# 2026 Capterra Shortlist for Payment Processing | Capterra

> Discover the highest-rated & most popular Payment Processing Software of 2026. Make Capterra Shortlist your first stop when searching for software.

Source: https://www.capterra.com/payment-processing-software/shortlist

---

# 2026 Capterra Shortlist for Payment Processing

-   [All Products](https://www.capterra.com/payment-processing-software/)
-   [Capterra Shortlist](https://www.capterra.com/payment-processing-software/shortlist/)

[How it was made](#methodology)

## / Get to a better list with verified ratings & reviews

Capterra Shortlist charts the highest-rated and most popularsoftware products. Explore, save your progress, and share with colleagues. Want to learn more? [Read Full Scoring Methodology](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology)

[

](https://www.capterra.com/p/123889/Stripe/)

## [Stripe](https://www.capterra.com/p/123889/Stripe/)

[4.6 (3304)](https://www.capterra.com/p/123889/Stripe/reviews/)[View all reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.

Overall Score

92/100

Popularity: 49/50

Ratings: 43/50

Review Breakdown

Ease of Use

4.5

Customer Service

4.2

Features

4.5

Value for Money

4.4

Paid plans start at

Not provided by the vendor

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/170278/Square-Payments-Processing/)

## [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[4.7 (2670)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)[View all reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

[](https://www.capterra.com/p/170278/Square-Payments-Processing/)

Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.

Overall Score

91/100

Popularity: 44/50

Ratings: 47/50

Review Breakdown

Ease of Use

4.7

Customer Service

4.4

Features

4.6

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category Features

11/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/212826/Google-Pay/)

## [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

[4.6 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)[View all reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[](https://www.capterra.com/p/212826/Google-Pay/)

Cloud-based secure digital wallet application designed for processing payments, track sales, share offers, and more

Overall Score

90/100

Popularity: 45/50

Ratings: 45/50

Review Breakdown

Ease of Use

4.6

Customer Service

4.2

Features

4.5

Value for Money

4.6

Paid plans start at

Not provided by the vendor

Category Features

3/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/198072/ePayPolicy/)

## [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)

[4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)[View all reviews](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

Faster, Easier, Integrated Insurance Payment Services

Overall Score

85/100

Popularity: 36/50

Ratings: 49/50

Review Breakdown

Ease of Use

4.9

Customer Service

4.8

Features

4.8

Value for Money

4.8

Paid plans start at

$25.00Per Month

Free Trial

Free Version

Category Features

11/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/247554/Amazon-Pay/)

## [Amazon Pay](https://www.capterra.com/p/247554/Amazon-Pay/)

[4.6 (152)](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)[View all reviews](https://www.capterra.com/p/247554/Amazon-Pay/reviews/)

[](https://www.capterra.com/p/247554/Amazon-Pay/)

Amazon Pay leverages the security and trust of Amazon to optimize checkout. Simplify checkout, increase sales. Sign Up for Amazon Pay.

Overall Score

84/100

Popularity: 37/50

Ratings: 47/50

Review Breakdown

Ease of Use

4.5

Customer Service

4.4

Features

4.5

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category Features

6/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/276323/Cheddar-Up/)

## [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/)

[4.9 (82)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)[View all reviews](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)

[](https://www.capterra.com/p/276323/Cheddar-Up/)

Cheddar Up makes it easy for group organizers to collect payments and create custom forms online – for free.

Overall Score

82/100

Popularity: 34/50

Ratings: 48/50

Review Breakdown

Ease of Use

4.9

Customer Service

4.9

Features

4.8

Value for Money

4.9

Paid plans start at

Not provided by the vendor

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/176749/Nomod/)

## [Nomod](https://www.capterra.com/p/176749/Nomod/)

[4.8 (334)](https://www.capterra.com/p/176749/Nomod/reviews/)[View all reviews](https://www.capterra.com/p/176749/Nomod/reviews/)

[](https://www.capterra.com/p/176749/Nomod/)

Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

Overall Score

80/100

Popularity: 30/50

Ratings: 50/50

Review Breakdown

Ease of Use

4.8

Customer Service

4.7

Features

4.6

Value for Money

4.6

Paid plans start at

$1.00One Time

Free Trial

Free Version

Category Features

10/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/164285/Podium/)

## [Podium](https://www.capterra.com/p/164285/Podium/)

[4.3 (522)](https://www.capterra.com/p/164285/Podium/reviews/)[View all reviews](https://www.capterra.com/p/164285/Podium/reviews/)

[](https://www.capterra.com/p/164285/Podium/)

Podium Payments simplifies the payment experience–for you and your customers. Accept every payment method and keep payments secure.

Overall Score

78/100

Popularity: 37/50

Ratings: 41/50

Review Breakdown

Ease of Use

4.3

Customer Service

4.0

Features

4.2

Value for Money

3.9

Paid plans start at

Not provided by the vendor

Category Features

11/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/221412/authorizenet/)

## [authorize.net](https://www.capterra.com/p/221412/authorizenet/)

[4.5 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)[View all reviews](https://www.capterra.com/p/221412/authorizenet/reviews/)

[](https://www.capterra.com/p/221412/authorizenet/)

Payment processing solution that helps businesses to accept multiple payment methods, including credit and debit cards, among others.

Overall Score

78/100

Popularity: 32/50

Ratings: 46/50

Review Breakdown

Ease of Use

4.3

Customer Service

4.4

Features

4.4

Value for Money

4.4

Paid plans start at

$25.00Per Month

Free Trial

Free Version

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

Need a Little Help?

Talk with a software expert for free. Get a list of software that’s great for you in less than 15 minutes.

[

](https://www.capterra.com/p/184673/Melio/)

## [Melio](https://www.capterra.com/p/184673/Melio/)

[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/)[View all reviews](https://www.capterra.com/p/184673/Melio/reviews/)

Manage business payments effortlessly with Melio. Pay vendors via bank transfers or cards, even where cards aren’t accepted.

Overall Score

77/100

Popularity: 34/50

Ratings: 43/50

Review Breakdown

Ease of Use

4.3

Customer Service

4.0

Features

4.1

Value for Money

4.3

Paid plans start at

$25.00Per Month

Free Trial

Free Version

Category Features

9/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/200202/Finix/)

## [Finix](https://www.capterra.com/p/200202/Finix/)

[4.7 (42)](https://www.capterra.com/p/200202/Finix/reviews/)[View all reviews](https://www.capterra.com/p/200202/Finix/reviews/)

[](https://www.capterra.com/p/200202/Finix/)

Cloud-based payment processor tool that helps businesses of all sizes across multiple industries accept and send payments.

Overall Score

75/100

Popularity: 29/50

Ratings: 46/50

Review Breakdown

Ease of Use

4.7

Customer Service

4.8

Features

4.6

Value for Money

4.8

Paid plans start at

Not provided by the vendor

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/131733/PayStand/)

## [Paystand](https://www.capterra.com/p/131733/PayStand/)

[4.3 (78)](https://www.capterra.com/p/131733/PayStand/reviews/)[View all reviews](https://www.capterra.com/p/131733/PayStand/reviews/)

Speed up payments with zero fees on Paystand’s processing platform.

Overall Score

73/100

Popularity: 27/50

Ratings: 46/50

Review Breakdown

Ease of Use

4.3

Customer Service

4.2

Features

4.2

Value for Money

4.3

Paid plans start at

Not provided by the vendor

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/177326/360-Payments/)

## [360 Payments](https://www.capterra.com/p/177326/360-Payments/)

[4.7 (35)](https://www.capterra.com/p/177326/360-Payments/reviews/)[View all reviews](https://www.capterra.com/p/177326/360-Payments/reviews/)

[](https://www.capterra.com/p/177326/360-Payments/)

360 Payments simplifies transactions with integrated payments, text-to-pay, financing, and mobile solutions for businesses.

Overall Score

72/100

Popularity: 25/50

Ratings: 47/50

Review Breakdown

Ease of Use

4.7

Customer Service

4.6

Features

4.7

Value for Money

4.5

Paid plans start at

Not provided by the vendor

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/156081/GoCardless/)

## [GoCardless](https://www.capterra.com/p/156081/GoCardless/)

[4.0 (86)](https://www.capterra.com/p/156081/GoCardless/reviews/)[View all reviews](https://www.capterra.com/p/156081/GoCardless/reviews/)

[](https://www.capterra.com/p/156081/GoCardless/)

We make it easier to collect recurring payments from customers around the world into a single bank account. With no hidden fees.

Overall Score

72/100

Popularity: 28/50

Ratings: 44/50

Review Breakdown

Ease of Use

4.0

Customer Service

3.4

Features

4.0

Value for Money

3.8

Paid plans start at

£50.00Per Month

Free Trial

Free Version

Category Features

5/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/10011903/Caxton/)

## [Caxton](https://www.capterra.com/p/10011903/Caxton/)

[4.6 (21)](https://www.capterra.com/p/10011903/Caxton/reviews/)[View all reviews](https://www.capterra.com/p/10011903/Caxton/reviews/)

[](https://www.capterra.com/p/10011903/Caxton/)

Faster payments, better cash flow, more control with a multipoint payment solution that embeds payment functionality into your system.

Overall Score

71/100

Popularity: 25/50

Ratings: 46/50

Review Breakdown

Ease of Use

4.4

Customer Service

4.5

Features

4.5

Value for Money

4.8

Paid plans start at

Not provided by the vendor

Category Features

8/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/131433/Chargebee/)

## [Chargebee](https://www.capterra.com/p/131433/Chargebee/)

[4.2 (104)](https://www.capterra.com/p/131433/Chargebee/reviews/)[View all reviews](https://www.capterra.com/p/131433/Chargebee/reviews/)

Chargebee is a revenue growth management platform tailored to meet your unique business needs & improve operational efficiency.

Overall Score

71/100

Popularity: 29/50

Ratings: 42/50

Review Breakdown

Ease of Use

4.2

Customer Service

3.9

Features

4.2

Value for Money

4.0

Paid plans start at

$7188.00Per Month

Free Trial

Free Version

Category Features

10/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/197761/Coinbase-Commerce/)

## [Coinbase Commerce](https://www.capterra.com/p/197761/Coinbase-Commerce/)

[4.4 (122)](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/)[View all reviews](https://www.capterra.com/p/197761/Coinbase-Commerce/reviews/)

[](https://www.capterra.com/p/197761/Coinbase-Commerce/)

Coinbase Commerce is software enabling merchants to accept cryptocurrency payments like Bitcoin, Ethereum, and Litecoin.

Overall Score

71/100

Popularity: 26/50

Ratings: 45/50

Review Breakdown

Ease of Use

4.5

Customer Service

3.8

Features

4.3

Value for Money

4.2

Paid plans start at

Not provided by the vendor

Category Features

5/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/179252/PayPal-Checkout/)

## [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)

[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)[View all reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

[](https://www.capterra.com/p/179252/PayPal-Checkout/)

A single solution lets customers use a variety of payment methods on your site, on mobile, or in your app.

Overall Score

70/100

Popularity: 24/50

Ratings: 46/50

Review Breakdown

Ease of Use

4.6

Customer Service

4.1

Features

4.5

Value for Money

4.5

Paid plans start at

$0.01

Free Trial

Free Version

Category Features

1/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/10004650/Payarc/)

## [Payarc](https://www.capterra.com/p/10004650/Payarc/)

[4.6 (63)](https://www.capterra.com/p/10004650/Payarc/reviews/)[View all reviews](https://www.capterra.com/p/10004650/Payarc/reviews/)

[](https://www.capterra.com/p/10004650/Payarc/)

PAYARC is an all-in-one, personalized payment processor focusing on merchant services and payment processing.

Overall Score

70/100

Popularity: 26/50

Ratings: 44/50

Review Breakdown

Ease of Use

4.6

Customer Service

4.7

Features

4.6

Value for Money

4.6

Paid plans start at

Not provided by the vendor

Category Features

14/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/246352/Revolut-for-Business/)

## [Revolut Business](https://www.capterra.com/p/246352/Revolut-for-Business/)

[3.9 (78)](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/)[View all reviews](https://www.capterra.com/p/246352/Revolut-for-Business/reviews/)

[](https://www.capterra.com/p/246352/Revolut-for-Business/)

The account that does more for your business. Scale — and save — with global payments, multi-currency accounts, and smarter spending.

Overall Score

70/100

Popularity: 28/50

Ratings: 42/50

Review Breakdown

Ease of Use

4.2

Customer Service

3.0

Features

3.9

Value for Money

3.6

Paid plans start at

£10.00Per Month

Free Trial

Free Version

Category Features

3/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/10018311/Maestro-Payment/)

## [Maestro Payment](https://www.capterra.com/p/10018311/Maestro-Payment/)

[4.9 (22)](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/)[View all reviews](https://www.capterra.com/p/10018311/Maestro-Payment/reviews/)

[](https://www.capterra.com/p/10018311/Maestro-Payment/)

Manage and Pay contractors and freelances anywhere in the world with a safe and secure payments

Overall Score

66/100

Popularity: 19/50

Ratings: 47/50

Review Breakdown

Ease of Use

4.9

Customer Service

4.8

Features

5.0

Value for Money

4.9

Paid plans start at

$7.00Per Month

Free Trial

Free Version

Category Features

12/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[

](https://www.capterra.com/p/213069/Braintree/)

## [PayPal Enterprise Payments](https://www.capterra.com/p/213069/Braintree/)

[4.1 (98)](https://www.capterra.com/p/213069/Braintree/reviews/)[View all reviews](https://www.capterra.com/p/213069/Braintree/reviews/)

[](https://www.capterra.com/p/213069/Braintree/)

Web and mobile-based payment gateway tool that allows users to process eCommerce transactions, conduct analysis, and manage billing.

Overall Score

63/100

Popularity: 17/50

Ratings: 46/50

Review Breakdown

Ease of Use

4.1

Customer Service

3.8

Features

4.1

Value for Money

4.0

Paid plans start at

Not provided by the vendor

Category Features

10/16

REVIEW BREAKDOWN

PRICING

PROS & CONS

[View All Payment Processing Software](https://www.capterra.com/payment-processing-software/)

Most Popular

Popularity Score

Popular

Highly Rated

Ratings Score

Highest Rated

To ensure objectivity and avoid any bias, Capterra Shortlist mathematically combines two key dimensions: a ratings score and a popularity score. These two dimensions are combined to plot top products on the grid and create a total score for a stack-ranked list view—all independent of vendor influence.

Date published:January 5, 2026