4.8 out of 5

#### Pros and cons based on reviews

Pros:

- Intuitive and accessible platform

- Seamless transfers among relatives

Cons:

- Fees and card limitations

- Default public transaction visibility

#### Starting price

Starting price: Not available

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Mobile Payments: 4.8 rating

- Online Payments: 4.7 rating

- Debit/Credit Card Processing: 4.6 rating

- Data Security: 4.6 rating

#### Lowest rated features

- Reporting/Analytics: 4.3 rating

- ACH Payment Processing: 4.4 rating

- In-Person Payments: 4.5 rating

- Multiple Payment Options: 4.3 rating

#### Feature-related review snippet

Reviewer: Savannah R.

Reviewer details: Health, Wellness and Fitness, Self-employed

Published: March 18, 2026

> "So user friendly and lots of options available on the app."

### Gallery tab

Ease of use: 4.7 out of 5 (9,299 reviews)

#### Related review snippet

Reviewer: Sarah W.

Reviewer details: Apparel & Fashion, 1-10 employees

Published: June 25, 2026

> "My favorite thing about Venmo is being able to lock my card that way if I lose it, nobody can access my funds, Plus I love the vibrant Venmo cards, my card is SO pretty!"

### Integrations tab

Venmo connects with 4+ software tools.

[See all integrations](https://www.capterra.com/p/222572/Venmo-/#integrations)

#### Most popular integrations

- PayPal: 4.7 rating

- Meta for Business: 4.8 rating

- Cash App: 4.5 rating

- PayPal Enterprise Payments: 4.2 rating

#### Integrations-related review snippet

Reviewer: Abby C.

Reviewer details: Real Estate, 201-500 employees

Published: August 8, 2022

> "I typically use it to pay my friends or family for different things and have recently been using the integration with SplitWise which makes planning trips and paying friends back so much easier."

---

## QuickBooks Online

Rating: 4.3 out of 5 (8,484 reviews)

Profile: [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

QuickBooks Online is a powerful payment processing & accounting tool. Get paid faster & manage transactions. !

#### Rating breakdown

- Ease of Use: 4.2 out of 5

- Customer Service: 4.0 out of 5

- Features: 4.3 out of 5

- Value for Money: 4.2 out of 5

#### Pros and cons based on reviews

Pros:

- Streamlined and intuitive workflow

- Comprehensive remote accessibility features

Cons:

- High and rising subscription costs

- Frequent glitches and instability

#### Starting price

Starting price: $38.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Billing & Invoicing: 4.6 rating

- Expense Tracking: 4.5 rating

- Real-Time Data: 4.6 rating

- Reporting/Analytics: 4.6 rating

#### Lowest rated features

- Self Service Portal: 4.3 rating

- Data Import/Export: 4.3 rating

- Electronic Signature: 2.0 rating

- Customizable Branding: 3.0 rating

#### Feature-related review snippet

Reviewer: Deborah T.

Reviewer details: Construction, 11-50 employees

Published: March 4, 2026

> "The program is intuitive and offers as much guidance with helpful hints, as needed.  "

### Gallery tab

Ease of use: 4.2 out of 5 (8,484 reviews)

#### Related review snippet

Reviewer: Jillean B.

Reviewer details: Retail, 1-10 employees

Published: May 21, 2026

> "This feature allows me to provide prompt and effective support to my employees, ensuring they receive the assistance they need, regardless of their location or my own, which significantly enhances our overall efficiency and productivity."

### Integrations tab

QuickBooks Online connects with 131+ software tools.

[See all integrations](https://www.capterra.com/p/190778/QuickBooks-Online/#integrations)

#### Most popular integrations

- Constant Contact: 4.3 rating

- Buddy Punch: 4.8 rating

- Cin7 Core: 4.3 rating

- Pipeline CRM: 4.3 rating

- Cin7 Omni: 4.3 rating

- BigCommerce: 4.4 rating

#### Integrations-related review snippet

Reviewer: Eri D.

Reviewer details: Accounting, 1-10 employees

Published: May 13, 2026

> "My clients use different software unique to their industry, Quickbooks makes this seamless by offering an integration for most if not all."

---

## Shopify

Rating: 4.5 out of 5 (6,701 reviews)

Profile: [Shopify](https://www.capterra.com/p/83891/Shopify/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Shopify is a commerce platform that helps businesses create online stores, sell across channels, and manage their operations.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.4 out of 5

- Features: 4.4 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Comprehensive e-commerce site builder

- Scalable solution for small businesses

Cons:

- Frequent technical glitches and delays

- High transaction fee structure

#### Starting price

Starting price: $29.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Data Security: 4.8 rating

- Activity Dashboard: 4.8 rating

- Reporting/Analytics: 4.4 rating

- Data Import/Export: 4.8 rating

#### Lowest rated features

- Customizable Branding: 4.5 rating

- API: 4.4 rating

- Electronic Signature: 4.4 rating

- eCommerce Integration: 4.0 rating

#### Feature-related review snippet

Reviewer: Seth N.

Reviewer details: Logistics and Supply Chain, 11-50 employees

Published: July 10, 2025

> "I think the user-friendliness of this is off the charts amazing, but the best feature for my user experience was Shopify's ability to integrate with my accounting and CRM and offer a variety of apps to meet whatever consumer interaction, data collection, or checkout function you could possibly need."

### Gallery tab

Ease of use: 4.5 out of 5 (6,701 reviews)

#### Related review snippet

Reviewer: Rebecca R.

Reviewer details: Construction, 11-50 employees

Published: May 26, 2026

> "The tools for product management, payments, and order tracking are well-designed and help streamline daily operations. While costs can increase with apps and upgrades, Shopify remains a strong and effective solution for building a professional e-commerce business."

### Integrations tab

Shopify connects with 24+ software tools.

[See all integrations](https://www.capterra.com/p/83891/Shopify/#integrations)

#### Most popular integrations

- Mailchimp: 4.4 rating

- QuickBooks Online: 4.3 rating

- Instagram: 4.7 rating

- Zapier: 4.7 rating

- Constant Contact: 4.3 rating

- Meta for Business: 4.6 rating

#### Integrations-related review snippet

Reviewer: Song L.

Reviewer details: Warehousing, 11-50 employees

Published: March 17, 2026

> "It offers extensive integration capabilities across various areas, and the integration with BC, in particular, makes ERP management much more convenient for us."

---

## Acuity Scheduling

Rating: 4.8 out of 5 (5,751 reviews)

Profile: [Acuity Scheduling](https://www.capterra.com/p/191978/Acuity-Scheduling/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Appointment scheduling solution that helps businesses automate client bookings, cancellations, reminders, payments, and more.

#### Rating breakdown

- Ease of Use: 4.6 out of 5

- Customer Service: 4.6 out of 5

- Features: 4.7 out of 5

- Value for Money: 4.7 out of 5

#### Pros and cons based on reviews

Pros:

- Streamlined and intuitive scheduling

- Quick and guided onboarding process

Cons:

- Limited mobile app functionality

#### Starting price

Starting price: $20.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Data Security: 4.6 rating

- Alerts/Notifications: 4.9 rating

- Reporting/Analytics: 4.1 rating

- API: 4.7 rating

#### Lowest rated features

- Billing & Invoicing: 4.3 rating

- Data Import/Export: 4.6 rating

- Online Payments: 4.8 rating

- Self Service Portal: 5.0 rating

#### Feature-related review snippet

Reviewer: Rachel P.

Reviewer details: Religious Institutions, 11-50 employees

Published: February 10, 2026

> "It has a sleek, modern and clean feel to it, which is what attracted me to it."

### Gallery tab

Ease of use: 4.6 out of 5 (5,751 reviews)

#### Related review snippet

Reviewer: Jeff R.

Reviewer details: Construction, 11-50 employees

Published: June 4, 2026

> "I have used this for 8+ years and it is so easy to create a customer facing site for customers to book appointments, it syncs up with my calendar, and my rates have hardly gone up since I signed up as they are loyal to their customers and grandfather them in (my pricing was held at what I signed up for even though the price of my plan went up).  "

### Integrations tab

Acuity Scheduling connects with 46+ software tools.

[See all integrations](https://www.capterra.com/p/191978/Acuity-Scheduling/#integrations)

#### Most popular integrations

- Google Workspace: 4.7 rating

- QuickBooks Online: 4.3 rating

- Zoho CRM: 4.3 rating

- Zapier: 4.7 rating

- Constant Contact: 4.3 rating

- iCloud: 4.6 rating

#### Integrations-related review snippet

Reviewer: Eric T.

Reviewer details: Automotive, 501-1,000 employees

Published: December 17, 2025

> "Acuity Scheduling integrated well into the process and tools we were using.  "

---

## FreshBooks

Rating: 4.5 out of 5 (4,521 reviews)

Profile: [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Cloud-based accounting software designed that helps small businesses with invoicing, time tracking, expense management and more.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.4 out of 5

- Features: 4.3 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Minimal learning curve

- Intuitive and modern design

Cons:

- Cost concerns for teams

- Frequent technical glitches

#### Starting price

Starting price: $21.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Billing & Invoicing: 4.9 rating

- Expense Tracking: 4.9 rating

- Activity Dashboard: 4.8 rating

- Online Payments: 4.8 rating

#### Lowest rated features

- Reporting/Analytics: 4.5 rating

- Receipt Management: 4.8 rating

- Self Service Portal: 4.8 rating

- ACH Payment Processing: 4.7 rating

#### Feature-related review snippet

Reviewer: Patty C.

Reviewer details: Religious Institutions, 11-50 employees

Published: May 15, 2026

> "It is very user friendly, precise and convenient."

### Gallery tab

Ease of use: 4.5 out of 5 (4,521 reviews)

#### Related review snippet

Reviewer: jawad M.

Reviewer details: Higher Education, 51-200 employees

Published: June 4, 2026

> "The collaboration features in FreshBooks help me and my teammates to unite and work together collaboratively managing our finances from planning, allocating them and tracking how we utilize them."

### Integrations tab

FreshBooks connects with 116+ software tools.

[See all integrations](https://www.capterra.com/p/142390/FreshBooks/#integrations)

#### Most popular integrations

- PayPal: 4.8 rating

- Salesforce Sales Cloud: 4.6 rating

- Asana: 4.7 rating

- HubSpot Marketing Hub: 4.5 rating

- Stripe: 4.5 rating

- Adobe Commerce: 4.3 rating

#### Integrations-related review snippet

Reviewer: Md Sazedur R.

Reviewer details: Computer Software, 1-10 employees

Published: September 12, 2024

> "The platform is user-friendly and offers integrations with other tools, making it easy to manage various aspects of a business from one place."

---

## Vagaro

Rating: 4.7 out of 5 (3,644 reviews)

Profile: [Vagaro](https://www.capterra.com/p/153752/Vagaro/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

#### Rating breakdown

- Ease of Use: 4.6 out of 5

- Customer Service: 4.6 out of 5

- Features: 4.5 out of 5

- Value for Money: 4.6 out of 5

#### Pros and cons based on reviews

Pros:

- Streamlined business operations

- Automated appointment notifications

Cons:

- Frequent glitches and downtime

- Limited and inflexible payment options

#### Starting price

Starting price: $23.99

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Data Security: 4.7 rating

- Online Payments: 4.8 rating

- Debit/Credit Card Processing: 4.5 rating

- Multiple Payment Options: 4.4 rating

#### Lowest rated features

- Transaction Monitoring: 3.6 rating

- Real-Time Data: 2.0 rating

- Billing & Invoicing: 4.1 rating

- In-Person Payments: 3.0 rating

#### Feature-related review snippet

Reviewer: Donielle B.

Reviewer details: Retail, Self-employed

Published: April 16, 2026

> "I really like how user friendly Vagaro is, especially for day to day use in my business."

### Gallery tab

Ease of use: 4.6 out of 5 (3,644 reviews)

#### Related review snippet

Reviewer: Sai Akshith L.

Reviewer details: Education Management, 11-50 employees

Published: July 3, 2026

> "Vagaro provides a reliable and scalable platform for managing client appointments and business operations smoothly, making it a solid tool for service management."

### Integrations tab

Vagaro connects with 10+ software tools.

[See all integrations](https://www.capterra.com/p/153752/Vagaro/#integrations)

#### Most popular integrations

- Microsoft Excel: 4.8 rating

- WordPress: 4.6 rating

- Zoom Workplace: 4.6 rating

- QuickBooks Online: 3.8 rating

- Instagram: 4.7 rating

- Gusto: 4.6 rating

#### Integrations-related review snippet

Reviewer: Camillia S.

Reviewer details: Retail, 1-10 employees

Published: April 10, 2026

> "Overall, I am glad I made the switch to Vagaro and I can have everything I desire on one website."

---

## Stripe

Rating: 4.6 out of 5 (3,360 reviews)

Profile: [Stripe](https://www.capterra.com/p/123889/Stripe/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.2 out of 5

- Features: 4.5 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Extensive integration ecosystem

- Comprehensive payment security features

Cons:

- Inconsistent fraud prevention and holds

- Challenging chargeback handling

#### Starting price

Starting price: Not available

Pricing details: Usage Based

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Online Payments: 4.7 rating

- Debit/Credit Card Processing: 4.6 rating

- Data Security: 4.6 rating

- Payment Fraud Prevention: 4.5 rating

#### Lowest rated features

- Cryptocurrency Processing: 3.7 rating

- Transaction Monitoring: 4.1 rating

- Activity Dashboard: 4.0 rating

- Partial Payments: 3.9 rating

#### Feature-related review snippet

Reviewer: Sonu P.

Reviewer details: Consumer Goods, 51-200 employees

Published: May 20, 2026

> "One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing businesses."

### Gallery tab

Ease of use: 4.5 out of 5 (3,360 reviews)

#### Related review snippet

Reviewer: Verified Reviewer

Reviewer details: Design, 1-10 employees

Published: March 31, 2026

> "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations."

### Integrations tab

Stripe connects with 106+ software tools.

[See all integrations](https://www.capterra.com/p/123889/Stripe/#integrations)

#### Most popular integrations

- Slack: 4.7 rating

- Docusign: 4.7 rating

- Zapier: 4.7 rating

- ShipStation: 4.6 rating

- Operations Hub: 4.8 rating

- Accelo: 4.5 rating

#### Integrations-related review snippet

Reviewer: Verified Reviewer

Reviewer details: Health, Wellness and Fitness, Self-employed

Published: April 7, 2026

> "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup."

---

## Square Point of Sale

Rating: 4.6 out of 5 (3,032 reviews)

Profile: [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Customizable point-of-sale (POS) system built for businesses of all shapes and sizes, offering reporting and inventory management.

#### Rating breakdown

- Ease of Use: 4.7 out of 5

- Customer Service: 4.3 out of 5

- Features: 4.5 out of 5

- Value for Money: 4.5 out of 5

#### Pros and cons based on reviews

Pros:

- Streamlined setup and operation

- Flexible POS for small businesses

Cons:

- Recurring bugs and weak support

- Reliance on stable internet

#### Starting price

Starting price: $0.00

Pricing details: Other, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Data Security: 4.7 rating

- Online Payments: 4.6 rating

- Mobile Payments: 4.7 rating

- Billing & Invoicing: 4.7 rating

#### Lowest rated features

- PCI Compliance: 4.3 rating

- Data Import/Export: 4.1 rating

- Recurring/Subscription Billing: 4.3 rating

- Reporting/Analytics: 4.3 rating

#### Feature-related review snippet

Reviewer: Lisa H.

Reviewer details: Cosmetics, Self-employed

Published: September 19, 2024

> "I use it daily for my job and it works very well, user friendly"

### Gallery tab

Ease of use: 4.7 out of 5 (3,032 reviews)

#### Related review snippet

Reviewer: Verified Reviewer

Reviewer details: Entertainment, Self-employed

Published: March 20, 2026

> "As part of the Square suite of apps and services, I liked that Point of Sale provided a digital platform and the means for me to pay using my cards or digital wallets, removing the need for paper or extra hassle at the cashier."

### Integrations tab

Square Point of Sale connects with 22+ software tools.

[See all integrations](https://www.capterra.com/p/275802/Square-Point-of-Sale/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.7 rating

- Xero: 4.4 rating

- Paymo: 4.7 rating

- Make: 4.8 rating

- Poptin: 4.8 rating

- Synder: 4.7 rating

#### Integrations-related review snippet

Reviewer: David E.

Reviewer details: Non-Profit Organization Management, 1-10 employees

Published: October 17, 2023

> "Very easy to integrate with our business model.  "

---

## Square Payments

Rating: 4.7 out of 5 (2,699 reviews)

Profile: [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.

#### Rating breakdown

- Ease of Use: 4.7 out of 5

- Customer Service: 4.4 out of 5

- Features: 4.6 out of 5

- Value for Money: 4.5 out of 5

#### Pros and cons based on reviews

Pros:

- Intuitive and simple interface

- Flexible event payment collection

Cons:

- Processing fees impact profits

- Technical glitches and disruptions

#### Starting price

Starting price: Not available

Pricing details: Usage Based

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Debit/Credit Card Processing: 4.7 rating

- Data Security: 4.7 rating

- Online Payments: 4.6 rating

- Payment Fraud Prevention: 4.6 rating

#### Lowest rated features

- Cryptocurrency Processing: 3.7 rating

- ACH Payment Processing: 4.4 rating

- Reporting/Analytics: 4.4 rating

- Recurring/Subscription Billing: 4.4 rating

#### Feature-related review snippet

Reviewer: Rebecca R.

Reviewer details: Construction, 11-50 employees

Published: April 28, 2026

> "The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online."

### Gallery tab

Ease of use: 4.7 out of 5 (2,699 reviews)

#### Related review snippet

Reviewer: Verified Reviewer

Reviewer details: Arts and Crafts, Self-employed

Published: April 15, 2026

> "The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and occasional delays in deposits can be a downside, the convenience, flexibility, and professional features make it a great option for small business owners"

### Integrations tab

Square Payments connects with 28+ software tools.

[See all integrations](https://www.capterra.com/p/170278/Square-Payments-Processing/#integrations)

#### Most popular integrations

- Wix: 4.0 rating

- Square Point of Sale: 4.6 rating

- Weebly: 4.3 rating

- WooCommerce: 4.4 rating

- QuickBooks Online Advanced: 4.4 rating

- Zoho Invoice: 4.7 rating

#### Integrations-related review snippet

Reviewer: Samantha S.

Reviewer details: Health, Wellness and Fitness, Self-employed

Published: March 24, 2026

> "Easy to use and integrate/implement for me and my clients."

---

## NetSuite

Rating: 4.2 out of 5 (2,055 reviews)

Profile: [NetSuite](https://www.capterra.com/p/135757/NetSuite/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Web-based & AI-powered enterprise resource planning (ERP) tool that gives businesses the visibility & control needed to make decisions.

#### Rating breakdown

- Ease of Use: 4.0 out of 5

- Customer Service: 3.8 out of 5

- Features: 4.2 out of 5

- Value for Money: 3.9 out of 5

#### Pros and cons based on reviews

Pros:

- Automated financial process integration

- Unified inventory and operations control

Cons:

- High and unpredictable costs

- Frequent bugs and unresolved errors

#### Starting price

Starting price: Not available

Pricing details: Per Year

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Billing & Invoicing: 4.6 rating

- Reporting/Analytics: 4.3 rating

- Activity Dashboard: 4.5 rating

- Real-Time Data: 4.5 rating

#### Lowest rated features

- API: 3.0 rating

- Payment Reconciliation: 3.5 rating

- Multi-Currency: 4.0 rating

- Alerts/Notifications: 3.0 rating

#### Feature-related review snippet

Reviewer: Teresa Z.

Reviewer details: Wholesale, 51-200 employees

Published: March 25, 2026

> "What I like the most about NetSuite is its innovative AI technology, which could significantly reduce the amount of manual work involved within the business"

### Gallery tab

Ease of use: 4.0 out of 5 (2,055 reviews)

#### Related review snippet

Reviewer: Sachin P.

Reviewer details: Consumer Goods, 51-200 employees

Published: April 8, 2026

> "Its real-time reporting and scalability were especially valuable for supporting business growth and decision-making. If you want, tell me your role (e.g., finance, ops, sales), and I can tailor it to sound more personal and specific."

### Integrations tab

NetSuite connects with 19+ software tools.

[See all integrations](https://www.capterra.com/p/135757/NetSuite/#integrations)

#### Most popular integrations

- Docusign: 4.7 rating

- Box: 4.4 rating

- BambooHR: 4.6 rating

- Microsoft Outlook: 4.3 rating

- SAP Concur: 3.9 rating

- Expensify: 4.1 rating

#### Integrations-related review snippet

Reviewer: Keson Y.

Reviewer details: Transportation/Trucking/Railroad, 51-200 employees

Published: March 25, 2026

> "What I liked most about NetSuite was how it brings multiple business functions into one integrated platform."

---

## Paychex Flex

Rating: 4.2 out of 5 (1,807 reviews)

Profile: [Paychex Flex](https://www.capterra.com/p/119841/Paychex-Flex/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Spend less time on payroll, HR, and reporting with Paychex—freeing you to focus on growing your business.

#### Rating breakdown

- Ease of Use: 4.2 out of 5

- Customer Service: 3.9 out of 5

- Features: 4.1 out of 5

- Value for Money: 4.0 out of 5

#### Pros and cons based on reviews

Pros:

- Streamlined user experience

- Intuitive and organized design

Cons:

- Frequent technical problems

- Cumbersome authentication process

#### Starting price

Starting price: Not available

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Data Security: 4.7 rating

- Alerts/Notifications: 4.7 rating

- Self Service Portal: 4.5 rating

- Reporting/Analytics: 4.4 rating

#### Lowest rated features

- API: 4.5 rating

- Online Payments: 4.5 rating

#### Feature-related review snippet

Reviewer: Matthew M.

Reviewer details: Civic & Social Organization, 51-200 employees

Published: February 6, 2026

> "The layout is nice and nothing is complicated."

### Gallery tab

Ease of use: 4.2 out of 5 (1,807 reviews)

#### Related review snippet

Reviewer: Kevin P.

Reviewer details: Construction, 501-1,000 employees

Published: June 9, 2026

> "The employee self-service portal is a major time-saver; staff can view pay stubs, update personal information, manage direct deposit accounts, and access tax documents without HR involvement."

### Integrations tab

Paychex Flex connects with 35+ software tools.

[See all integrations](https://www.capterra.com/p/119841/Paychex-Flex/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.4 rating

- BambooHR: 5.0 rating

- Xero: 4.4 rating

- Mindbody: 4.0 rating

- Sage Intacct: 4.3 rating

- Clover: 5.0 rating

#### Integrations-related review snippet

Reviewer: Ashlee B.

Reviewer details: Financial Services, 1-10 employees

Published: December 1, 2025

> "It’s popular and used across multiple platforms which made it easy to integrate with as the options were available."

---

## Clio

Rating: 4.7 out of 5 (1,738 reviews)

Profile: [Clio](https://www.capterra.com/p/105428/Clio/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Ranked #1 and with the most 5-star reviews on Capterra, Clio is the only intelligent legal work platform with context-aware AI.

#### Rating breakdown

- Ease of Use: 4.6 out of 5

- Customer Service: 4.7 out of 5

- Features: 4.5 out of 5

- Value for Money: 4.5 out of 5

#### Pros and cons based on reviews

Pros:

- Comprehensive legal practice management

- Remote legal work enablement

Cons:

- Recurring technical glitches

- Limited customizable reporting

#### Starting price

Starting price: $49.00

Pricing details: Per User, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Billing & Invoicing: 4.5 rating

- Expense Tracking: 4.3 rating

- Search/Filter: 4.5 rating

- Data Security: 4.9 rating

#### Lowest rated features

- Reporting/Analytics: 3.8 rating

- Real-Time Data: 4.1 rating

- Activity Dashboard: 4.2 rating

- Recurring/Subscription Billing: 4.6 rating

#### Feature-related review snippet

Reviewer: Rendi A.

Reviewer details: Law Practice, Self-employed

Published: May 14, 2026

> "The platform handles the core functions I need well: case management is intuitive, the document drafting and template features have genuinely improved my output speed and accuracy, and time tracking integrates smoothly with the billing workflow."

### Gallery tab

Ease of use: 4.6 out of 5 (1,738 reviews)

#### Related review snippet

Reviewer: Jarred E.

Reviewer details: Law Practice, Self-employed

Published: May 19, 2026

> "The ability to keep an overall schedule as well as a calendar for each case which then syncs to my Google calendar for me to view on my phone is invaluable."

### Integrations tab

Clio connects with 33+ software tools.

[See all integrations](https://www.capterra.com/p/105428/Clio/#integrations)

#### Most popular integrations

- PayPal: 4.6 rating

- Dropbox: 4.7 rating

- Docusign: 4.7 rating

- QuickBooks Online: 4.3 rating

- Box: 4.4 rating

- Zapier: 4.7 rating

#### Integrations-related review snippet

Reviewer: Stephanie P.

Reviewer details: Law Practice, 11-50 employees

Published: February 19, 2024

> "Overall, we love Clio and have it completely automated and integrated with other programs that we use.  "

---

## Wave

Rating: 4.4 out of 5 (1,726 reviews)

Profile: [Wave](https://www.capterra.com/p/178021/Wave-Apps/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Accounting solution that helps businesses automate invoicing, payroll management, estimating, invoicing, and bookkeeping tasks.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.0 out of 5

- Features: 4.2 out of 5

- Value for Money: 4.6 out of 5

#### Pros and cons based on reviews

Pros:

- Free and affordable options

- Tailored for small businesses

Cons:

- Unreliable customer assistance

- Slow and limited email support

#### Starting price

Starting price: $19.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Billing & Invoicing: 4.6 rating

- Expense Tracking: 4.5 rating

- Reporting/Analytics: 4.9 rating

- Alerts/Notifications: 4.8 rating

#### Lowest rated features

- Multi-Currency: 3.7 rating

- ACH Payment Processing: 4.2 rating

- Data Import/Export: 4.3 rating

- Customizable Branding: 4.3 rating

#### Feature-related review snippet

Reviewer: Verified Reviewer

Reviewer details: Furniture, 11-50 employees

Published: August 4, 2025

> "The best part about wave is that it is very budget friendly and the user interface is very easy to use and navigate."

### Gallery tab

Ease of use: 4.5 out of 5 (1,726 reviews)

#### Related review snippet

Reviewer: Amber M.

Reviewer details: Design, Self-employed

Published: March 25, 2026

> "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year."

### Integrations tab

Wave connects with 6+ software tools.

[See all integrations](https://www.capterra.com/p/178021/Wave-Apps/#integrations)

#### Most popular integrations

- PayPal: 4.3 rating

- Gmail: 4.9 rating

- Google Sheets: 4.5 rating

- Zapier: 4.7 rating

- Microsoft Outlook: 4.8 rating

- Shoeboxed: 4.5 rating

#### Integrations-related review snippet

Reviewer: Jodie R.

Reviewer details: Civic & Social Organization, 1-10 employees

Published: May 2, 2023

> "I liked the fact that it was very easy to use and integrating with other programs was fairly simple."

---

## SumUp

Rating: 4.5 out of 5 (1,471 reviews)

Profile: [SumUp](https://www.capterra.com/p/170673/SumUp-Air/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

SumUp provides payment processing, card acceptance, and POS systems to help small businesses manage finances effectively.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.3 out of 5

- Features: 4.4 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Simple and intuitive operation

- Effective loyalty incentives

Cons:

- Frequent technical disruptions

- Difficulties with transactions

#### Starting price

Starting price: $99.00

Pricing details: Flat Rate, Per Month

Free trial: No

Free demo: No

### Features tab

#### Highest rated features

- Debit/Credit Card Processing: 4.1 rating

- Data Security: 4.0 rating

- Payment Fraud Prevention: 4.0 rating

- In-Person Payments: 4.0 rating

#### Lowest rated features

- Mobile Payments: 3.5 rating

- Reporting/Analytics: 3.5 rating

- Real-Time Data: 3.8 rating

- Multiple Payment Options: 3.9 rating

#### Feature-related review snippet

Reviewer: emma B.

Reviewer details: Staffing and Recruiting, 1,001-5,000 employees

Published: January 16, 2025

> "great easy product to use having the app or the car reader"

### Gallery tab

Ease of use: 4.5 out of 5 (1,471 reviews)

#### Related review snippet

Reviewer: Shaun D.

Reviewer details: Computer Hardware, 1-10 employees

Published: September 22, 2025

> "It was really easy to get started with Sumup, the first card reader I bought was the Sumup air, the battery lasts ages , as a first time card payment user it was asimple process"

### Integrations tab

SumUp connects with 20+ software tools.

[See all integrations](https://www.capterra.com/p/170673/SumUp-Air/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.3 rating

- Xero: 4.4 rating

- Zapier: 4.7 rating

- FreeAgent: 4.5 rating

- Planday: 4.3 rating

- Deliveroo: 4.5 rating

#### Integrations-related review snippet

Reviewer: Heather L.

Reviewer details: Writing and Editing, Self-employed

Published: August 3, 2022

> "The fact that one can be rewarded just for visiting a store or restaurant or any other place of business for that matter through five stars integration is always beneficial."

---

## Marketing 360

Rating: 4.5 out of 5 (1,141 reviews)

Profile: [Marketing 360](https://www.capterra.com/p/148516/Marketing-360/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Marketing 360 Payments for SMB. Integrate all your revenue into M360 payments and build profitable marketing campaigns in one place.

#### Rating breakdown

- Ease of Use: 4.5 out of 5

- Customer Service: 4.6 out of 5

- Features: 4.4 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Intuitive and accessible platform

- Dedicated expert support team

Cons:

- High and confusing pricing structure

- Concerns about spending effectiveness

#### Starting price

Starting price: Not available

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Data Security: 5.0 rating

- Online Payments: 5.0 rating

- Payment Fraud Prevention: 4.8 rating

- Mobile Payments: 3.7 rating

#### Lowest rated features

- Electronic Signature: 3.0 rating

- Debit/Credit Card Processing: 5.0 rating

#### Feature-related review snippet

Reviewer: MEENACHISUNDARAM M.

Reviewer details: Architecture & Planning, 1-10 employees

Published: February 9, 2026

> "Working with limited hours in it. But, In my experience, It stands out with its comprehensive automation options and it is also user-friendly interface."

### Gallery tab

Ease of use: 4.5 out of 5 (1,141 reviews)

#### Related review snippet

Reviewer: MEENACHISUNDARAM M.

Reviewer details: Architecture & Planning, 1-10 employees

Published: February 9, 2026

> "The platform's ability to streamline marketing jobs/tasks, which includes email campaigns, generating leads and managing social media significantly enhances efficiency."

### Integrations tab

Marketing 360 connects with 14+ software tools.

[See all integrations](https://www.capterra.com/p/148516/Marketing-360/#integrations)

#### Most popular integrations

- Shopify: 3.5 rating

- Stripe: 4.6 rating

- Meta for Business: 3.7 rating

- LinkedIn for Business: 4.6 rating

- WooCommerce: 4.5 rating

- Google Ads: 4.4 rating

#### Integrations-related review snippet

Reviewer: jack H.

Reviewer details: Computer Software, 51-200 employees

Published: April 1, 2026

> "It's so much easier to track campaigns and see performance data in one place, especially with the CRM integration."

---

## QuickBooks Online Advanced

Rating: 4.4 out of 5 (1,045 reviews)

Profile: [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)

Visible tabs: Overview, Features, Gallery, Integrations

### Overview tab

#### What is this product about?

Simplify payment processing—accept payments online, automate tracking, and get paid faster with QuickBooks Online Advanced.

#### Rating breakdown

- Ease of Use: 4.4 out of 5

- Customer Service: 4.1 out of 5

- Features: 4.4 out of 5

- Value for Money: 4.3 out of 5

#### Pros and cons based on reviews

Pros:

- Intuitive and efficient workflow

- Robust expense management tools

Cons:

- Frequent technical disruptions

- High and increasing costs

#### Starting price

Starting price: $235.00

Pricing details: Flat Rate, Per Month

Free trial: Yes

Free demo: No

### Features tab

#### Highest rated features

- Expense Tracking: 5.0 rating

- Data Import/Export: 5.0 rating

- Receipt Management: 5.0 rating

- API: 5.0 rating

#### Lowest rated features

- Reporting/Analytics: 5.0 rating

#### Feature-related review snippet

Reviewer: Eliza E.

Reviewer details: Accounting, Self-employed

Published: May 22, 2026

> "I like Quickbooks on line because it is user friendly."

### Gallery tab

Ease of use: 4.4 out of 5 (1,045 reviews)

#### Related review snippet

Reviewer: Jeremy C.

Reviewer details: Accounting, 1-10 employees

Published: May 7, 2026

> "The ability to create custom reports, automate workflows, and handle large volumes of transactions efficiently is a big advantage for growing businesses."

### Integrations tab

QuickBooks Online Advanced connects with 158+ software tools.

[See all integrations](https://www.capterra.com/p/189398/QuickBooks-Online/#integrations)

#### Most popular integrations

- QuickBooks Online: 4.8 rating

- ShippingEasy: 4.8 rating

- ShipStation: 4.6 rating

- Stampli: 4.8 rating

- Expensya: 4.3 rating

- SugarCRM: 3.8 rating

#### Integrations-related review snippet

Reviewer: Joseph S.

Reviewer details: Construction, 1-10 employees

Published: June 23, 2025

> "I like the number of tools Quick books has as well as the many integrations that is had with other software"

---

Page 1 of 19

## Top-rated software of 2026

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

Filter (911) Products:

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85% of professionals opt for a 30-day trial before the software purchase

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Key Features

All key features

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We have selected the most important and critical features as defined by Capterra user reviews

ACH Payment Processing

AI Copilot

Billing & Invoicing

Debit/Credit Card Processing

Electronic Signature

Generative AI

In-Person Payments

Mobile Payments

Multi-Currency

Multiple Payment Options

Payment Fraud Prevention

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Related Software Category:

[Point of Sale Software](https://www.capterra.com/point-of-sale-software/)[Retail Management Systems Software](https://www.capterra.com/retail-management-systems-software/)[Pricing Optimization Software](https://www.capterra.com/pricing-optimization-software/)[Retail POS System Software](https://www.capterra.com/retail-pos-system-software/)[Store Locator Software](https://www.capterra.com/store-locator-software/)[Retail Execution Software](https://www.capterra.com/retail-execution-software/)

I'm looking for Payment Processing Software that is:

[Web-Based](https://www.capterra.com/payment-processing-software/s/web-based/)

Table of Contents

-   [Essential payment processing buying information](#essential-payment-processing-buying-information)
-   [What are the most reviewed payment processing solutions?](#what-are-the-most-reviewed-payment-processing-solutions)
-   [What is payment processing software?](#what-is-payment-processing-software)
-   [Payment processing software pricing](#payment-processing-software-pricing)
-   [Payment processing features rated by users](#payment-processing-features-rated-by-users)
-   [Top payment processing benefits identified by users](#top-payment-processing-benefits-identified-by-users)
-   [Common challenges of payment processing identified by users](#common-challenges-of-payment-processing-identified-by-users)
-   [What is payment processing software used for?](#what-is-payment-processing-software-used-for)
-   [Who uses payment processing software?](#who-uses-payment-processing-software)
-   [Common payment processing software integrations](#common-payment-processing-software-integrations)
-   [Recent trends in payment processing software](#recent-trends-in-payment-processing-software)
-   [Learn more about how payment processing software can help your business](#learn-more-about-how-payment-processing-software-can-help-your-business)

## Essential payment processing buying information

[Payment processing software](https://www.capterra.com/payment-processing-software/) allows organizations to process credit card payments via online payment portals or traditional point of sale (POS) interfaces. Payment processing solutions include payment management, credit card authorizations, settlements, and administrative functions.

Payment processing software is used across many departments, but most often by employees in administrative, finance and accountancy roles, and by entrepreneurs or business owners.

“I often notice a reluctance to invest in upgrading payment processing software,” says Liza Amlani\[[1](#sources)\], Principal and Co-founder of Retail Strategy Group. “There's a fear that any changes might disrupt payment flows, which is a fundamental concern. However, given the advancements in technology today, it's crucial to keep up, especially as consumers are shopping globally and in real-time.”

Many payment processing solutions on the market are free to use but charge a transaction fee. However, businesses can often opt to pay on a “per month” basis in order to gain access to additional features. Entry level pricing plans typically cost around $39 per month, and mid-tier and advanced plans typically range from $115 to $181 per month.\[[2](#sources)\]

First-time buyers should begin evaluating with a budget, number of users, specific use cases and necessary integrations in mind. We recommend consulting with stakeholders on a list of critical questions to ask potential vendors. Consider asking these questions to help you evaluate systems based on business needs.

-   How easy is it to accept and record financial transactions?
    
-   Does the software allow viewing and tracking of key metrics?
    
-   Does the tool facilitate payment processing via multiple methods?
    

## What are the most reviewed payment processing solutions?

[Capterra Shortlist](https://www.capterra.com/payment-processing-software/shortlist/) identifies the top payment processing systems based on a proprietary blend of user ratings and popularity to help  small and medium businesses quickly find the best payment processing solution for their needs.\[[3](#sources)\] Here are the five most-reviewed products in our Capterra Shortlist for this category:

| Product | Overall score | Popularity score | Ratings score |
| --- | --- | --- | --- |
| [PayPal](https://www.capterra.com/p/207944/PayPal/) | 98/100 | 50/50 | 48/50 |
| [Venmo](https://www.capterra.com/p/222572/Venmo-/) | 93/100 | 45/50 | 48/50 |
| [Stripe](https://www.capterra.com/p/123889/Stripe/) | 88/100 | 42/50 | 46/50 |
| [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) | 80/100 | 32/50 | 48/50 |
| [SumUp](https://www.capterra.com/p/170673/SumUp-Air/) | 71/100 | 29/50 | 42/50 |

These rankings are determined by combining verified user ratings and publicly available web search popularity data: 

-   **Ratings score:** Relative score of the software based on ratings given by users on Capterra, normalized for number and recency of reviews.
    
-   **Popularity score**: Relative popularity of software based on web search trends and products’ web presence.
    

## What is payment processing software?

[Payment processing software](https://www.capterra.com/payment-processing-software/) provides a secure platform for businesses to accept and manage online payments while also protecting their sensitive financial information. The tool supports various payment methods, including credit cards, debit cards, mobile wallets, and bank transfers.

With the tool’s analytics dashboard, businesses can gain valuable insights into their payment activities. The gathered data helps enhance the payment process for customers by adding more payment options, enabling transactions in multiple languages and managing customer data for future transactions.

“As a former retail buyer with over 20 years of experience, I find that insights into purchasing habits can provide a merchant with incredibly exciting data,” says Amlani. “These insights inform merchandising, planning, and store allocation decisions. As you learn about your customers’ purchasing habits, you can start curating your product assortments in a localized manner.”

Capterra covers 1,254 software products, and we published 10,407 reviews from users of this software in the past year.\[[4](#sources)\]

## Payment processing software pricing

Many basic payment processing solutions on the market are free to use, but charge a fee per transaction.

Payment processing software vendors often provide additional features on a "per month" basis, and a typical entry level pricing plan is around $39 per month. Mid-tier payment processing software plans typically cost around $115, and advanced or high-end plans typically cost around $181.

-   Entry-level systems generally include basic features such as: online payment forms, card reader integration, a virtual terminal and payment activity tracking.
    
-   Mid-tier plans usually provide features including recurring billing, fraud detection and payment reminders.
    
-   High-end plans usually include more advanced features such as payment gateway integrations, advanced reporting and global payment processing.
    

First time buyers should be aware that you may also need to pay some upfront costs for hardware, such as card readers or a POS (point of sale) system. Some other upfront costs might include initial setup, training, and data migration.

### Pro tip: How to make sure you get the best-fit system for your need

One of the main challenges for first-time buyers is the abundance of options available. Whether you're a small brand or a large retailer, finding software that suits both current and future needs is crucial. Amlanli advises buyers to:

1.  Understand where your customers shop, whether it’s online, onsite, or a combination of the two.
    
2.  Ensure the software supports global transactions and multi-currency operations.
    
3.  Make sure the transaction process is transparent, as this is important for both the brand and the customer.
    

## Payment processing features rated by users

All payment processing software include payment processing, data security, and reporting and analytics features. 

### Core payment processing features rated by users

-   **Data security**: Protect sensitive information during transactions via data encryption and tokenization to prevent unauthorized access or theft. 91% of payment processing software reviewers identified data security as a highly important feature.
    
-   **Online payments**: Allow payment webpages where clients can pay bills. 88% of payment processing software reviewers identified online payments as a highly important feature.
    

### Highly-rated common payment processing features

-   **Debit/credit card processing**: Accept and process credit/debit card transactions. 86% of payment processing software reviewers identified debit or credit card processing as a highly important feature.
    
-   **Transaction monitoring**: Monitor or audit historical and current transactions to analyze customer account activities. 85% of payment processing software reviewers identified transaction monitoring as a highly important feature.
    
-   **Payment fraud prevention**: Detect and prevent payment fraud via tools like authorization, dual authentication, address verification, risk scoring, seller protection, etc. 84% of payment processing software reviewers identified payment fraud prevention as a highly important feature.
    
-   **Multiple payment options**: Allows to process payments via multiple modes directly through the application. 78% of payment processing software reviewers identified multiple payment options as a highly important feature.
    
-   **Mobile payments**: Allow clients to submit payments via a mobile device. 75% of payment processing software reviewers identified mobile payments as a highly important feature.
    
-   **Billing and invoicing**: Create, manage and send invoices or bills to customers. 75% of payment processing software reviewers identified billing and invoicing as a highly important feature.
    
-   **Reporting/Analytics**: Allows you to view and track pertinent metrics to find patterns and gain insights from data. 73% of payment processing software reviewers identified Reporting/Analytics as a highly important feature.
    
-   **ACH payment processing**: Receive credits and send direct debits through the Automated Clearing House (ACH) electronic network. 63% of payment processing software reviewers identified ACH payment processing as a highly important feature.
    
-   **In-person payments**: Allows transactions that typically involve face-to-face interactions between the payer and the payee. 62% of payment processing software reviewers identified in-person payments as a highly important feature.
    

## Top payment processing benefits identified by users

**Allows secure payments:** Payment processing software allows clients to make secure payments without having to worry about data leaks or fraud.

_“One feature I appreciate is the safe online payment site, which gives my clients peace of mind and enables them to conveniently make purchases without worrying about security."_

–Victoria C., CEO

**Helps business growth opportunities:** Payment processing tools offer functionality that can be adapted to business growth on a case-by-case basis.

_“I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.”_ 

–Adam W., eCommerce professional

**Supports integration with different tools:** Payment processing systems integrate with other platforms, allowing payments on different sites or apps.

_“I like all the functions, but the most impressive is the product\`s efficiency and ease of integration with my business.”_

–Paula A., Apparel & Fashion professional

## Common challenges of payment processing identified by users

The most common challenge cited by payment processing software reviewers on Capterra are refunds. Sometimes, system errors can make it difficult to reimburse customers.

The second challenge cited by reviewers is fraud protection, which emphasizes how much users care about security.

The third challenge mentioned is account management, as there may be difficulties in accessing different personal areas due to security systems or glitches in the system.

When buying new platforms, 38% of software purchasers disclose that addressing security concerns is a top challenge, while another 37% mention issues with finding software compatible with existing systems.\[[5](#sources)\]

When you’re talking to payment processing software vendors, you should ask a few questions to ensure you don’t encounter the same issues:

-   Is it possible to manage all phases of the payment, before and after the purchase, optimally from the platform?
    
-   Are there security systems in place to block any fraud?
    
-   Is there any customer support to help with platform management issues?
    

## What is payment processing software used for?

Analysis of our extensive payment processing reviews highlight the most common use cases:

-   **Secure payments:** Businesses use payment processing tools to carry out safe and secure transactions.
    
-   **Online payments:** Payment processing users can send and receive payments, check account balances, and view mobile transaction history.
    
-   **Invoice management:** Payment processing users say these systems are helpful for preparing, sending and scheduling invoices, on a one-time or recurring basis.
    

## Who uses payment processing software?

Payment processing tools are mostly used by employees in roles such as sales, accounting, and IT.

According to reviews collected over the last 12 months on Capterra, payment processing systems are typically used by companies within the retail and eCommerce industries, but can also be used by nonprofits, healthcare, and any other industries that require payment for goods or services.

Based on the reviews collected, the main companies using payment processing software appear to be small business. 57% of reviews come from companies with up to 10 employees and 20% come from companies with 11-50 employees.

## Common payment processing software integrations

We analyzed our extensive reviews database and based on that, we determined the three categories that most often integrate with payment processing software are accounting, CRM and eCommerce. These integrations allow customers to be able to manage the entire sales cycle, from customer relationship management, to online buying and selling, and account tracking.

According to reviews collected over the last 12 months on Capterra, integration tools result to be among the best advantages of payment processing software.

## Recent trends in payment processing software

**The use of digital payments will increase in the future:** According to [Capterra’s 2023 Digital Payments Survey](https://www.capterra.com/resources/digital-payments/), “_90% of SMB managers expect that use of digital payments in their companies will increase in the future, with credit or debit cards, mobile payments, and mobile wallets being payment solutions companies leverage the most._”

Providing digital payment capabilities as a payment option can improve the overall customer experience, increasing revenue and operational efficiency. Mobile payments and digital wallets in particular have become popular with consumers because of the convenience and ease of use they offer, as transactions can be made remotely and securely using only a smartphone. Businesses looking for payment processing software should ensure that the platform offers compatibility with these types of payments and generally keeps up with changing customer attitudes to payment methods.

**Real-time payments are also on the rise:** According to the same Capterra study, currently 58% of SMB managers say their companies use RTPs (real-time payments) and 34% plan to harness this technology in the future. 

Payments facilitated by these systems are initiated and settled almost instantaneously. Unlike traditional banking circuits, RTP systems process and settle transactions on a case-by-case basis. Another key difference is that RTP transactions can only be initiated by the sender and cannot be requested by the receiver or a third party. Again, when looking for payment processing software, businesses should consider if platforms offer an RTP network or plan to integrate with these types of services in the future.

## Learn more about how payment processing software can help your business

If you’re still not sure what type of payment processing software is right for your business, check out our articles related to payment processing trends and solutions:

-   [5 Key Payment Processing Software Features and Top Products That Offer Them](https://www.capterra.com/resources/key-payment-processing-software-features/)
    
-   [How To Establish Your Accounting Department Structure](https://www.capterra.com/resources/how-to-establish-accounting-department-structure/)
    
-   [6 Top-Rated Tools To Include in Your Finance Tech Stack](https://www.capterra.com/resources/top-rated-finance-tech-stack/)
    
-   [Top 3 Accounting Challenges Small Businesses Are Facing](https://www.capterra.com/resources/common-accounting-problems/)
    

Sources

1.  [Liza Amlani,](https://www.linkedin.com/in/lizaamlani/) LinkedIn
    
2.  **Capterra software pricing data:** Only products with publicly available pricing information and qualified software products within the category, as of May 14, 2024 are included in the pricing analysis. [Read the complete methodology](https://www.capterra.com/resources/proprietary-data-research/#software-buyers-guides-methodology).
    
3.  **Capterra Shortlist:** Capterra Shortlist identifies the top products in our software categories based on a proprietary blend of user ratings and popularity. [Read the complete methodology](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology).
    
4.  **Capterra reviews data:** Capterra reviews are collected from verified users for individual software products. For this report, we analyzed reviews from the past year as of the production date. [Read the complete methodology](https://www.capterra.com/resources/proprietary-data-research/#software-buyers-guides-methodology).
    
5.  **Capterra 2024 Tech Trends Survey:** The 2024 Tech Trends Survey was conducted online in July 2023 to understand the timeline, organizational challenges, adoption & budget, vendor research behaviors, ROI expectations, and satisfaction levels for software buyers. [Read the complete survey methodology](https://www.capterra.com/resources/proprietary-data-research/#software-buyers-guides-methodology).
    

### Get to a better list with verified ratings & reviews

### Get to a better list with verified ratings & reviews

Capterra Shortlist charts the highest-rated and most popular software products. Explore, save your progress, and share with colleagues.  
Want to learn more? [Read full scoring methodology](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology)

## Our Top 5 Picks 2026 Capterra Shortlist

The five highest-scoring tools from our shortlist, compared on the metrics that matter most.

| Metric | [Stripe (Top Rated)](https://www.capterra.com/p/123889/Stripe/) | [Square Payments (Feature Rich)](https://www.capterra.com/p/170278/Square-Payments-Processing/) | [Google Pay (Great Value)](https://www.capterra.com/p/212826/Google-Pay/) | [ePayPolicy (Easy to Use)](https://www.capterra.com/p/198072/ePayPolicy/) | [Amazon Pay (Top Support)](https://www.capterra.com/p/247554/Amazon-Pay/) |
| --- | --- | --- | --- | --- | --- |
| Rating | 4.6 (3,360 reviews) | 4.7 (2,699 reviews) | 4.6 (921 reviews) | 4.9 (258 reviews) | 4.6 (153 reviews) |
| Capterra score | 92/100 | 91/100 | 90/100 | 85/100 | 84/100 |
| Starting price | Not available | Not available | Not available | $25.00/month | Not available |
| Free plan | Not available | Available | Not available | Available | Not available |
| Free trial | Not available | Not available | Not available | Available | Not available |
| Standout Feature | Reminders | CRM | Mobile Access | Accounting Integration | Customer Accounts |
| Integrations | 106 integrations | 28 integrations | Not available | 8 integrations | 2 integrations |

---

## Explore the Full Payment Processing Shortlist

## Explore the Full Payment Processing Shortlist

[

](https://www.capterra.com/p/123889/Stripe/)

## [Stripe](https://www.capterra.com/p/123889/Stripe/)

[

4.6 (3,360)](https://www.capterra.com/p/123889/Stripe/reviews/)[View all reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

[](https://www.capterra.com/p/123889/Stripe/)Add to compare

Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.

Overall Score

92/100

Popularity49/50

Rating43/50

Review Breakdown

Ease of Use

4.5

Customer Service

4.2

Features

4.5

Value for Money

4.3

Paid plans start at

Not provided by the vendor

Category features

12/16

Pros and Cons

Ls

Louis s

Real Estate, 51 - 200 employeesUsed the software for: More than 2 years.

“What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off payments, The wide range of supported payment methods (cards, SEPA, BANK transfers, etc.)“

May 22, 2026

Ashish T

Marketing and Advertising, 2 - 10 employeesUsed the software for: 6-12 months.

“My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds.“

April 14, 2026

[Read all 3,360 reviews→](https://www.capterra.com/p/123889/Stripe/reviews/)

[

](https://www.capterra.com/p/170278/Square-Payments-Processing/)

## [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[

4.7 (2,699)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)[View all reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

[](https://www.capterra.com/p/170278/Square-Payments-Processing/)Add to compare

Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.

Overall Score

91/100

Popularity44/50

Rating47/50

Review Breakdown

Ease of Use

4.7

Customer Service

4.4

Features

4.6

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category features

11/16

Pros and Cons

DC

Daniel C

Hospital & Health Care, 51 - 200 employeesUsed the software for: I used a free trial.

“Efficient payment processor service that accepts a variety of forms of payment including contactless payments and keyed in payments.“

May 25, 2026

IA

Ibrahim A

Non-Profit Organization Management, 11 - 50 employeesUsed the software for: 6-12 months.

“With the amount of features it can get a bit confusing to setup especially when looking for particular payment processing workflows to suite your businesses needs.“

June 30, 2026

[Read all 2,699 reviews→](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

[

](https://www.capterra.com/p/212826/Google-Pay/)

## [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

[

4.6 (921)](https://www.capterra.com/p/212826/Google-Pay/reviews/)[View all reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[](https://www.capterra.com/p/212826/Google-Pay/)Add to compare

Cloud-based secure digital wallet application designed for processing payments, track sales, share offers, and more

Overall Score

90/100

Popularity45/50

Rating45/50

Review Breakdown

Ease of Use

4.6

Customer Service

4.2

Features

4.5

Value for Money

4.6

Paid plans start at

Not provided by the vendor

Category features

3/16

Pros and Cons

PP

Piyusha P

Hospital & Health Care, 201 - 500 employeesUsed the software for: 1-2 years.

“I also like how smoothly it integrates with bank accounts and cards, making transactions seamless.“

June 1, 2026

PP

Piyusha P

Hospital & Health Care, 201 - 500 employeesUsed the software for: 1-2 years.

“One thing I liked least about Google Pay is that transaction failures can occasionally occur because of bank server issues, and resolving such problems sometimes takes longer than expected.“

June 1, 2026

[Read all 921 reviews→](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[

](https://www.capterra.com/p/198072/ePayPolicy/)

## [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)

[

4.9 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)[View all reviews](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

[](https://www.capterra.com/p/198072/ePayPolicy/)Add to compare

Faster, Easier, Integrated Insurance Payment Services

Overall Score

85/100

Popularity36/50

Rating49/50

Review Breakdown

Ease of Use

4.9

Customer Service

4.8

Features

4.8

Value for Money

4.8

Paid plans start at

$25.00Per Feature, Per Month

Free Trial

Free Version

Category features

11/16

Pros and Cons

PG

Paul E G

Insurance, Self-employedUsed the software for: More than 2 years.

“What I like most is I can invoice the customer and give them an option to pay EFT or credit card with a 3.5 fee. Or EFT with a $5.00 charge. If the customer doesn't replay I have the capacity to send them another invoice.“

September 10, 2025

MB

Mark B

Insurance, Self-employedUsed the software for: 1-2 years.

“Also the other Major dislike about using ePayPolicy is it has a $10,000 transaction limit, whereas Anddone has no limit and their fee's are lower.“

September 10, 2025

[Read all 258 reviews→](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

[

](https://www.capterra.com/p/247554/Amazon-Pay/)

## [Amazon Pay](https://www.capterra.com/p/247554/Amazon-Pay/)

[

4.6 (153)](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)[View all reviews](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)

[](https://www.capterra.com/p/247554/Amazon-Pay/)Add to compare

Amazon Pay leverages the security and trust of Amazon to optimize checkout. Simplify checkout, increase sales. Sign Up for Amazon Pay.

Overall Score

84/100

Popularity37/50

Rating47/50

Review Breakdown

Ease of Use

4.5

Customer Service

4.4

Features

4.5

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category features

6/16

Pros and Cons

Ambrecia M

Retail, 201 - 500 employeesUsed the software for: More than 2 years.

“Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.“

December 22, 2025

MW

Mateja W

Computer Software, 501 - 1,000 employeesUsed the software for: 6-12 months.

“It does not offer as many customization options for payment flows as some specialized payment gateways, which could limit flexibility for certain businesses.“

February 27, 2025

[Read all 153 reviews→](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)

[

](https://www.capterra.com/p/276323/Cheddar-Up/)

## [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/)

[

4.9 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)[View all reviews](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)

[](https://www.capterra.com/p/276323/Cheddar-Up/)Add to compare

Cheddar Up makes it easy for group organizers to collect payments and create custom forms online – for free.

Overall Score

82/100

Popularity34/50

Rating48/50

Review Breakdown

Ease of Use

4.9

Customer Service

4.9

Features

4.8

Value for Money

4.9

Paid plans start at

Not provided by the vendor

Category features

12/16

Pros and Cons

JA

Jennifer A

Non-Profit Organization Management, 2 - 10 employeesUsed the software for: More than 2 years.

“I've never had a problem with them and anytime I've had questions I've been able to call customer service and they've been able to help and walk me through anything I have questions on.“

November 29, 2025

MR

Meredith R

Health, Wellness and Fitness, Self-employedUsed the software for: Less than 6 months.

“It was a little challenging to find the correct links to share via text or on social media.“

April 6, 2026

[Read all 84 reviews→](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)

[

](https://www.capterra.com/p/176749/Nomod/)

## [Nomod](https://www.capterra.com/p/176749/Nomod/)

[

4.8 (356)](https://www.capterra.com/p/176749/Nomod/reviews/)[View all reviews](https://www.capterra.com/p/176749/Nomod/reviews/)

[](https://www.capterra.com/p/176749/Nomod/)Add to compare

Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

Overall Score

80/100

Popularity30/50

Rating50/50

Review Breakdown

Ease of Use

4.8

Customer Service

4.7

Features

4.7

Value for Money

4.6

Paid plans start at

$1.00Usage Based, One Time

Free Trial

Free Version

Category features

10/16

Pros and Cons

GV

Georgy V

Airlines/Aviation, 2 - 10 employeesUsed the software for: 1-2 years.

“At the same time, I feel there is still room for improvement in areas such as clearer pricing details, stronger onboarding guidance, and more step-by-step support for new users.“

June 4, 2026

MK

Muhammad Sarir K

Leisure, Travel & Tourism, 2 - 10 employeesUsed the software for: 1-2 years.

“Non-Refundable Transaction Fees: A major pain point for hospitality, charter, or booking-based businesses is how refunds are handled. If a client cancels and you issue a refund, Nomod keeps the original processing fee.“

June 23, 2026

[Read all 356 reviews→](https://www.capterra.com/p/176749/Nomod/reviews/)

[

](https://www.capterra.com/p/164285/Podium/)

## [Podium](https://www.capterra.com/p/164285/Podium/)

[

4.3 (525)](https://www.capterra.com/p/164285/Podium/reviews/)[View all reviews](https://www.capterra.com/p/164285/Podium/reviews/)

[](https://www.capterra.com/p/164285/Podium/)Add to compare

Podium Payments simplifies the payment experience–for you and your customers. Accept every payment method and keep payments secure.

Overall Score

78/100

Popularity37/50

Rating41/50

Review Breakdown

Ease of Use

4.3

Customer Service

4.0

Features

4.2

Value for Money

3.9

Paid plans start at

Not provided by the vendor

Category features

11/16

Pros and Cons

JA

Jhovanny A

Law Practice, 11 - 50 employeesUsed the software for: 1-2 years.

“What i liked most about Podium was the all in one communication found in the application. Whether it was direct messages, attachment requirements, easily accessible and editable contact information and automatic formulas for messaging: all was found in Podium.“

December 21, 2025

JL

Jessica L

Construction, 11 - 50 employeesUsed the software for: 1-2 years.

“The typed transcripts are not always accurate.“

February 18, 2026

[Read all 525 reviews→](https://www.capterra.com/p/164285/Podium/reviews/)

[

](https://www.capterra.com/p/221412/authorizenet/)

## [authorize.net](https://www.capterra.com/p/221412/authorizenet/)

[

4.5 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/)[View all reviews](https://www.capterra.com/p/221412/authorizenet/reviews/)

[](https://www.capterra.com/p/221412/authorizenet/)Add to compare

Payment processing solution that helps businesses to accept multiple payment methods, including credit and debit cards, among others.

Overall Score

78/100

Popularity32/50

Rating46/50

Review Breakdown

Ease of Use

4.3

Customer Service

4.3

Features

4.4

Value for Money

4.4

Paid plans start at

$25.00Usage Based, Per Month

Free Trial

Free Version

Category features

9/16

Pros and Cons

AP

ALISSA P

Retail, 2 - 10 employeesUsed the software for: Less than 6 months.

“Overall, Authorize.net has been a dependable and secure payment solution. Once everything is set up, it runs smoothly and handles transactions efficiently. While it could benefit from a more modern interface and improved usability, it remains a strong choice for businesses that need reliable payment processing.“

May 1, 2026

Ryan P

Arts and Crafts, 2 - 10 employeesUsed the software for: I used a free trial.

“Also, it isn't beginner-friendly compared to modern tools.“

April 27, 2026

[Read all 220 reviews→](https://www.capterra.com/p/221412/authorizenet/reviews/)

Need a Little Help?

Talk with a software expert for free. Get a list of software that’s great for you in less than 15 minutes.

[

](https://www.capterra.com/p/184673/Melio/)

[

4.2 (404)](https://www.capterra.com/p/184673/Melio/reviews/)[View all reviews](https://www.capterra.com/p/184673/Melio/reviews/)

Add to compare

Manage business payments effortlessly with Melio. Pay vendors via bank transfers or cards, even where cards aren’t accepted.

Overall Score

77/100

Popularity34/50

Rating43/50

Review Breakdown

Ease of Use

4.4

Customer Service

4.0

Features

4.1

Value for Money

4.3

Paid plans start at

$25.00Per User, Per Month

Free Trial

Free Version

Category features

9/16

Pros and Cons

KM

Katsia M

Information Technology and Services, 11 - 50 employeesUsed the software for: More than 2 years.

“It is also a relief that users are able to review and approve items within Melio so I do not have to send follow-up approval requests.“

June 29, 2026

BK

Bridgette K

Retail, 2 - 10 employeesUsed the software for: 6-12 months.

“I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review.“

November 10, 2025

[Read all 404 reviews→](https://www.capterra.com/p/184673/Melio/reviews/)

[

](https://www.capterra.com/p/200202/Finix/)

## [Finix](https://www.capterra.com/p/200202/Finix/)

[

4.7 (42)](https://www.capterra.com/p/200202/Finix/reviews/)[View all reviews](https://www.capterra.com/p/200202/Finix/reviews/)

[](https://www.capterra.com/p/200202/Finix/)Add to compare

Cloud-based payment processor tool that helps businesses of all sizes across multiple industries accept and send payments.

Overall Score

75/100

Popularity29/50

Rating46/50

Review Breakdown

Ease of Use

4.7

Customer Service

4.8

Features

4.6

Value for Money

4.8

Paid plans start at

Not provided by the vendor

Category features

12/16

Pros and Cons

HL

Harrison L

Information Technology and Services, 11 - 50 employeesUsed the software for: 1-2 years.

“The UI of the dashboard, was easy to use. And the salesperson's ability to sell us the product quickly.“

June 2, 2025

[Read all 42 reviews→](https://www.capterra.com/p/200202/Finix/reviews/)

[

](https://www.capterra.com/p/131733/PayStand/)

[

4.5 (337)](https://www.capterra.com/p/131733/PayStand/reviews/)[View all reviews](https://www.capterra.com/p/131733/PayStand/reviews/)

Add to compare

Speed up payments with zero fees on Paystand’s processing platform.

Overall Score

73/100

Popularity27/50

Rating46/50

Review Breakdown

Ease of Use

4.5

Customer Service

4.4

Features

4.4

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category features

12/16

Pros and Cons

SL

Stephanie L

Financial Services, 51 - 200 employeesUsed the software for: Less than 6 months.

“In the beginning it took a while for the reimbursement to come through, however since my expense was the same every month I was pleasantly surprised that it now gave automatic approvals and reimbursement was issued within a week.“

September 26, 2025

TW

Taylor W

Real Estate, 51 - 200 employeesUsed the software for: 1-2 years.

“Like I previously said, this is a nanny software that I guess is good at 'protecting' the company. But if you can't trust your employees to use their own credit cards, knowing that we have to have the expense approved anyway, and not abuse their spending, then the company is already in trouble.“

September 22, 2025

[Read all 337 reviews→](https://www.capterra.com/p/131733/PayStand/reviews/)

[

](https://www.capterra.com/p/177326/360-Payments/)

## [360 Payments](https://www.capterra.com/p/177326/360-Payments/)

[

4.7 (35)](https://www.capterra.com/p/177326/360-Payments/reviews/)[View all reviews](https://www.capterra.com/p/177326/360-Payments/reviews/)

[](https://www.capterra.com/p/177326/360-Payments/)Add to compare

360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses.

Overall Score

72/100

Popularity25/50

Rating47/50

Review Breakdown

Ease of Use

4.7

Customer Service

4.6

Features

4.7

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category features

12/16

Pros and Cons

Ryan P

Arts and Crafts, 2 - 10 employeesUsed the software for: 6-12 months.

“Overall, it was a great app that had transparent and fair pricing with no hidden fees, and it is an overall good value I believe, especially for smaller businesses.“

December 22, 2025

JL

Jill L

Construction, 51 - 200 employeesUsed the software for: 6-12 months.

“Lack of integration with other software. “

October 10, 2025

[Read all 35 reviews→](https://www.capterra.com/p/177326/360-Payments/reviews/)

[

](https://www.capterra.com/p/156081/GoCardless/)

## [GoCardless](https://www.capterra.com/p/156081/GoCardless/)

[

4.0 (86)](https://www.capterra.com/p/156081/GoCardless/reviews/)[View all reviews](https://www.capterra.com/p/156081/GoCardless/reviews/)

[](https://www.capterra.com/p/156081/GoCardless/)Add to compare

We make it easier to collect recurring payments from customers around the world into a single bank account. With no hidden fees.

Overall Score

72/100

Popularity28/50

Rating44/50

Review Breakdown

Ease of Use

4.0

Customer Service

3.4

Features

4.0

Value for Money

3.8

Paid plans start at

Not provided by the vendor

Category features

5/16

Pros and Cons

EB

Emma B

Non-Profit Organization Management, 51 - 200 employeesUsed the software for: More than 2 years.

“My overall experience with GoCardless is a positive one, it is a useful platform that integrates with our systems and allows for the smooth day-to-day running of our organisation.“

March 9, 2026

Edward K

Computer Software, Self-employedUsed the software for: More than 2 years.

“This makes development, testing and debugging tiresome.“

October 30, 2025

[Read all 86 reviews→](https://www.capterra.com/p/156081/GoCardless/reviews/)

[

](https://www.capterra.com/p/10011903/Caxton/)

## [Caxton](https://www.capterra.com/p/10011903/Caxton/)

[

4.6 (21)](https://www.capterra.com/p/10011903/Caxton/reviews/)[View all reviews](https://www.capterra.com/p/10011903/Caxton/reviews/)

[](https://www.capterra.com/p/10011903/Caxton/)Add to compare

Faster payments, better cash flow, more control with a multipoint payment solution that embeds payment functionality into your system.

Overall Score

71/100

Popularity25/50

Rating46/50

Review Breakdown

Ease of Use

4.4

Customer Service

4.5

Features

4.5

Value for Money

4.8

Paid plans start at

Not provided by the vendor

Category features

8/16

Pros and Cons

Prince Kumar S

Accounting, 11 - 50 employeesUsed the software for: I used a free trial.

“The app is easy to navigate, and the card is widely accepted worldwide.“

September 30, 2024

[Read all 21 reviews→](https://www.capterra.com/p/10011903/Caxton/reviews/)

[

](https://www.capterra.com/p/131433/Chargebee/)

## [Chargebee](https://www.capterra.com/p/131433/Chargebee/)

[

4.3 (106)](https://www.capterra.com/p/131433/Chargebee/reviews/)[View all reviews](https://www.capterra.com/p/131433/Chargebee/reviews/)

[](https://www.capterra.com/p/131433/Chargebee/)Add to compare

Chargebee is a revenue growth management platform tailored to meet your unique business needs & improve operational efficiency.

Overall Score

71/100

Popularity29/50

Rating42/50

Review Breakdown

Ease of Use

4.2

Customer Service

3.9

Features

4.2

Value for Money

4.0

Paid plans start at

$7188.00Flat Rate, Per Month

Free Trial

Free Version

Category features

10/16

Pros and Cons

MK

Maksim K

Information Technology and Services, 1,001 - 5,000 employeesUsed the software for: More than 2 years.

“We no longer have to create manual spreadsheets for invoicing which is good.“

June 10, 2026

NB

Narinder B

Accounting, 51 - 200 employeesUsed the software for: 1-2 years.

“It can be somewhat challenging to set up and grasp initially.“

March 27, 2026

[Read all 106 reviews→](https://www.capterra.com/p/131433/Chargebee/reviews/)

[

](https://www.capterra.com/p/197761/Coinbase-Commerce/)

## [Coinbase Commerce](https://www.capterra.com/p/197761/Coinbase-Commerce/)

[

4.4 (122)](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/)[View all reviews](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/)

[](https://www.capterra.com/p/197761/Coinbase-Commerce/)Add to compare

Coinbase Commerce is software enabling merchants to accept cryptocurrency payments like Bitcoin, Ethereum, and Litecoin.

Overall Score

71/100

Popularity26/50

Rating45/50

Review Breakdown

Ease of Use

4.5

Customer Service

3.8

Features

4.3

Value for Money

4.2

Paid plans start at

Not provided by the vendor

Category features

5/16

Pros and Cons

MT

Michaela T

Apparel & Fashion, 2 - 10 employeesUsed the software for: Less than 6 months.

“Accessibility is a big deal for our business, and Coinbase provides that.“

May 30, 2024

Nwodo P

Entertainment, 2 - 10 employeesUsed the software for: I used a free trial.

“The customer support is lacking for an app that holds and trade valuables.“

January 11, 2023

[Read all 122 reviews→](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/)

[

](https://www.capterra.com/p/179252/PayPal-Checkout/)

## [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)

[

4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)[View all reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

[](https://www.capterra.com/p/179252/PayPal-Checkout/)Add to compare

A single solution lets customers use a variety of payment methods on your site, on mobile, or in your app.

Overall Score

70/100

Popularity24/50

Rating46/50

Review Breakdown

Ease of Use

4.6

Customer Service

4.1

Features

4.5

Value for Money

4.5

Paid plans start at

$0.01

Free Trial

Free Version

Category features

1/16

Pros and Cons

RD

Ruth D

Publishing, Self-employedUsed the software for: More than 2 years.

“It’s a payment platform that allows me to accept customers payments online, on app or in store.“

March 22, 2026

William C

Entertainment, 2 - 10 employeesUsed the software for: More than 2 years.

“Can be as nosey about what the purchases are of, like the credit card companys. “

December 2, 2025

[Read all 499 reviews→](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

[

](https://www.capterra.com/p/10004650/Payarc/)

## [Payarc](https://www.capterra.com/p/10004650/Payarc/)

[

4.6 (63)](https://www.capterra.com/p/10004650/Payarc/reviews/)[View all reviews](https://www.capterra.com/p/10004650/Payarc/reviews/)

[](https://www.capterra.com/p/10004650/Payarc/)Add to compare

PAYARC is an all-in-one, personalized payment processor focusing on merchant services and payment processing.

Overall Score

70/100

Popularity26/50

Rating44/50

Review Breakdown

Ease of Use

4.6

Customer Service

4.7

Features

4.6

Value for Money

4.6

Paid plans start at

Not provided by the vendor

Category features

14/16

Pros and Cons

NR

Norma R

Religious Institutions, 2 - 10 employeesUsed the software for: More than 2 years.

“I love using the v3 version as it is extremely user friendly and the reports are comprehensive with all the information I would need for accounting.“

January 10, 2024

Timothy C

Marketing and Advertising, 2 - 10 employeesUsed the software for: More than 2 years.

“From what I can gather, it's been alleged that Payarc is adding monthly fees and services to the merchants accounts with the merchant's knowledge, without the agent/rep knowledge, and/or without proper notification on the merchant's statement.“

March 13, 2026

[Read all 63 reviews→](https://www.capterra.com/p/10004650/Payarc/reviews/)

[

](https://www.capterra.com/p/246352/Revolut-for-Business/)

## [Revolut Business](https://www.capterra.com/p/246352/Revolut-for-Business/)

[

4.0 (81)](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/)[View all reviews](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/)

[](https://www.capterra.com/p/246352/Revolut-for-Business/)Add to compare

The account that does more for your business. Scale — and save — with global payments, multi-currency accounts, and smarter spending.

Overall Score

70/100

Popularity28/50

Rating42/50

Review Breakdown

Ease of Use

4.2

Customer Service

3.0

Features

4.0

Value for Money

3.7

Paid plans start at

£10.00Flat Rate, Per Month

Free Trial

Free Version

Category features

12/16

Pros and Cons

Osman S

Marketing and Advertising, 2 - 10 employeesUsed the software for: Less than 6 months.

“Multiple accounts, currency exchanges, allowing users to have different access roles, and it is a modern banking experience.“

December 15, 2025

DG

Damian G

Computer Software, Self-employedUsed the software for: 6-12 months.

“In the end i think revolut business plans (base one) is to expensive and not giving even one free international paymentm.“

March 21, 2026

[Read all 81 reviews→](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/)

[

](https://www.capterra.com/p/10018311/Maestro-Payment/)

## [Maestro Payment](https://www.capterra.com/p/10018311/Maestro-Payment/)

[

4.9 (22)](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/)[View all reviews](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/)

[](https://www.capterra.com/p/10018311/Maestro-Payment/)Add to compare

Manage and Pay contractors and freelances anywhere in the world with a safe and secure payments

Overall Score

66/100

Popularity19/50

Rating47/50

Review Breakdown

Ease of Use

4.9

Customer Service

4.8

Features

5.0

Value for Money

4.9

Paid plans start at

$7.00Usage Based, Per Month

Free Trial

Free Version

Category features

12/16

Pros and Cons

JH

James H

E-Learning, 51 - 200 employeesUsed the software for: 6-12 months.

“Maestro automate the process we have with contractors (in our case contractors), in three clicks we can pay as many as we want worldwide, all invoices are the same, different options for contractors to receive money which is very convenience, e have now full control with zero mistakes “

March 16, 2024

[Read all 22 reviews→](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/)

[

](https://www.capterra.com/p/213069/Braintree/)

## [PayPal Enterprise Payments](https://www.capterra.com/p/213069/Braintree/)

[

4.2 (100)](https://www.capterra.com/p/213069/Braintree/reviews/)[View all reviews](https://www.capterra.com/p/213069/Braintree/reviews/)

[](https://www.capterra.com/p/213069/Braintree/)Add to compare

Web and mobile-based payment gateway tool that allows users to process eCommerce transactions, conduct analysis, and manage billing.

Overall Score

63/100

Popularity17/50

Rating46/50

Review Breakdown

Ease of Use

4.1

Customer Service

3.8

Features

4.1

Value for Money

4.0

Paid plans start at

Not provided by the vendor

Category features

10/16

Pros and Cons

PB

Paul B

Sports, 11 - 50 employeesUsed the software for: More than 2 years.

“It essential to manage our business because connected to our subscription management platform, its versatility allows us to work with no issues.“

May 30, 2025

SH

Suhail H

Apparel & Fashion, 5,001 - 10,000 employeesUsed the software for: More than 2 years.

“What’s more, the fee structure isn’t always very intuitive at a glance.“

April 28, 2025

[Read all 100 reviews→](https://www.capterra.com/p/213069/Braintree/reviews/)

[View all Payment Processing Software](#all-products)

Most Popular

Popularity Score

Popular

Highly Rated

Ratings Score

Highest Rated

To ensure objectivity and avoid any bias, Capterra Shortlist mathematically combines two key dimensions: a ratings score and a popularity score. These two dimensions are combined to plot top products on the grid and create a total score for a stack-ranked list view—all independent of vendor influence.

Date published:January 5, 2026