--- title: "Best Payment Processing Software 2026 | Capterra" description: "Find the top Payment Processing software of 2026 on Capterra. Based on millions of verified user reviews - compare and filter for whats important to you to find the best tools for your needs." source_url: "https://www.capterra.com/payment-processing-software/" page_type: "category" language: "en" --- # Best Payment Processing Software Last updated on August 3, 2026 How to find the right Payment Processing Software? Learn more from our team about Payment Processing Software pricing features and benefits in our Payment Processing Buyers Guide ## What is payment processing software and how do I choose the right one? Researched by: [Giorgia Pisano](https://www.capterra.com/resources/author/giorgia-pisano/)and reviewed by: [Liza Amlani](https://www.capterra.com/resources/author/liza-amlani/) Updated on August 3, 2026 [Payment processing software](https://www.capterra.com/payment-processing-software/) allows organizations to process credit card payments via online payment portals or traditional point of sale (POS) interfaces. Payment processing solutions include payment management, credit card authorizations, settlements, and administrative functions. Payment processing software is used across many departments, most often by employees in asales, accounting, and IT. Many payment processing solutions on the market are free to use but charge a transaction fee. Optional monthly subscriptions offer access to additional features. Basic plans cost $39 per month on average, while advanced plans are $181 per month on average. First-time buyers should consider their budget, user needs, and available integration options when selecting software. To identify the best system for your needs, consult stakeholders on key vendor questions: _How easy is it to record financial transactions?_ _How does the software track key metrics?_ _Can payment be processed via multiple methods?_ For more information consult our [Payment Processing Buyers Guide](#buyers-guide-content) ## Toast POS Rating: 4.1 out of 5 (553 reviews) Profile: [Toast POS](https://www.capterra.com/p/136301/Toast-POS/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Toast is an all-in-one POS and restaurant management system built to improve efficiency and dramatically cut costs. #### Rating breakdown - Ease of Use: 4.2 out of 5 - Customer Service: 3.7 out of 5 - Features: 4.1 out of 5 - Value for Money: 3.8 out of 5 #### Pros and cons based on reviews Pros: - Highly customizable and intuitive system - Comprehensive and evolving features Cons: - Frequent glitches and unresolved problems - Slow and unhelpful phone support #### Starting price Starting price: $69.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Loyalty Program: 5.0 rating - Mobile Payments: 5.0 rating - Reporting/Analytics: 5.0 rating #### Feature-related review snippet Reviewer: Matt C. Reviewer details: Music, 11-50 employees Published: April 2, 2024 > "Being able to adjust prices and buttons on the fly is helpful, as well as color coding them." ### Gallery tab Ease of use: 4.2 out of 5 (553 reviews) #### Related review snippet Reviewer: Barrett D. Reviewer details: Hospitality, 11-50 employees Published: November 10, 2025 > "We also use the mobile options for bartenders so they can input the order in real-time while taking the order. Plus, the management options for Toast are very easy to learn and the layout is nicely organized." ### Integrations tab Toast POS connects with 61+ software tools. [See all integrations](https://www.capterra.com/p/136301/Toast-POS/#integrations) #### Most popular integrations - QuickBooks Online Advanced: 4.4 rating - Proliant: 4.5 rating - TapMango: 4.8 rating - Restaurant365: 4.1 rating - SevenRooms: 4.4 rating - Tock: 3.4 rating #### Integrations-related review snippet Reviewer: Brian D. Reviewer details: Recreational Facilities and Services, 1-10 employees Published: January 20, 2025 > "We really like the integration to QBO using a third party tool." --- ## MoonClerk Rating: 4.4 out of 5 (16 reviews) Profile: [MoonClerk](https://www.capterra.com/p/130697/MoonClerk/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? MoonClerk makes it easy to accept recurring and one-time payments online — no coding, no setup fees, no hassle #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.4 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $18.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Recurring/Subscription Billing: 4.7 rating - Debit/Credit Card Processing: 5.0 rating - Online Payments: 5.0 rating - Customizable Branding: 4.0 rating ### Gallery tab Ease of use: 4.5 out of 5 (16 reviews) ### Integrations tab MoonClerk connects with 10+ software tools. [See all integrations](https://www.capterra.com/p/130697/MoonClerk/#integrations) #### Most popular integrations - Mailchimp: 4.5 rating - Google Analytics 360: 4.7 rating - Stripe: 4.5 rating - Zapier: 4.7 rating - Constant Contact: 4.3 rating - ActiveCampaign: 4.6 rating - GetResponse: 4.2 rating - Campaign Monitor by Marigold: 4.5 rating - Emma by Marigold: 4.2 rating --- ## Plooto Rating: 4.3 out of 5 (244 reviews) Profile: [Plooto](https://www.capterra.com/p/225025/Plooto/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Ideal for SMBs and accountants, Plooto is the fastest way to manage business payments, AP & AR process & receive credit card payments. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Pros: - Automated accounting connectivity - Intuitive and simple workflow Cons: - Unresponsive customer service #### Starting price Starting price: CA$32.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Online Payments: 4.3 rating - Data Security: 4.0 rating - Billing & Invoicing: 4.5 rating - Debit/Credit Card Processing: 5.0 rating #### Lowest rated features - ACH Payment Processing: 2.7 rating - Reporting/Analytics: 3.3 rating - Recurring/Subscription Billing: 4.5 rating - Transaction Monitoring: 5.0 rating #### Feature-related review snippet Reviewer: Alan C. Reviewer details: Education Management, 1-10 employees Published: December 4, 2023 > "The interfaces are clean and the functionality with the software is very solid." ### Gallery tab Ease of use: 4.5 out of 5 (244 reviews) #### Related review snippet Reviewer: ryan P. Reviewer details: Design, 1-10 employees Published: March 9, 2026 > "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send and receive payments, schedule transactions, and automate approvals." ### Integrations tab Plooto connects with 7+ software tools. [See all integrations](https://www.capterra.com/p/225025/Plooto/#integrations) #### Most popular integrations - QuickBooks Online: 4.6 rating - Xero: 3.0 rating - QuickBooks Desktop: 3.0 rating - NetSuite: 4.2 rating - QuickBooks Online Advanced: 4.2 rating - QuickBooks Online Accountant: 4.5 rating #### Integrations-related review snippet Reviewer: Chloe S. Reviewer details: Accounting, Self-employed Published: June 4, 2026 > "It integrates well with QuickBooks, keeps everything neat and tidy." --- Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. ## Zil Money Rating: 4.7 out of 5 (103 reviews) Profile: [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? The payment platform helps businesses manage finances via credit cards, checks, wire transfers, and more. Fund payroll by credit card. #### Rating breakdown - Ease of Use: 4.6 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.6 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $30.00 Pricing details: Usage Based, Per Month Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.6 rating - Billing & Invoicing: 4.4 rating - Mobile Payments: 4.6 rating - Debit/Credit Card Processing: 4.5 rating #### Lowest rated features - Reporting/Analytics: 4.0 rating - ACH Payment Processing: 4.4 rating - Activity Dashboard: 4.4 rating - Multiple Payment Options: 4.6 rating #### Feature-related review snippet Reviewer: Ana F. Reviewer details: Health, Wellness and Fitness, 501-1,000 employees Published: June 18, 2024 > "User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency." ### Gallery tab Ease of use: 4.6 out of 5 (103 reviews) #### Related review snippet Reviewer: Justin L. Reviewer details: Construction, Self-employed Published: October 7, 2025 > "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send digital checks is a popular feature for saving costs and streamlining the process" ### Integrations tab Zil Money connects with 14+ software tools. [See all integrations](https://www.capterra.com/p/10014229/Zil-Money/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - Dynamics 365: 4.4 rating - FreshBooks: 4.5 rating - Zapier: 4.7 rating - QuickBooks Desktop: 5.0 rating - NetSuite: 4.2 rating #### Integrations-related review snippet Reviewer: Carlos P. Reviewer details: Marketing and Advertising, 1-10 employees Published: June 14, 2024 > "I love how easy it is to set up and intergrate into your buisness its almost seamlessly which i love so much." --- ## ACH Universal Rating: 4.3 out of 5 (3 reviews) Profile: [ACH Universal](https://www.capterra.com/p/204041/ACH-Universal/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? Create ACH / NACHA files and Canada EFT files quickly and easily. Works with QuickBooks, QuickBooks Online, SQL - and Excel, csv files. #### Rating breakdown - Ease of Use: 5.0 out of 5 - Customer Service: 5.0 out of 5 - Features: 4.7 out of 5 - Value for Money: 5.0 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $19.95 Pricing details: Per User, Per Month Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - ACH Payment Processing: 5.0 rating - Data Import/Export: 5.0 rating - Data Security: 5.0 rating ### Gallery tab Ease of use: 5.0 out of 5 (3 reviews) --- ## Stax Rating: 4.2 out of 5 (142 reviews) Profile: [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses. #### Rating breakdown - Ease of Use: 4.3 out of 5 - Customer Service: 4.1 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $99.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Multiple Payment Options: 4.4 rating - Debit/Credit Card Processing: 4.1 rating - Online Payments: 4.0 rating - Real-Time Data: 4.1 rating #### Lowest rated features - Billing & Invoicing: 1.0 rating - ACH Payment Processing: 1.0 rating - Transaction Monitoring: 2.1 rating - Mobile Payments: 3.8 rating #### Feature-related review snippet Reviewer: Brian G. Reviewer details: Legal Services, 1-10 employees Published: April 29, 2026 > "The interface might not be quite as clean as LawPay, but is fine." ### Gallery tab Ease of use: 4.3 out of 5 (142 reviews) #### Related review snippet Reviewer: Michael C. Reviewer details: Automotive, Self-employed Published: April 29, 2026 > "Easy process, support through set up and initiation of portals, simple transaction process, works well with our API and online website payments." ### Integrations tab Stax connects with 19+ software tools. [See all integrations](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/#integrations) #### Most popular integrations - Slack: 4.7 rating - Mailchimp: 4.5 rating - WordPress: 4.6 rating - QuickBooks Online: 4.3 rating - Shopify: 4.5 rating - Zapier: 2.0 rating #### Integrations-related review snippet Reviewer: Rod L. Reviewer details: Automotive, 11-50 employees Published: June 24, 2026 > "Integrates easily with other tools." --- ## Jackrabbit Music Rating: 4.5 out of 5 (95 reviews) Profile: [Jackrabbit Music](https://www.capterra.com/p/168245/Jackrabbit-Music-Online-Music-School-Management-Software/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Spend less time on admin and more time inspiring students with all-in-one music school software. #### Rating breakdown - Ease of Use: 4.0 out of 5 - Customer Service: 4.6 out of 5 - Features: 4.1 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $49.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 5.0 rating - Data Security: 5.0 rating - Online Payments: 4.8 rating - Activity Dashboard: 4.5 rating #### Lowest rated features - Real-Time Data: 5.0 rating - Recurring/Subscription Billing: 5.0 rating - Reporting/Analytics: 5.0 rating - Self Service Portal: 5.0 rating #### Feature-related review snippet Reviewer: Ellie F. Reviewer details: Music, 1-10 employees Published: March 21, 2022 > "Jackrabbit is constantly updating the interface, increasing functionality and improving the user experience." ### Gallery tab Ease of use: 4.0 out of 5 (95 reviews) #### Related review snippet Reviewer: Miles B. Reviewer details: Music, 1-10 employees Published: December 16, 2024 > "Jackrabbit allows us to easily track our students in our classes, and has helped us ensure that our enrollment reaches its maximum total for each class." ### Integrations tab Jackrabbit Music connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/168245/Jackrabbit-Music-Online-Music-School-Management-Software/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - Zapier: 5.0 rating - QuickBooks Online Advanced: 4.4 rating #### Integrations-related review snippet Reviewer: Brian W. Reviewer details: Music, 11-50 employees Published: December 12, 2022 > "There is so much functionality on the admin side with billing, schedule and class management, reporting, and financial integration that really help customize to what we need specifically for our studio." --- ## ePayPolicy Rating: 4.9 out of 5 (258 reviews) Profile: [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Faster, Easier, Integrated Insurance Payment Services #### Rating breakdown - Ease of Use: 4.9 out of 5 - Customer Service: 4.8 out of 5 - Features: 4.8 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Pros: - Intuitive and efficient platform - Responsive and helpful support team Cons: - High transaction and service fees #### Starting price Starting price: $25.00 Pricing details: Per Feature, Per Month Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - Online Payments: 4.9 rating - Debit/Credit Card Processing: 4.8 rating - Payment Fraud Prevention: 4.8 rating - Billing & Invoicing: 4.9 rating #### Lowest rated features - Reporting/Analytics: 4.5 rating - API: 4.6 rating - Alerts/Notifications: 4.7 rating - Transaction Monitoring: 4.8 rating #### Feature-related review snippet Reviewer: Tara E. Reviewer details: Insurance, 11-50 employees Published: June 1, 2026 > "The simplicity of sending clients a link for payment has been great. " ### Gallery tab Ease of use: 4.9 out of 5 (258 reviews) #### Related review snippet Reviewer: Paul E G. Reviewer details: Insurance, Self-employed Published: September 11, 2025 > "What I like most is I can invoice the customer and give them an option to pay EFT or credit card with a 3.5 fee. Or EFT with a $5.00 charge. If the customer doesn't replay I have the capacity to send them another invoice." ### Integrations tab ePayPolicy connects with 8+ software tools. [See all integrations](https://www.capterra.com/p/198072/ePayPolicy/#integrations) #### Most popular integrations - NowCerts: 5.0 rating - HawkSoft CMS: 4.8 rating - Vertafore AMS360: 4.9 rating - QQCatalyst: 4.0 rating - Applied CSR24: 4.6 rating - BindHQ: 4.3 rating #### Integrations-related review snippet Reviewer: Clay D. Reviewer details: Insurance, 1-10 employees Published: September 11, 2025 > "Site integrations are very robust and we're able to plug in other tools like premium finance and back end processing." --- ## EBizCharge Rating: 4.4 out of 5 (51 reviews) Profile: [EBizCharge](https://www.capterra.com/p/135930/EBizCharge/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? EBizCharge is the leading embedded payments application for businesses to accept payments in their ERP, CRM, or eCommerce system. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.5 out of 5 - Features: 4.4 out of 5 - Value for Money: 4.4 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.8 rating - Online Payments: 3.8 rating - Payment Fraud Prevention: 3.5 rating - Billing & Invoicing: 3.7 rating #### Lowest rated features - Debit/Credit Card Processing: 4.5 rating - ACH Payment Processing: 5.0 rating - In-Person Payments: 5.0 rating - Mobile Payments: 5.0 rating #### Feature-related review snippet Reviewer: Morgan W. Reviewer details: Real Estate, 1-10 employees Published: February 12, 2025 > "Its user-friendly interface, automation tools, and excellent customer support make payment processing efficient and reliable" ### Gallery tab Ease of use: 4.5 out of 5 (51 reviews) #### Related review snippet Reviewer: Gerencia B. Reviewer details: Transportation/Trucking/Railroad, 51-200 employees Published: April 17, 2025 > "Some of the unique features I liked about eBizCharge include its ability to integrate closely with the ERP system." ### Integrations tab EBizCharge connects with 32+ software tools. [See all integrations](https://www.capterra.com/p/135930/EBizCharge/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - Zoho CRM: 4.3 rating - Shopify: 4.5 rating - Odoo : 4.2 rating - nopCommerce: 4.7 rating - Sana Commerce: 4.6 rating #### Integrations-related review snippet Reviewer: Gerencia B. Reviewer details: Transportation/Trucking/Railroad, 51-200 employees Published: April 17, 2025 > "Some of the unique features I liked about eBizCharge include its ability to integrate closely with the ERP system." --- ## Stripe Rating: 4.6 out of 5 (3,361 reviews) Profile: [Stripe](https://www.capterra.com/p/123889/Stripe/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.2 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Pros: - Extensive integration ecosystem - Comprehensive payment security features Cons: - Inconsistent fraud prevention and holds - Challenging chargeback handling #### Starting price Starting price: Not available Pricing details: Usage Based Free trial: No Free demo: No ### Features tab #### Highest rated features - Online Payments: 4.7 rating - Debit/Credit Card Processing: 4.6 rating - Data Security: 4.6 rating - Payment Fraud Prevention: 4.5 rating #### Lowest rated features - Cryptocurrency Processing: 3.7 rating - Transaction Monitoring: 4.1 rating - Activity Dashboard: 4.0 rating - Partial Payments: 3.9 rating #### Feature-related review snippet Reviewer: Sonu P. Reviewer details: Consumer Goods, 51-200 employees Published: May 20, 2026 > "One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing businesses." ### Gallery tab Ease of use: 4.5 out of 5 (3,361 reviews) #### Related review snippet Reviewer: Verified Reviewer Reviewer details: Design, 1-10 employees Published: March 31, 2026 > "As a freelancer, it is fantastic to be able to assign services, automatically allow my clients to pay for them, and even allows me to utilize retainer situations." ### Integrations tab Stripe connects with 106+ software tools. [See all integrations](https://www.capterra.com/p/123889/Stripe/#integrations) #### Most popular integrations - Slack: 4.7 rating - Docusign: 4.7 rating - Zapier: 4.7 rating - ShipStation: 4.6 rating - Operations Hub: 4.8 rating - Accelo: 4.5 rating #### Integrations-related review snippet Reviewer: Verified Reviewer Reviewer details: Health, Wellness and Fitness, Self-employed Published: April 7, 2026 > "It is a reliable, all-in-one ecosystem that has allowed me to scale my business from a simple mobile reader to a full retail setup." --- ## Chargebee Rating: 4.3 out of 5 (107 reviews) Profile: [Chargebee](https://www.capterra.com/p/131433/Chargebee/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Chargebee is a revenue growth management platform tailored to meet your unique business needs & improve operational efficiency. #### Rating breakdown - Ease of Use: 4.2 out of 5 - Customer Service: 3.9 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.0 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $7188.00 Pricing details: Flat Rate, Per Month Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.7 rating - Recurring/Subscription Billing: 4.4 rating - Debit/Credit Card Processing: 4.3 rating - Online Payments: 3.9 rating #### Lowest rated features - ACH Payment Processing: 2.7 rating - Mobile Payments: 3.8 rating - Reporting/Analytics: 1.0 rating - Billing & Invoicing: 4.1 rating #### Feature-related review snippet Reviewer: Volker D. Reviewer details: Machinery, 11-50 employees Published: January 6, 2022 > "The presentation of the organization expanded as it is truly simple to explore between our CRM and chargebee frameworks." ### Gallery tab Ease of use: 4.2 out of 5 (107 reviews) #### Related review snippet Reviewer: Verified Reviewer Reviewer details: Accounting, 51-200 employees Published: April 1, 2026 > "I like that Chargebee automatically handles the billing and payment retries, as well as the communication with customers about upcoming payments." ### Integrations tab Chargebee connects with 50+ software tools. [See all integrations](https://www.capterra.com/p/131433/Chargebee/#integrations) #### Most popular integrations - Mailchimp: 5.0 rating - Xero: 4.5 rating - Twilio: 4.4 rating - LeadDyno: 4.3 rating - Formstack Forms: 5.0 rating - Knack: 5.0 rating #### Integrations-related review snippet Reviewer: Kushal K. Reviewer details: Information Technology and Services, 51-200 employees Published: August 1, 2022 > "It also has great APIs that integrate directly with HubSpot." --- ## Melio Rating: 4.2 out of 5 (404 reviews) Profile: [Melio](https://www.capterra.com/p/184673/Melio/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Manage business payments effortlessly with Melio. Pay vendors via bank transfers or cards, even where cards aren’t accepted. #### Rating breakdown - Ease of Use: 4.4 out of 5 - Customer Service: 4.0 out of 5 - Features: 4.1 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Pros: - Intuitive daily operations - Cost-effective payment processing Cons: - Inconsistent customer service quality - Bank account connectivity issues #### Starting price Starting price: $25.00 Pricing details: Per User, Per Month Free trial: Yes Free demo: No ### Features tab #### Highest rated features - Online Payments: 4.3 rating - Data Security: 4.4 rating - ACH Payment Processing: 4.2 rating - Debit/Credit Card Processing: 4.2 rating #### Lowest rated features - Mobile Payments: 4.2 rating - Multiple Payment Options: 4.1 rating - Billing & Invoicing: 4.3 rating - Partial Payments: 4.0 rating #### Feature-related review snippet Reviewer: Verified Reviewer Reviewer details: Accounting, 1-10 employees Published: April 4, 2023 > "Melio has easy & simple Interface which helped me to easily understand and navigate through the software." ### Gallery tab Ease of use: 4.4 out of 5 (404 reviews) #### Related review snippet Reviewer: Krzysiek S. Reviewer details: Translation and Localization, 1-10 employees Published: June 23, 2026 > "It is a useful solution for managing invoices, sending payments, and keeping vendor payments better organized." ### Integrations tab Melio connects with 4+ software tools. [See all integrations](https://www.capterra.com/p/184673/Melio/#integrations) #### Most popular integrations - QuickBooks Online: 4.7 rating - FreshBooks: 4.7 rating - QuickBooks Desktop: 4.4 rating - QuickBooks Online Advanced: 4.2 rating #### Integrations-related review snippet Reviewer: Jamie D. Reviewer details: Accounting, 1-10 employees Published: November 23, 2022 > "The fact that it is free for ACH and has the integration with QBO." --- ## Regpack Rating: 4.4 out of 5 (368 reviews) Profile: [Regpack](https://www.capterra.com/p/124427/Regpack/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Automate and streamline client billing with Regpack's full suite of onboarding and payment tools. Manage clients efficiently. #### Rating breakdown - Ease of Use: 4.0 out of 5 - Customer Service: 4.3 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.4 out of 5 #### Pros and cons based on reviews Pros: - Streamlined and customizable registration - Flexible project setup and duplication Cons: - Inflexible and confusing payment features - Frequent technical glitches and errors #### Starting price Starting price: Not available Pricing details: Other, Per Year Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.6 rating - Online Payments: 4.5 rating - Payment Fraud Prevention: 4.8 rating - Billing & Invoicing: 4.1 rating #### Lowest rated features - Debit/Credit Card Processing: 3.2 rating - Reporting/Analytics: 3.0 rating - Transaction Monitoring: 3.0 rating - Mobile Payments: 3.7 rating ### Gallery tab Ease of use: 4.0 out of 5 (368 reviews) #### Related review snippet Reviewer: ryan P. Reviewer details: Design, 1-10 employees Published: February 23, 2026 > "I like how centralizes billing, recurring payments, autobill options, invoicing, and reminders in one place, which cuts down on spreadsheets and manual follow-ups" ### Integrations tab Regpack connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/124427/Regpack/#integrations) #### Most popular integrations - QuickBooks Online: 2.0 rating - Calendly: 4.7 rating - Zapier: 4.7 rating #### Integrations-related review snippet Reviewer: Jessica N. Reviewer details: Health, Wellness and Fitness, 11-50 employees Published: March 9, 2022 > "It is also really neat how integrated the RegPack system looks in on our company website." --- ## Jackrabbit Dance Rating: 4.6 out of 5 (748 reviews) Profile: [Jackrabbit Dance](https://www.capterra.com/p/93349/Jackrabbit-Dance/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? The all-in-one dance studio management software that helps you save time, grow, and delight your families. #### Rating breakdown - Ease of Use: 4.2 out of 5 - Customer Service: 4.7 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Pros: - Responsive customer assistance - Comprehensive dance studio organization Cons: - High and inflexible costs - Challenging tuition management #### Starting price Starting price: $49.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Online Payments: 4.5 rating - Billing & Invoicing: 4.4 rating - Self Service Portal: 4.4 rating - Reporting/Analytics: 4.2 rating #### Lowest rated features - API: 3.4 rating - Data Import/Export: 3.8 rating - Receipt Management: 4.1 rating - Customizable Branding: 4.1 rating #### Feature-related review snippet Reviewer: Emma E. Reviewer details: Fine Art, 1-10 employees Published: May 22, 2026 > "Jackrabbit is the most user friendly platform I have ever used in comparison to others and now I can't imagine using anything else." ### Gallery tab Ease of use: 4.2 out of 5 (748 reviews) #### Related review snippet Reviewer: Darylle J. Reviewer details: Performing Arts, 1-10 employees Published: May 22, 2026 > "With a fairly complex programming at our studio, Jackrabbit has been the only software that can solve many of our program related hurdles with class management" ### Integrations tab Jackrabbit Dance connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/93349/Jackrabbit-Dance/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - Zapier: 4.3 rating - QuickBooks Online Advanced: 4.4 rating #### Integrations-related review snippet Reviewer: Rachel S. Reviewer details: Performing Arts, 11-50 employees Published: December 12, 2024 > "We also enjoy the ease of creating our classes and (with simple coding you can copy/paste and embed in your website) having them automatically appear on our website." --- ## PayTrace Rating: 4.6 out of 5 (15 reviews) Profile: [PayTrace](https://www.capterra.com/p/220016/PayTrace/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? PayTrace makes it easy to accept payments anywhere for B2B businesses and ISV partners looking for revenue growth. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.6 out of 5 - Features: 4.5 out of 5 - Value for Money: 4.2 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Per Feature Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.9 rating - Payment Fraud Prevention: 4.4 rating - Online Payments: 4.5 rating - Debit/Credit Card Processing: 4.4 rating #### Lowest rated features - Payment Reconciliation: 2.5 rating - Data Import/Export: 3.0 rating - Mobile Payments: 3.8 rating - Real-Time Data: 4.4 rating ### Gallery tab Ease of use: 4.5 out of 5 (15 reviews) ### Integrations tab PayTrace connects with 10+ software tools. [See all integrations](https://www.capterra.com/p/220016/PayTrace/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - NetSuite: 4.2 rating - WooCommerce: 5.0 rating - Acumatica Cloud ERP: 4.4 rating - Shift4Shop: 4.1 rating - Chargezoom: 4.6 rating - Bill & Pay: 4.0 rating - UltraCart: 4.5 rating - Everyware: 5.0 rating --- ## Helcim Rating: 3.8 out of 5 (34 reviews) Profile: [Helcim](https://www.capterra.com/p/149107/Virtual-Terminal/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Helcim offers a complete, affordable payment solution for businesses. Easily accept contactless payments in-store, on-the-go, or online #### Rating breakdown - Ease of Use: 4.0 out of 5 - Customer Service: 4.1 out of 5 - Features: 3.9 out of 5 - Value for Money: 4.0 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Usage Based, Per Month Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.3 rating - Billing & Invoicing: 3.6 rating - Payment Fraud Prevention: 3.6 rating - In-Person Payments: 5.0 rating #### Lowest rated features - Online Payments: 2.7 rating - Debit/Credit Card Processing: 2.7 rating - Recurring/Subscription Billing: 3.2 rating - Multiple Payment Options: 3.5 rating #### Feature-related review snippet Reviewer: Paul B. Reviewer details: Management Consulting, Self-employed Published: January 21, 2026 > "The site is well designed, UI is easy to navigate. While I am not happy with Helcim, I will say their customer service was quick to respond." ### Gallery tab Ease of use: 4.0 out of 5 (34 reviews) #### Related review snippet Reviewer: Paul B. Reviewer details: Management Consulting, Self-employed Published: January 21, 2026 > "The site is well designed, UI is easy to navigate. While I am not happy with Helcim, I will say their customer service was quick to respond." ### Integrations tab Helcim connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/149107/Virtual-Terminal/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - Xero: 4.4 rating - WooCommerce: 4.5 rating --- ## Anchor Rating: 5.0 out of 5 (30 reviews) Profile: [Anchor](https://www.capterra.com/p/10031400/Anchor/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Anchor automate and manage your business entire billing cycle. #### Rating breakdown - Ease of Use: 4.8 out of 5 - Customer Service: 4.9 out of 5 - Features: 4.7 out of 5 - Value for Money: 4.9 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $5.00 Pricing details: Flat Rate, One Time Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - Activity Dashboard: 4.9 rating - Multiple Payment Options: 5.0 rating - Alerts/Notifications: 4.8 rating - PCI Compliance: 5.0 rating #### Lowest rated features - Reporting/Analytics: 4.6 rating - Mobile Payments: 4.7 rating - Billing & Invoicing: 4.9 rating - Real-Time Data: 5.0 rating ### Gallery tab Ease of use: 4.8 out of 5 (30 reviews) #### Related review snippet Reviewer: Jen W. Reviewer details: Accounting, 51-200 employees Published: February 25, 2026 > "We still have a ways to go, but right now the onboarding pains are heavily outweighed by ease of use and simplification of our processes." ### Integrations tab Anchor connects with 15+ software tools. [See all integrations](https://www.capterra.com/p/10031400/Anchor/#integrations) #### Most popular integrations - Slack: 4.7 rating - QuickBooks Enterprise: 4.5 rating - Gmail: 4.8 rating - QuickBooks Online: 4.9 rating - monday.com AI Work Platform: 4.6 rating - Xero: 4.4 rating #### Integrations-related review snippet Reviewer: M Katie H. Reviewer details: Accounting, Self-employed Published: August 19, 2025 > "It integrates nicely with the tech stack I use freeing me up from manual work." --- ## Jackrabbit Swim Rating: 4.5 out of 5 (227 reviews) Profile: [Jackrabbit Swim](https://www.capterra.com/p/172589/Jackrabbit-Swim/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Spend less time on admin and more time teaching with all-in-one swim school management software. #### Rating breakdown - Ease of Use: 4.1 out of 5 - Customer Service: 4.7 out of 5 - Features: 4.2 out of 5 - Value for Money: 4.4 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $49.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Billing & Invoicing: 4.6 rating - Self Service Portal: 4.4 rating - Activity Dashboard: 5.0 rating - Data Security: 5.0 rating #### Lowest rated features - Alerts/Notifications: 4.0 rating - Reporting/Analytics: 4.5 rating - Online Payments: 5.0 rating - Recurring/Subscription Billing: 5.0 rating #### Feature-related review snippet Reviewer: Phiona O. Reviewer details: Sports, 201-500 employees Published: June 26, 2026 > "I think it’s very helpful with data entry and storing information as well." ### Gallery tab Ease of use: 4.1 out of 5 (227 reviews) #### Related review snippet Reviewer: Phiona O. Reviewer details: Sports, 201-500 employees Published: June 26, 2026 > "I’ve used it for 4 years now and really appreciate the platform always offering new features to help support clients" ### Integrations tab Jackrabbit Swim connects with 2+ software tools. [See all integrations](https://www.capterra.com/p/172589/Jackrabbit-Swim/#integrations) #### Most popular integrations - Zapier: 4.7 rating - QuickBooks Online Advanced: 3.5 rating #### Integrations-related review snippet Reviewer: Eva M. Reviewer details: Health, Wellness and Fitness, 11-50 employees Published: March 17, 2022 > "We were excited to implement Jackrabbits new policy agreements, we have been able utilize and integrate different agreements for our individualized programs." --- ## Paystand Rating: 4.5 out of 5 (337 reviews) Profile: [Paystand](https://www.capterra.com/p/131733/PayStand/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Speed up payments with zero fees on Paystand’s processing platform. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.4 out of 5 - Features: 4.4 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Per Feature, Per Month Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Online Payments: 4.3 rating - ACH Payment Processing: 4.2 rating - Mobile Payments: 4.3 rating - Billing & Invoicing: 4.5 rating #### Lowest rated features - Debit/Credit Card Processing: 4.2 rating - PCI Compliance: 4.4 rating - API: 4.3 rating - Multi-Currency: 3.0 rating #### Feature-related review snippet Reviewer: Joseph M. Reviewer details: Information Technology and Services, 1,001-5,000 employees Published: June 24, 2025 > "Seamless connection with tools like NetSuite, and Slack reduces manual data entry and errors." ### Gallery tab Ease of use: 4.5 out of 5 (337 reviews) #### Related review snippet Reviewer: Michael W. Reviewer details: Non-Profit Organization Management, 11-50 employees Published: June 27, 2025 > "However, the desktop teampay site on the phone is surprisingly good since I see all my transactions, have the receipt icon for easily uploads and website responds well to touch on a mobile screen." ### Integrations tab Paystand connects with 8+ software tools. [See all integrations](https://www.capterra.com/p/131733/PayStand/#integrations) #### Most popular integrations - Slack: 4.7 rating - Dynamics 365: 4.4 rating - Xero: 4.4 rating - NetSuite: 4.3 rating - Odoo : 4.2 rating - WooCommerce: 4.5 rating #### Integrations-related review snippet Reviewer: Alexa M. Reviewer details: Graphic Design, 51-200 employees Published: December 11, 2024 > "It integrates with Slack which is where I spend most of my work day" --- ## Jackrabbit Gymnastics Rating: 4.6 out of 5 (373 reviews) Profile: [Jackrabbit Gymnastics](https://www.capterra.com/p/172591/Jackrabbit-Gymnastics/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Spend less time on admin and more time coaching with all-in-one gymnastics management software. #### Rating breakdown - Ease of Use: 4.3 out of 5 - Customer Service: 4.7 out of 5 - Features: 4.3 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $49.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: No ### Features tab #### Highest rated features - Online Payments: 4.8 rating - Data Security: 4.9 rating - Debit/Credit Card Processing: 4.4 rating - Multiple Payment Options: 4.6 rating #### Lowest rated features - Data Import/Export: 3.9 rating - Recurring/Subscription Billing: 4.2 rating - Payment Gateway Integration: 4.0 rating - Alerts/Notifications: 3.0 rating #### Feature-related review snippet Reviewer: Josh D. Reviewer details: Non-Profit Organization Management, 51-200 employees Published: June 30, 2026 > "It outperforms every competitor with powerful features, seamless usability, and unbeatable value. If you're looking for software that delivers exceptional results without breaking the budget, nothing else comes close." ### Gallery tab Ease of use: 4.3 out of 5 (373 reviews) #### Related review snippet Reviewer: Charlotte A. Reviewer details: Sports, 11-50 employees Published: March 30, 2026 > "Really responsive to help inquiries, love that you send out newsletters/webinars and add features proactively, thank you for increasing PAD limit to $3000!" ### Integrations tab Jackrabbit Gymnastics connects with 3+ software tools. [See all integrations](https://www.capterra.com/p/172591/Jackrabbit-Gymnastics/#integrations) #### Most popular integrations - QuickBooks Online: 4.0 rating - Zapier: 3.3 rating - QuickBooks Online Advanced: 4.4 rating #### Integrations-related review snippet Reviewer: Karissa J. Reviewer details: Sports, 1-10 employees Published: March 17, 2022 > "Integrations with payroll and leap learning are fantastic." --- ## Dash Rating: 4.9 out of 5 (12 reviews) Profile: [Dash](https://www.capterra.com/p/10006764/Dash-Billing/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? Secure payment processing with self-service tools and real-time tracking. Built for compliance, speed, and customer convenience. #### Rating breakdown - Ease of Use: 4.9 out of 5 - Customer Service: 4.8 out of 5 - Features: 4.8 out of 5 - Value for Money: 4.8 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $100.00 Pricing details: Usage Based, Per Month Free trial: Yes Free demo: Yes ### Features tab #### Highest rated features - Activity Dashboard: 5.0 rating - PCI Compliance: 5.0 rating - Reporting/Analytics: 5.0 rating ### Gallery tab Ease of use: 4.9 out of 5 (12 reviews) ### Integrations tab Dash connects with 4+ software tools. [See all integrations](https://www.capterra.com/p/10006764/Dash-Billing/#integrations) #### Most popular integrations - Slack: 4.7 rating - Mailchimp: 4.5 rating - Stripe: 4.6 rating - PandaDoc: 4.5 rating --- ## Target Group Rating: 5.0 out of 5 (1 reviews) Profile: [Target Group](https://www.capterra.com/p/203272/Target-Group/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? Our platform manages the end to end customer journey across a wide range of asset classes including both secured and unsecured lending. #### Rating breakdown - Ease of Use: 5.0 out of 5 - Features: 5.0 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Per Feature Free trial: No Free demo: No ### Features tab #### Most popular features - Debit/Credit Card Processing: Not available - Mobile Payments: Not available - Payment Fraud Prevention: Not available - Billing & Invoicing: Not available - Transaction Monitoring: Not available - ACH Payment Processing: Not available - In-Person Payments: Not available - Reporting/Analytics: Not available - Multiple Payment Options: Not available - Recurring/Subscription Billing: Not available - Multi-Currency: Not available - Payment Gateway Integration: Not available ### Gallery tab Ease of use: 5.0 out of 5 (1 reviews) --- ## SumUp Plus Card Reader Rating: 3.6 out of 5 (5 reviews) Profile: [SumUp Plus Card Reader](https://www.capterra.com/p/276405/SumUp-Plus-Card-Reader/) Visible tabs: Overview, Features, Gallery ### Overview tab #### What is this product about? Cloud-based card reader that helps businesses process digital transactions, track sales history, and maintain a product catalog. #### Rating breakdown - Ease of Use: 3.8 out of 5 - Customer Service: 2.3 out of 5 - Features: 4.2 out of 5 - Value for Money: 3.2 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: $54.00 Free trial: No Free demo: No ### Features tab #### Highest rated features - Data Security: 5.0 rating - Reporting/Analytics: 5.0 rating - Debit/Credit Card Processing: 5.0 rating - Transaction Monitoring: 5.0 rating #### Lowest rated features - Multiple Payment Options: 4.0 rating ### Gallery tab Ease of use: 3.8 out of 5 (5 reviews) --- ## SumUp Rating: 4.5 out of 5 (1,471 reviews) Profile: [SumUp](https://www.capterra.com/p/170673/SumUp-Air/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? SumUp provides payment processing, card acceptance, and POS systems to help small businesses manage finances effectively. #### Rating breakdown - Ease of Use: 4.5 out of 5 - Customer Service: 4.3 out of 5 - Features: 4.4 out of 5 - Value for Money: 4.3 out of 5 #### Pros and cons based on reviews Pros: - Simple and intuitive operation - Effective loyalty incentives Cons: - Frequent technical disruptions - Difficulties with transactions #### Starting price Starting price: $99.00 Pricing details: Flat Rate, Per Month Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Debit/Credit Card Processing: 4.1 rating - Data Security: 4.0 rating - Payment Fraud Prevention: 4.0 rating - In-Person Payments: 4.0 rating #### Lowest rated features - Mobile Payments: 3.5 rating - Reporting/Analytics: 3.5 rating - Real-Time Data: 3.8 rating - Multiple Payment Options: 3.9 rating #### Feature-related review snippet Reviewer: emma B. Reviewer details: Staffing and Recruiting, 1,001-5,000 employees Published: January 16, 2025 > "great easy product to use having the app or the car reader" ### Gallery tab Ease of use: 4.5 out of 5 (1,471 reviews) #### Related review snippet Reviewer: Shaun D. Reviewer details: Computer Hardware, 1-10 employees Published: September 22, 2025 > "It was really easy to get started with Sumup, the first card reader I bought was the Sumup air, the battery lasts ages , as a first time card payment user it was asimple process" ### Integrations tab SumUp connects with 20+ software tools. [See all integrations](https://www.capterra.com/p/170673/SumUp-Air/#integrations) #### Most popular integrations - QuickBooks Online: 4.3 rating - Xero: 4.4 rating - Zapier: 4.7 rating - FreeAgent: 4.5 rating - Planday: 4.3 rating - Deliveroo: 4.5 rating #### Integrations-related review snippet Reviewer: Heather L. Reviewer details: Writing and Editing, Self-employed Published: August 3, 2022 > "The fact that one can be rewarded just for visiting a store or restaurant or any other place of business for that matter through five stars integration is always beneficial." --- ## 360 Payments Rating: 4.7 out of 5 (35 reviews) Profile: [360 Payments](https://www.capterra.com/p/177326/360-Payments/) Visible tabs: Overview, Features, Gallery, Integrations ### Overview tab #### What is this product about? 360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses. #### Rating breakdown - Ease of Use: 4.7 out of 5 - Customer Service: 4.6 out of 5 - Features: 4.7 out of 5 - Value for Money: 4.5 out of 5 #### Pros and cons based on reviews Not available #### Starting price Starting price: Not available Pricing details: Other Free trial: No Free demo: Yes ### Features tab #### Highest rated features - Data Security: 4.4 rating - Electronic Signature: 4.3 rating - Billing & Invoicing: 4.7 rating - Online Payments: 4.4 rating #### Lowest rated features - Debit/Credit Card Processing: 4.1 rating - In-Person Payments: 4.2 rating - Receipt Management: 4.4 rating - ACH Payment Processing: 4.3 rating ### Gallery tab Ease of use: 4.7 out of 5 (35 reviews) #### Related review snippet Reviewer: Brandon R. Reviewer details: Hospitality, 11-50 employees Published: April 16, 2025 > "It offers transparent pricing, no contracts, no junk fees, and reliable customer service." ### Integrations tab 360 Payments connects with 9+ software tools. [See all integrations](https://www.capterra.com/p/177326/360-Payments/#integrations) #### Most popular integrations - NAPA TRACS: 4.2 rating - Shop-Ware: 4.8 rating - Tekmetric: 4.7 rating - Shop Boss: 4.4 rating - MaxxTraxx: 4.9 rating - Protractor: 5.0 rating - Omnique: 4.6 rating - Tire Guru: 4.0 rating - EBMS: 4.6 rating --- Page 1 of 19 ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (914) Products: Sort By: Featured Partners * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews ACH Payment Processing AI Copilot Billing & Invoicing Debit/Credit Card Processing Electronic Signature Generative AI In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics Transaction Monitoring Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Point of Sale Software](https://www.capterra.com/point-of-sale-software/)[Retail Management Systems Software](https://www.capterra.com/retail-management-systems-software/)[Pricing Optimization Software](https://www.capterra.com/pricing-optimization-software/)[Retail POS System Software](https://www.capterra.com/retail-pos-system-software/)[Store Locator Software](https://www.capterra.com/store-locator-software/)[Retail Execution Software](https://www.capterra.com/retail-execution-software/) I'm looking for Payment Processing Software that is: [Web-Based](https://www.capterra.com/payment-processing-software/s/web-based/) Table of Contents - [Essential payment processing buying information](#essential-payment-processing-buying-information) - [What are the most reviewed payment processing solutions?](#what-are-the-most-reviewed-payment-processing-solutions) - [What is payment processing software?](#what-is-payment-processing-software) - [Payment processing software pricing](#payment-processing-software-pricing) - [Payment processing features rated by users](#payment-processing-features-rated-by-users) - [Top payment processing benefits identified by users](#top-payment-processing-benefits-identified-by-users) - [Common challenges of payment processing identified by users](#common-challenges-of-payment-processing-identified-by-users) - [What is payment processing software used for?](#what-is-payment-processing-software-used-for) - [Who uses payment processing software?](#who-uses-payment-processing-software) - [Common payment processing software integrations](#common-payment-processing-software-integrations) - [Recent trends in payment processing software](#recent-trends-in-payment-processing-software) - [Learn more about how payment processing software can help your business](#learn-more-about-how-payment-processing-software-can-help-your-business) ## Essential payment processing buying information [Payment processing software](https://www.capterra.com/payment-processing-software/) allows organizations to process credit card payments via online payment portals or traditional point of sale (POS) interfaces. Payment processing solutions include payment management, credit card authorizations, settlements, and administrative functions. Payment processing software is used across many departments, but most often by employees in administrative, finance and accountancy roles, and by entrepreneurs or business owners. “I often notice a reluctance to invest in upgrading payment processing software,” says Liza Amlani\[[1](#sources)\], Principal and Co-founder of Retail Strategy Group. “There's a fear that any changes might disrupt payment flows, which is a fundamental concern. However, given the advancements in technology today, it's crucial to keep up, especially as consumers are shopping globally and in real-time.” Many payment processing solutions on the market are free to use but charge a transaction fee. However, businesses can often opt to pay on a “per month” basis in order to gain access to additional features. Entry level pricing plans typically cost around $39 per month, and mid-tier and advanced plans typically range from $115 to $181 per month.\[[2](#sources)\] First-time buyers should begin evaluating with a budget, number of users, specific use cases and necessary integrations in mind. We recommend consulting with stakeholders on a list of critical questions to ask potential vendors. Consider asking these questions to help you evaluate systems based on business needs. - How easy is it to accept and record financial transactions? - Does the software allow viewing and tracking of key metrics? - Does the tool facilitate payment processing via multiple methods? ## What are the most reviewed payment processing solutions? [Capterra Shortlist](https://www.capterra.com/payment-processing-software/shortlist/) identifies the top payment processing systems based on a proprietary blend of user ratings and popularity to help  small and medium businesses quickly find the best payment processing solution for their needs.\[[3](#sources)\] Here are the five most-reviewed products in our Capterra Shortlist for this category: | Product | Overall score | Popularity score | Ratings score | | --- | --- | --- | --- | | [PayPal](https://www.capterra.com/p/207944/PayPal/) | 98/100 | 50/50 | 48/50 | | [Venmo](https://www.capterra.com/p/222572/Venmo-/) | 93/100 | 45/50 | 48/50 | | [Stripe](https://www.capterra.com/p/123889/Stripe/) | 88/100 | 42/50 | 46/50 | | [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) | 80/100 | 32/50 | 48/50 | | [SumUp](https://www.capterra.com/p/170673/SumUp-Air/) | 71/100 | 29/50 | 42/50 | These rankings are determined by combining verified user ratings and publicly available web search popularity data:  - **Ratings score:** Relative score of the software based on ratings given by users on Capterra, normalized for number and recency of reviews. - **Popularity score**: Relative popularity of software based on web search trends and products’ web presence. ## What is payment processing software? [Payment processing software](https://www.capterra.com/payment-processing-software/) provides a secure platform for businesses to accept and manage online payments while also protecting their sensitive financial information. The tool supports various payment methods, including credit cards, debit cards, mobile wallets, and bank transfers. With the tool’s analytics dashboard, businesses can gain valuable insights into their payment activities. The gathered data helps enhance the payment process for customers by adding more payment options, enabling transactions in multiple languages and managing customer data for future transactions. “As a former retail buyer with over 20 years of experience, I find that insights into purchasing habits can provide a merchant with incredibly exciting data,” says Amlani. “These insights inform merchandising, planning, and store allocation decisions. As you learn about your customers’ purchasing habits, you can start curating your product assortments in a localized manner.” Capterra covers 1,254 software products, and we published 10,407 reviews from users of this software in the past year.\[[4](#sources)\] ## Payment processing software pricing Many basic payment processing solutions on the market are free to use, but charge a fee per transaction. Payment processing software vendors often provide additional features on a "per month" basis, and a typical entry level pricing plan is around $39 per month. Mid-tier payment processing software plans typically cost around $115, and advanced or high-end plans typically cost around $181. - Entry-level systems generally include basic features such as: online payment forms, card reader integration, a virtual terminal and payment activity tracking. - Mid-tier plans usually provide features including recurring billing, fraud detection and payment reminders. - High-end plans usually include more advanced features such as payment gateway integrations, advanced reporting and global payment processing. First time buyers should be aware that you may also need to pay some upfront costs for hardware, such as card readers or a POS (point of sale) system. Some other upfront costs might include initial setup, training, and data migration. ### Pro tip: How to make sure you get the best-fit system for your need One of the main challenges for first-time buyers is the abundance of options available. Whether you're a small brand or a large retailer, finding software that suits both current and future needs is crucial. Amlanli advises buyers to: 1. Understand where your customers shop, whether it’s online, onsite, or a combination of the two. 2. Ensure the software supports global transactions and multi-currency operations. 3. Make sure the transaction process is transparent, as this is important for both the brand and the customer. ## Payment processing features rated by users All payment processing software include payment processing, data security, and reporting and analytics features.  ### Core payment processing features rated by users - **Data security**: Protect sensitive information during transactions via data encryption and tokenization to prevent unauthorized access or theft. 91% of payment processing software reviewers identified data security as a highly important feature. - **Online payments**: Allow payment webpages where clients can pay bills. 88% of payment processing software reviewers identified online payments as a highly important feature. ### Highly-rated common payment processing features - **Debit/credit card processing**: Accept and process credit/debit card transactions. 86% of payment processing software reviewers identified debit or credit card processing as a highly important feature. - **Transaction monitoring**: Monitor or audit historical and current transactions to analyze customer account activities. 85% of payment processing software reviewers identified transaction monitoring as a highly important feature. - **Payment fraud prevention**: Detect and prevent payment fraud via tools like authorization, dual authentication, address verification, risk scoring, seller protection, etc. 84% of payment processing software reviewers identified payment fraud prevention as a highly important feature. - **Multiple payment options**: Allows to process payments via multiple modes directly through the application. 78% of payment processing software reviewers identified multiple payment options as a highly important feature. - **Mobile payments**: Allow clients to submit payments via a mobile device. 75% of payment processing software reviewers identified mobile payments as a highly important feature. - **Billing and invoicing**: Create, manage and send invoices or bills to customers. 75% of payment processing software reviewers identified billing and invoicing as a highly important feature. - **Reporting/Analytics**: Allows you to view and track pertinent metrics to find patterns and gain insights from data. 73% of payment processing software reviewers identified Reporting/Analytics as a highly important feature. - **ACH payment processing**: Receive credits and send direct debits through the Automated Clearing House (ACH) electronic network. 63% of payment processing software reviewers identified ACH payment processing as a highly important feature. - **In-person payments**: Allows transactions that typically involve face-to-face interactions between the payer and the payee. 62% of payment processing software reviewers identified in-person payments as a highly important feature. ## Top payment processing benefits identified by users **Allows secure payments:** Payment processing software allows clients to make secure payments without having to worry about data leaks or fraud. _“One feature I appreciate is the safe online payment site, which gives my clients peace of mind and enables them to conveniently make purchases without worrying about security."_ –Victoria C., CEO **Helps business growth opportunities:** Payment processing tools offer functionality that can be adapted to business growth on a case-by-case basis. _“I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.”_  –Adam W., eCommerce professional **Supports integration with different tools:** Payment processing systems integrate with other platforms, allowing payments on different sites or apps. _“I like all the functions, but the most impressive is the product\`s efficiency and ease of integration with my business.”_ –Paula A., Apparel & Fashion professional ## Common challenges of payment processing identified by users The most common challenge cited by payment processing software reviewers on Capterra are refunds. Sometimes, system errors can make it difficult to reimburse customers. The second challenge cited by reviewers is fraud protection, which emphasizes how much users care about security. The third challenge mentioned is account management, as there may be difficulties in accessing different personal areas due to security systems or glitches in the system. When buying new platforms, 38% of software purchasers disclose that addressing security concerns is a top challenge, while another 37% mention issues with finding software compatible with existing systems.\[[5](#sources)\] When you’re talking to payment processing software vendors, you should ask a few questions to ensure you don’t encounter the same issues: - Is it possible to manage all phases of the payment, before and after the purchase, optimally from the platform? - Are there security systems in place to block any fraud? - Is there any customer support to help with platform management issues? ## What is payment processing software used for? Analysis of our extensive payment processing reviews highlight the most common use cases: - **Secure payments:** Businesses use payment processing tools to carry out safe and secure transactions. - **Online payments:** Payment processing users can send and receive payments, check account balances, and view mobile transaction history. - **Invoice management:** Payment processing users say these systems are helpful for preparing, sending and scheduling invoices, on a one-time or recurring basis. ## Who uses payment processing software? Payment processing tools are mostly used by employees in roles such as sales, accounting, and IT. According to reviews collected over the last 12 months on Capterra, payment processing systems are typically used by companies within the retail and eCommerce industries, but can also be used by nonprofits, healthcare, and any other industries that require payment for goods or services. Based on the reviews collected, the main companies using payment processing software appear to be small business. 57% of reviews come from companies with up to 10 employees and 20% come from companies with 11-50 employees. ## Common payment processing software integrations We analyzed our extensive reviews database and based on that, we determined the three categories that most often integrate with payment processing software are accounting, CRM and eCommerce. These integrations allow customers to be able to manage the entire sales cycle, from customer relationship management, to online buying and selling, and account tracking. According to reviews collected over the last 12 months on Capterra, integration tools result to be among the best advantages of payment processing software. ## Recent trends in payment processing software **The use of digital payments will increase in the future:** According to [Capterra’s 2023 Digital Payments Survey](https://www.capterra.com/resources/digital-payments/), “_90% of SMB managers expect that use of digital payments in their companies will increase in the future, with credit or debit cards, mobile payments, and mobile wallets being payment solutions companies leverage the most._” Providing digital payment capabilities as a payment option can improve the overall customer experience, increasing revenue and operational efficiency. Mobile payments and digital wallets in particular have become popular with consumers because of the convenience and ease of use they offer, as transactions can be made remotely and securely using only a smartphone. Businesses looking for payment processing software should ensure that the platform offers compatibility with these types of payments and generally keeps up with changing customer attitudes to payment methods. **Real-time payments are also on the rise:** According to the same Capterra study, currently 58% of SMB managers say their companies use RTPs (real-time payments) and 34% plan to harness this technology in the future.  Payments facilitated by these systems are initiated and settled almost instantaneously. Unlike traditional banking circuits, RTP systems process and settle transactions on a case-by-case basis. Another key difference is that RTP transactions can only be initiated by the sender and cannot be requested by the receiver or a third party. Again, when looking for payment processing software, businesses should consider if platforms offer an RTP network or plan to integrate with these types of services in the future. ## Learn more about how payment processing software can help your business If you’re still not sure what type of payment processing software is right for your business, check out our articles related to payment processing trends and solutions: - [5 Key Payment Processing Software Features and Top Products That Offer Them](https://www.capterra.com/resources/key-payment-processing-software-features/) - [How To Establish Your Accounting Department Structure](https://www.capterra.com/resources/how-to-establish-accounting-department-structure/) - [6 Top-Rated Tools To Include in Your Finance Tech Stack](https://www.capterra.com/resources/top-rated-finance-tech-stack/) - [Top 3 Accounting Challenges Small Businesses Are Facing](https://www.capterra.com/resources/common-accounting-problems/) Sources 1. [Liza Amlani,](https://www.linkedin.com/in/lizaamlani/) LinkedIn 2. **Capterra software pricing data:** Only products with publicly available pricing information and qualified software products within the category, as of May 14, 2024 are included in the pricing analysis. [Read the complete methodology](https://www.capterra.com/resources/proprietary-data-research/#software-buyers-guides-methodology). 3. **Capterra Shortlist:** Capterra Shortlist identifies the top products in our software categories based on a proprietary blend of user ratings and popularity. [Read the complete methodology](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology). 4. **Capterra reviews data:** Capterra reviews are collected from verified users for individual software products. For this report, we analyzed reviews from the past year as of the production date. [Read the complete methodology](https://www.capterra.com/resources/proprietary-data-research/#software-buyers-guides-methodology). 5. **Capterra 2024 Tech Trends Survey:** The 2024 Tech Trends Survey was conducted online in July 2023 to understand the timeline, organizational challenges, adoption & budget, vendor research behaviors, ROI expectations, and satisfaction levels for software buyers. [Read the complete survey methodology](https://www.capterra.com/resources/proprietary-data-research/#software-buyers-guides-methodology). ### Get to a better list with verified ratings & reviews ### Get to a better list with verified ratings & reviews Capterra Shortlist charts the highest-rated and most popular software products. Explore, save your progress, and share with colleagues. Want to learn more? [Read full scoring methodology](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology) ## Our Top 5 Picks 2026 Capterra Shortlist The five highest-scoring tools from our shortlist, compared on the metrics that matter most. | Metric | [Stripe (Top Rated)](https://www.capterra.com/p/123889/Stripe/) | [Square Payments (Feature Rich)](https://www.capterra.com/p/170278/Square-Payments-Processing/) | [Google Pay (Great Value)](https://www.capterra.com/p/212826/Google-Pay/) | [ePayPolicy (Easy to Use)](https://www.capterra.com/p/198072/ePayPolicy/) | [Amazon Pay (Top Support)](https://www.capterra.com/p/247554/Amazon-Pay/) | | --- | --- | --- | --- | --- | --- | | Rating | 4.6 (3,361 reviews) | 4.7 (2,700 reviews) | 4.6 (921 reviews) | 4.9 (258 reviews) | 4.6 (153 reviews) | | Capterra score | 92/100 | 91/100 | 90/100 | 85/100 | 84/100 | | Starting price | Not available | Not available | Not available | $25.00/month | Not available | | Free plan | Not available | Available | Not available | Available | Not available | | Free trial | Not available | Not available | Not available | Available | Not available | | Standout Feature | Reminders | CRM | Mobile Access | Accounting Integration | Customer Accounts | | Integrations | 106 integrations | 28 integrations | Not available | 8 integrations | 2 integrations | --- ## Explore the Full Payment Processing Shortlist ## Explore the Full Payment Processing Shortlist [ ](https://www.capterra.com/p/123889/Stripe/) [ 4.6 (3,361)](https://www.capterra.com/p/123889/Stripe/reviews/)[View all reviews](https://www.capterra.com/p/123889/Stripe/reviews/) Add to compare Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. Overall Score 92/100 Popularity49/50 Rating43/50 Review Breakdown Ease of Use 4.5 Customer Service 4.2 Features 4.5 Value for Money 4.3 Paid plans start at Not provided by the vendor Category features 12/16 Pros and Cons Ls Louis s Real Estate, 51 - 200 employeesUsed the software for: More than 2 years. “What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off payments, The wide range of supported payment methods (cards, SEPA, BANK transfers, etc.)“ May 22, 2026 TL Tenequia L Legal Services, 2 - 10 employeesUsed the software for: 6-12 months. “The only thing I didn’t like is that I was not able to send invoices out to where the client can just click the link and make payment instead of having to go find the stripe application“ July 23, 2026 [Read all 3,361 reviews→](https://www.capterra.com/p/123889/Stripe/reviews/) [ ](https://www.capterra.com/p/170278/Square-Payments-Processing/) ## [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) [ 4.7 (2,700)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)[View all reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) [](https://www.capterra.com/p/170278/Square-Payments-Processing/)Add to compare Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. Overall Score 91/100 Popularity44/50 Rating47/50 Review Breakdown Ease of Use 4.7 Customer Service 4.4 Features 4.6 Value for Money 4.5 Paid plans start at Not provided by the vendor Category features 11/16 Pros and Cons Reyna F Health, Wellness and Fitness, 51 - 200 employeesUsed the software for: 1-2 years. “As a business user, Square Payments has been a dependable and easy-to-use platform for processing transactions. Whether accepting in-person payments or sending invoices, Square makes the payment process straightforward for both businesses and customers.“ July 24, 2026 IA Ibrahim A Non-Profit Organization Management, 11 - 50 employeesUsed the software for: 6-12 months. “With the amount of features it can get a bit confusing to setup especially when looking for particular payment processing workflows to suite your businesses needs.“ June 30, 2026 [Read all 2,700 reviews→](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) [ ](https://www.capterra.com/p/212826/Google-Pay/) ## [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) [ 4.6 (921)](https://www.capterra.com/p/212826/Google-Pay/reviews/)[View all reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/) [](https://www.capterra.com/p/212826/Google-Pay/)Add to compare Cloud-based secure digital wallet application designed for processing payments, track sales, share offers, and more Overall Score 90/100 Popularity45/50 Rating45/50 Review Breakdown Ease of Use 4.6 Customer Service 4.2 Features 4.5 Value for Money 4.6 Paid plans start at Not provided by the vendor Category features 3/16 Pros and Cons PP Piyusha P Hospital & Health Care, 201 - 500 employeesUsed the software for: 1-2 years. “I also like how smoothly it integrates with bank accounts and cards, making transactions seamless.“ June 1, 2026 PP Piyusha P Hospital & Health Care, 201 - 500 employeesUsed the software for: 1-2 years. “One thing I liked least about Google Pay is that transaction failures can occasionally occur because of bank server issues, and resolving such problems sometimes takes longer than expected.“ June 1, 2026 [Read all 921 reviews→](https://www.capterra.com/p/212826/Google-Pay/reviews/) [ ](https://www.capterra.com/p/198072/ePayPolicy/) [ 4.9 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)[View all reviews](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Add to compare Faster, Easier, Integrated Insurance Payment Services Overall Score 85/100 Popularity36/50 Rating49/50 Review Breakdown Ease of Use 4.9 Customer Service 4.8 Features 4.8 Value for Money 4.8 Paid plans start at $25.00Per Feature, Per Month Free Trial Free Version Category features 11/16 Pros and Cons PG Paul E G Insurance, Self-employedUsed the software for: More than 2 years. “What I like most is I can invoice the customer and give them an option to pay EFT or credit card with a 3.5 fee. Or EFT with a $5.00 charge. If the customer doesn't replay I have the capacity to send them another invoice.“ September 10, 2025 MB Mark B Insurance, Self-employedUsed the software for: 1-2 years. “Also the other Major dislike about using ePayPolicy is it has a $10,000 transaction limit, whereas Anddone has no limit and their fee's are lower.“ September 10, 2025 [Read all 258 reviews→](https://www.capterra.com/p/198072/ePayPolicy/reviews/) [ ](https://www.capterra.com/p/247554/Amazon-Pay/) ## [Amazon Pay](https://www.capterra.com/p/247554/Amazon-Pay/) [ 4.6 (153)](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)[View all reviews](https://www.capterra.com/p/247554/Amazon-Pay/reviews/) [](https://www.capterra.com/p/247554/Amazon-Pay/)Add to compare Amazon Pay leverages the security and trust of Amazon to optimize checkout. Simplify checkout, increase sales. Sign Up for Amazon Pay. Overall Score 84/100 Popularity37/50 Rating47/50 Review Breakdown Ease of Use 4.5 Customer Service 4.4 Features 4.5 Value for Money 4.5 Paid plans start at Not provided by the vendor Category features 6/16 Pros and Cons Ambrecia M Retail, 201 - 500 employeesUsed the software for: More than 2 years. “Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.“ December 22, 2025 Srawan P Information Technology and Services, Self-employedUsed the software for: 1-2 years. “Sometimes the offers are less and cashback rewards are not available for every payment.“ July 5, 2026 [Read all 153 reviews→](https://www.capterra.com/p/247554/Amazon-Pay/reviews/) [ ](https://www.capterra.com/p/276323/Cheddar-Up/) ## [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) [ 4.9 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)[View all reviews](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) [](https://www.capterra.com/p/276323/Cheddar-Up/)Add to compare Cheddar Up makes it easy for group organizers to collect payments and create custom forms online – for free. Overall Score 82/100 Popularity34/50 Rating48/50 Review Breakdown Ease of Use 4.9 Customer Service 4.9 Features 4.8 Value for Money 4.9 Paid plans start at Not provided by the vendor Category features 12/16 Pros and Cons JA Jennifer A Non-Profit Organization Management, 2 - 10 employeesUsed the software for: More than 2 years. “I've never had a problem with them and anytime I've had questions I've been able to call customer service and they've been able to help and walk me through anything I have questions on.“ November 29, 2025 MR Meredith R Health, Wellness and Fitness, Self-employedUsed the software for: Less than 6 months. “It was a little challenging to find the correct links to share via text or on social media.“ April 6, 2026 [Read all 84 reviews→](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) [ ](https://www.capterra.com/p/176749/Nomod/) ## [Nomod](https://www.capterra.com/p/176749/Nomod/) [ 4.8 (357)](https://www.capterra.com/p/176749/Nomod/reviews/)[View all reviews](https://www.capterra.com/p/176749/Nomod/reviews/) [](https://www.capterra.com/p/176749/Nomod/)Add to compare Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers! Overall Score 80/100 Popularity30/50 Rating50/50 Review Breakdown Ease of Use 4.8 Customer Service 4.7 Features 4.7 Value for Money 4.6 Paid plans start at $1.00Usage Based, One Time Free Trial Free Version Category features 10/16 Pros and Cons GV Georgy V Airlines/Aviation, 2 - 10 employeesUsed the software for: 1-2 years. “At the same time, I feel there is still room for improvement in areas such as clearer pricing details, stronger onboarding guidance, and more step-by-step support for new users.“ June 4, 2026 SS Sofia S Health, Wellness and Fitness, 2 - 10 employeesUsed the software for: 6-12 months. “No tap to pay in uae, thi is very annoying, the report is not that good the dashboard I cannot choose the dates exact dates to see dashboard“ July 6, 2026 [Read all 357 reviews→](https://www.capterra.com/p/176749/Nomod/reviews/) [ ](https://www.capterra.com/p/164285/Podium/) ## [Podium](https://www.capterra.com/p/164285/Podium/) [ 4.3 (525)](https://www.capterra.com/p/164285/Podium/reviews/)[View all reviews](https://www.capterra.com/p/164285/Podium/reviews/) [](https://www.capterra.com/p/164285/Podium/)Add to compare Podium Payments simplifies the payment experience–for you and your customers. Accept every payment method and keep payments secure. Overall Score 78/100 Popularity37/50 Rating41/50 Review Breakdown Ease of Use 4.3 Customer Service 4.0 Features 4.2 Value for Money 3.9 Paid plans start at Not provided by the vendor Category features 11/16 Pros and Cons LK Larry K Construction, 51 - 200 employeesUsed the software for: 6-12 months. “Podium offers a streamlined platform that allows you to manage your customer and call center interactions seamlessly.“ July 23, 2026 JL Jessica L Construction, 11 - 50 employeesUsed the software for: 1-2 years. “The typed transcripts are not always accurate.“ February 18, 2026 [Read all 525 reviews→](https://www.capterra.com/p/164285/Podium/reviews/) [ ](https://www.capterra.com/p/221412/authorizenet/) ## [authorize.net](https://www.capterra.com/p/221412/authorizenet/) [ 4.5 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/)[View all reviews](https://www.capterra.com/p/221412/authorizenet/reviews/) [](https://www.capterra.com/p/221412/authorizenet/)Add to compare Payment processing solution that helps businesses to accept multiple payment methods, including credit and debit cards, among others. Overall Score 78/100 Popularity32/50 Rating46/50 Review Breakdown Ease of Use 4.3 Customer Service 4.3 Features 4.4 Value for Money 4.4 Paid plans start at $25.00Usage Based, Per Month Free Trial Free Version Category features 9/16 Pros and Cons AP ALISSA P Retail, 2 - 10 employeesUsed the software for: Less than 6 months. “Overall, Authorize.net has been a dependable and secure payment solution. Once everything is set up, it runs smoothly and handles transactions efficiently. While it could benefit from a more modern interface and improved usability, it remains a strong choice for businesses that need reliable payment processing.“ May 1, 2026 Ryan P Arts and Crafts, 2 - 10 employeesUsed the software for: I used a free trial. “Also, it isn't beginner-friendly compared to modern tools.“ April 27, 2026 [Read all 220 reviews→](https://www.capterra.com/p/221412/authorizenet/reviews/) Need a Little Help? Talk with a software expert for free. Get a list of software that’s great for you in less than 15 minutes. [ ](https://www.capterra.com/p/184673/Melio/) [ 4.2 (404)](https://www.capterra.com/p/184673/Melio/reviews/)[View all reviews](https://www.capterra.com/p/184673/Melio/reviews/) Add to compare Manage business payments effortlessly with Melio. Pay vendors via bank transfers or cards, even where cards aren’t accepted. Overall Score 77/100 Popularity34/50 Rating43/50 Review Breakdown Ease of Use 4.4 Customer Service 4.0 Features 4.1 Value for Money 4.3 Paid plans start at $25.00Per User, Per Month Free Trial Free Version Category features 9/16 Pros and Cons KM Katsia M Information Technology and Services, 11 - 50 employeesUsed the software for: More than 2 years. “It is also a relief that users are able to review and approve items within Melio so I do not have to send follow-up approval requests.“ June 29, 2026 BK Bridgette K Retail, 2 - 10 employeesUsed the software for: 6-12 months. “I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review.“ November 10, 2025 [Read all 404 reviews→](https://www.capterra.com/p/184673/Melio/reviews/) [ ](https://www.capterra.com/p/200202/Finix/) ## [Finix](https://www.capterra.com/p/200202/Finix/) [ 4.7 (42)](https://www.capterra.com/p/200202/Finix/reviews/)[View all reviews](https://www.capterra.com/p/200202/Finix/reviews/) [](https://www.capterra.com/p/200202/Finix/)Add to compare Cloud-based payment processor tool that helps businesses of all sizes across multiple industries accept and send payments. Overall Score 75/100 Popularity29/50 Rating46/50 Review Breakdown Ease of Use 4.7 Customer Service 4.8 Features 4.6 Value for Money 4.8 Paid plans start at Not provided by the vendor Category features 12/16 Pros and Cons HL Harrison L Information Technology and Services, 11 - 50 employeesUsed the software for: 1-2 years. “The UI of the dashboard, was easy to use. And the salesperson's ability to sell us the product quickly.“ June 2, 2025 [Read all 42 reviews→](https://www.capterra.com/p/200202/Finix/reviews/) [ ](https://www.capterra.com/p/131733/PayStand/) [ 4.5 (337)](https://www.capterra.com/p/131733/PayStand/reviews/)[View all reviews](https://www.capterra.com/p/131733/PayStand/reviews/) Add to compare Speed up payments with zero fees on Paystand’s processing platform. Overall Score 73/100 Popularity27/50 Rating46/50 Review Breakdown Ease of Use 4.5 Customer Service 4.4 Features 4.4 Value for Money 4.5 Paid plans start at Not provided by the vendor Category features 12/16 Pros and Cons SL Stephanie L Financial Services, 51 - 200 employeesUsed the software for: Less than 6 months. “In the beginning it took a while for the reimbursement to come through, however since my expense was the same every month I was pleasantly surprised that it now gave automatic approvals and reimbursement was issued within a week.“ September 26, 2025 DJ David J Accounting, 11 - 50 employeesUsed the software for: I used a free trial. “What I received in return was a form rejection disguised as courtesy.“ July 20, 2026 [Read all 337 reviews→](https://www.capterra.com/p/131733/PayStand/reviews/) [ ](https://www.capterra.com/p/177326/360-Payments/) [ 4.7 (35)](https://www.capterra.com/p/177326/360-Payments/reviews/)[View all reviews](https://www.capterra.com/p/177326/360-Payments/reviews/) Add to compare 360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses. Overall Score 72/100 Popularity25/50 Rating47/50 Review Breakdown Ease of Use 4.7 Customer Service 4.6 Features 4.7 Value for Money 4.5 Paid plans start at Not provided by the vendor Category features 12/16 Pros and Cons Ryan P Arts and Crafts, 2 - 10 employeesUsed the software for: 6-12 months. “Overall, it was a great app that had transparent and fair pricing with no hidden fees, and it is an overall good value I believe, especially for smaller businesses.“ December 22, 2025 JL Jill L Construction, 51 - 200 employeesUsed the software for: 6-12 months. “Lack of integration with other software. “ October 10, 2025 [Read all 35 reviews→](https://www.capterra.com/p/177326/360-Payments/reviews/) [ ](https://www.capterra.com/p/156081/GoCardless/) ## [GoCardless](https://www.capterra.com/p/156081/GoCardless/) [ 4.0 (87)](https://www.capterra.com/p/156081/GoCardless/reviews/)[View all reviews](https://www.capterra.com/p/156081/GoCardless/reviews/) [](https://www.capterra.com/p/156081/GoCardless/)Add to compare We make it easier to collect recurring payments from customers around the world into a single bank account. With no hidden fees. Overall Score 72/100 Popularity28/50 Rating44/50 Review Breakdown Ease of Use 4.0 Customer Service 3.5 Features 4.0 Value for Money 3.8 Paid plans start at Not provided by the vendor Category features 5/16 Pros and Cons EB Emma B Non-Profit Organization Management, 51 - 200 employeesUsed the software for: More than 2 years. “My overall experience with GoCardless is a positive one, it is a useful platform that integrates with our systems and allows for the smooth day-to-day running of our organisation.“ March 9, 2026 Edward K Computer Software, Self-employedUsed the software for: More than 2 years. “This makes development, testing and debugging tiresome.“ October 30, 2025 [Read all 87 reviews→](https://www.capterra.com/p/156081/GoCardless/reviews/) [ ](https://www.capterra.com/p/10011903/Caxton/) ## [Caxton](https://www.capterra.com/p/10011903/Caxton/) [ 4.6 (21)](https://www.capterra.com/p/10011903/Caxton/reviews/)[View all reviews](https://www.capterra.com/p/10011903/Caxton/reviews/) [](https://www.capterra.com/p/10011903/Caxton/)Add to compare Faster payments, better cash flow, more control with a multipoint payment solution that embeds payment functionality into your system. Overall Score 71/100 Popularity25/50 Rating46/50 Review Breakdown Ease of Use 4.4 Customer Service 4.5 Features 4.5 Value for Money 4.8 Paid plans start at Not provided by the vendor Category features 8/16 Pros and Cons Prince Kumar S Accounting, 11 - 50 employeesUsed the software for: I used a free trial. “The app is easy to navigate, and the card is widely accepted worldwide.“ September 30, 2024 [Read all 21 reviews→](https://www.capterra.com/p/10011903/Caxton/reviews/) [ ](https://www.capterra.com/p/131433/Chargebee/) [ 4.3 (107)](https://www.capterra.com/p/131433/Chargebee/reviews/)[View all reviews](https://www.capterra.com/p/131433/Chargebee/reviews/) Add to compare Chargebee is a revenue growth management platform tailored to meet your unique business needs & improve operational efficiency. Overall Score 71/100 Popularity29/50 Rating42/50 Review Breakdown Ease of Use 4.2 Customer Service 3.9 Features 4.2 Value for Money 4.0 Paid plans start at $7188.00Flat Rate, Per Month Free Trial Free Version Category features 10/16 Pros and Cons AR Agnes R Information Technology and Services, 11 - 50 employeesUsed the software for: More than 2 years. “So far its worked and it's saved me hours of doing this myself by exporting everything to an Excel spreadsheet to view our custom fintech variables.“ July 13, 2026 AR Agnes R Information Technology and Services, 11 - 50 employeesUsed the software for: More than 2 years. “Their reporting dashboard is very inflexible, I literally have to export everything to Excel to get a look at our custom fintech variables which makes no logical sense.“ July 13, 2026 [Read all 107 reviews→](https://www.capterra.com/p/131433/Chargebee/reviews/) [ ](https://www.capterra.com/p/197761/Coinbase-Commerce/) ## [Coinbase Commerce](https://www.capterra.com/p/197761/Coinbase-Commerce/) [ 4.4 (122)](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/)[View all reviews](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/) [](https://www.capterra.com/p/197761/Coinbase-Commerce/)Add to compare Coinbase Commerce is software enabling merchants to accept cryptocurrency payments like Bitcoin, Ethereum, and Litecoin. Overall Score 71/100 Popularity26/50 Rating45/50 Review Breakdown Ease of Use 4.5 Customer Service 3.8 Features 4.3 Value for Money 4.2 Paid plans start at Not provided by the vendor Category features 5/16 Pros and Cons MT Michaela T Apparel & Fashion, 2 - 10 employeesUsed the software for: Less than 6 months. “Accessibility is a big deal for our business, and Coinbase provides that.“ May 30, 2024 Nwodo P Entertainment, 2 - 10 employeesUsed the software for: I used a free trial. “The customer support is lacking for an app that holds and trade valuables.“ January 11, 2023 [Read all 122 reviews→](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/) [ ](https://www.capterra.com/p/179252/PayPal-Checkout/) ## [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/) [ 4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)[View all reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) [](https://www.capterra.com/p/179252/PayPal-Checkout/)Add to compare A single solution lets customers use a variety of payment methods on your site, on mobile, or in your app. Overall Score 70/100 Popularity24/50 Rating46/50 Review Breakdown Ease of Use 4.6 Customer Service 4.1 Features 4.5 Value for Money 4.5 Paid plans start at $0.01 Free Trial Free Version Category features 1/16 Pros and Cons RD Ruth D Publishing, Self-employedUsed the software for: More than 2 years. “It’s a payment platform that allows me to accept customers payments online, on app or in store.“ March 22, 2026 William C Entertainment, 2 - 10 employeesUsed the software for: More than 2 years. “Can be as nosey about what the purchases are of, like the credit card companys. “ December 2, 2025 [Read all 499 reviews→](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) [ ](https://www.capterra.com/p/10004650/Payarc/) ## [Payarc](https://www.capterra.com/p/10004650/Payarc/) [ 4.6 (63)](https://www.capterra.com/p/10004650/Payarc/reviews/)[View all reviews](https://www.capterra.com/p/10004650/Payarc/reviews/) [](https://www.capterra.com/p/10004650/Payarc/)Add to compare PAYARC is an all-in-one, personalized payment processor focusing on merchant services and payment processing. Overall Score 70/100 Popularity26/50 Rating44/50 Review Breakdown Ease of Use 4.6 Customer Service 4.7 Features 4.6 Value for Money 4.6 Paid plans start at Not provided by the vendor Category features 14/16 Pros and Cons NR Norma R Religious Institutions, 2 - 10 employeesUsed the software for: More than 2 years. “I love using the v3 version as it is extremely user friendly and the reports are comprehensive with all the information I would need for accounting.“ January 10, 2024 Timothy C Marketing and Advertising, 2 - 10 employeesUsed the software for: More than 2 years. “From what I can gather, it's been alleged that Payarc is adding monthly fees and services to the merchants accounts with the merchant's knowledge, without the agent/rep knowledge, and/or without proper notification on the merchant's statement.“ March 13, 2026 [Read all 63 reviews→](https://www.capterra.com/p/10004650/Payarc/reviews/) [ ](https://www.capterra.com/p/246352/Revolut-for-Business/) ## [Revolut Business](https://www.capterra.com/p/246352/Revolut-for-Business/) [ 4.0 (81)](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/)[View all reviews](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/) [](https://www.capterra.com/p/246352/Revolut-for-Business/)Add to compare The account that does more for your business. Scale — and save — with global payments, multi-currency accounts, and smarter spending. Overall Score 70/100 Popularity28/50 Rating42/50 Review Breakdown Ease of Use 4.2 Customer Service 3.0 Features 4.0 Value for Money 3.7 Paid plans start at £10.00Flat Rate, Per Month Free Trial Free Version Category features 12/16 Pros and Cons Osman S Marketing and Advertising, 2 - 10 employeesUsed the software for: Less than 6 months. “Multiple accounts, currency exchanges, allowing users to have different access roles, and it is a modern banking experience.“ December 15, 2025 DG Damian G Computer Software, Self-employedUsed the software for: 6-12 months. “In the end i think revolut business plans (base one) is to expensive and not giving even one free international paymentm.“ March 21, 2026 [Read all 81 reviews→](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/) [ ](https://www.capterra.com/p/10018311/Maestro-Payment/) ## [Maestro Payment](https://www.capterra.com/p/10018311/Maestro-Payment/) [ 4.9 (22)](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/)[View all reviews](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/) [](https://www.capterra.com/p/10018311/Maestro-Payment/)Add to compare Manage and Pay contractors and freelances anywhere in the world with a safe and secure payments Overall Score 66/100 Popularity19/50 Rating47/50 Review Breakdown Ease of Use 4.9 Customer Service 4.8 Features 5.0 Value for Money 4.9 Paid plans start at $7.00Usage Based, Per Month Free Trial Free Version Category features 12/16 Pros and Cons JH James H E-Learning, 51 - 200 employeesUsed the software for: 6-12 months. “Maestro automate the process we have with contractors (in our case contractors), in three clicks we can pay as many as we want worldwide, all invoices are the same, different options for contractors to receive money which is very convenience, e have now full control with zero mistakes “ March 16, 2024 [Read all 22 reviews→](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/) [ ](https://www.capterra.com/p/213069/Braintree/) ## [PayPal Enterprise Payments](https://www.capterra.com/p/213069/Braintree/) [ 4.2 (100)](https://www.capterra.com/p/213069/Braintree/reviews/)[View all reviews](https://www.capterra.com/p/213069/Braintree/reviews/) [](https://www.capterra.com/p/213069/Braintree/)Add to compare Web and mobile-based payment gateway tool that allows users to process eCommerce transactions, conduct analysis, and manage billing. Overall Score 63/100 Popularity17/50 Rating46/50 Review Breakdown Ease of Use 4.1 Customer Service 3.8 Features 4.1 Value for Money 4.0 Paid plans start at Not provided by the vendor Category features 10/16 Pros and Cons Melissa R Arts and Crafts, 11 - 50 employeesUsed the software for: 6-12 months. “Additionally, the employee management tools are intuitive, making day-to-day oversight highly efficient.“ July 25, 2026 SH Suhail H Apparel & Fashion, 5,001 - 10,000 employeesUsed the software for: More than 2 years. “What’s more, the fee structure isn’t always very intuitive at a glance.“ April 28, 2025 [Read all 100 reviews→](https://www.capterra.com/p/213069/Braintree/reviews/) [View all Payment Processing Software](#all-products) Most Popular Popularity Score Popular Highly Rated Ratings Score Highest Rated To ensure objectivity and avoid any bias, Capterra Shortlist mathematically combines two key dimensions: a ratings score and a popularity score. These two dimensions are combined to plot top products on the grid and create a total score for a stack-ranked list view—all independent of vendor influence. Date published:January 5, 2026