---
title: "Small Business Billing and Invoicing Software: My 7 Best Picks | Capterra"
description: "Picking billing and invoicing software for your small business? I ranked 7 Capterra-reviewed tools by real user ratings, pricing, and standout features."
source_url: "https://www.capterra.com/resources/billing-invoicing-software-smbs/"
page_type: "article"
language: "en"
publication_date: "2026-10-09"
---

# My 7 Best Billing and Invoicing Software Picks for Small Businesses in 2026, Based on 1,461 Capterra Reviews

Written by:

Shruti Kirti

Shruti KirtiAuthor

Experience I have been part of the G2 ecosystem for nearly 4 years, focusing on B2B tech editorial and publishing. I also develop and optimize AI-driven edit...

[See bio & all articles](https://www.capterra.com/resources/author/shruti-kirti/)

  
and reviewer:

David Jani

David JaniReviewer

Senior content analyst Experience As a senior analyst, I have spent the last five years covering small-business software, technology deployment, and research...

[See bio & all articles](https://www.capterra.com/resources/author/david-jani/)

  

Published October 9, 2026

16 min read

Table of Contents

-   [The 7 best billing and invoicing software picks for SMBs](#the-7-best-billing-and-invoicing-software-picks-for-small-businesses-at-a-glance)
-   [Zoho Invoice: Best for free invoicing](#1-zoho-invoice-best-for-free-invoicing)
-   [Invoice Fly: Best for invoicing and estimating on the go](#2-invoice-fly-best-for-invoicing-and-estimating-on-the-go)
-   [Stripe Billing: Best for automated recurring billing](#3-stripe-billing-best-for-automated-recurring-billing)
-   [QuickBooks Enterprise: Best for accounting with invoicing](#4-quickbooks-enterprise-best-for-accounting-with-built-in-invoicing)
-   [HoneyBook: Best for service-based freelancers and creatives](#5-honeybook-best-for-service-based-freelancers-and-creatives)
-   [Xero: Best for reporting and integrations](#6-xero-best-for-reporting-and-integrations)
-   [NetSuite: Best for SMBs planning to scale into full ERP](#7-netsuite-best-for-smbs-planning-to-scale-into-full-erp)
-   [Frequently asked questions](#frequently-asked-questions)

**TL;DR:** _For this article, I analyzed 1,461 Capterra reviews from small and midsize business (SMB) reviewers to find the seven best_ [_billing and invoicing software tools_](https://www.capterra.com/billing-and-invoicing-software/)_, each with an overall rating of at least 4.4/5 and at least 50 SMB reviews in the last two years. This covers tools for invoice creation, online payment collection, and other key capabilities that small businesses can use effectively._

Late payments, hours spent creating invoices, and the constant follow-up to get paid can turn billing into one of the most frustrating parts of running a small business. The right billing and invoicing software can take much of that work off your plate, helping you create professional invoices, track payments, and spend less time chasing money. Whether you’re a freelancer sending five invoices a month or a growing business managing hundreds, the right tool can make a real difference to your cash flow and day-to-day operations.

But with so many options available, how do you choose the right one? We’ve ranked seven billing and invoicing tools based on their overall Capterra reviewer scores from the past two years. Each pick highlights a specific, review-backed strength, from simplifying everyday invoicing to supporting more complex billing needs, so you can find the best fit for your business. You’ll also discover where each tool falls short and whether a dedicated invoicing solution or a broader accounting platform makes more sense for you.

## The 7 best billing and invoicing software picks for small businesses at a glance

| Product | Best for | Overall rating over last two years | \# reviews in last two years | Starting price |
| --- | --- | --- | --- | --- |
| [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) | Free invoicing | 4.73 | 82 | Free |
| [Invoice Fly](https://www.capterra.com/p/10002692/Invoice-Fly/) | Invoicing and estimating on the go | 4.69 | 105 | $8.99/week |
| [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/) | Automated recurring billing | 4.63 | 65 | Usage-based, custom. Contact vendor for a fixed quote |
| [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) | Accounting with built-in invoicing | 4.56 | 459 | $2,210/year (Gold, 1 to 10 users) |
| [HoneyBook](https://www.capterra.com/p/162588/HoneyBook/) | Service-based freelancers and creatives | 4.52 | 60 | $29/month (billed annually) |
| [Xero](https://www.capterra.com/p/120109/Xero/) | Reporting and integrations | 4.46 | 341 | $27/month |
| [NetSuite](https://www.capterra.com/p/135757/NetSuite/) | SMBs planning to scale into full ERP | 4.40 | 349 | Custom. Contact vendor |

Ratings and review counts reflect verified Billing and Invoicing SMB reviews in our dataset. Pricing noted per product is indicative and should be confirmed on each vendor's site.

## How I picked this list

I built this list from the 25 products on [Capterra Shortlist for Billing and Invoicing software](https://www.capterra.com/billing-and-invoicing-software/#shortlist), which collectively have 3,836 verified Capterra reviews from small and midsize business software users. To qualify, a product had to:

-   Hold a minimum overall rating of 4.4 based on SMB reviews in the last two years.
    

-   Carry at least 50 reviews from SMB (self-employed to around 200 employees) reviewers in the last two years.
    

-   Fall within Capterra's Billing and Invoicing software category definition and deliver its core features: invoice creation, invoice history, and online invoicing.
    

I then ranked the qualifying tools by overall rating, breaking ties by review count, and finalized 7 products from the filtered 1,461 verified reviews.

## 1\. Zoho Invoice: Best for free invoicing

_Zoho Invoice's invoice creation screen. (Source: Capterra)_

Zoho Invoice tops this list by rating, at 4.73 out of 5, and it stands out by treating invoicing as the main focus of the tool rather than one feature of a larger accounting, ERP, or client-management platform. It's built for freelancers and very small teams who want professional-looking invoices without paying for software to send them.

What makes it worth a closer look isn't just that it's [free](https://www.capterra.com/billing-and-invoicing-software/s/free/), it's what's actually included at no cost. Reviewers highlight that they can still customize templates and add their own logo, and that no paid upgrade is required to do so.

#### Trial/Free Version

-   Free Trial
-   Free Version

#### Device Compatibilty

**Key features:**

-   Customizable invoice templates with logo and brand color support
    

-   Two-factor authentication for account security
    

-   Automated payment reminders
    

-   Client-facing customer portal
    

**What users like about Zoho Invoice**

Reviewers most often mention how quickly they got set up, but the free plan is what sets Zoho Invoice apart.

-   The free plan is practical for cost-sensitive small businesses because there's no monthly fee. Many reviewers (28%) call out the free plan specifically, calling it the single most distinctive finding across every product on this list.
    

-   Ease of use (49%) users appreciate the quick set up when getting started.
    

-   A recurring theme (16%) of reviewers like the range of features, from payment links to time tracking, saying it covers what a small business needs for invoicing.
    

**What users dislike about Zoho Invoice**

Not many issues recur among Zoho Invoice reviewers, though a few gaps stand out.

-   Despite the range of invoicing features users like, missing features is the most common concern, though only about one in nine reviewers (11%) raise it. They mention gaps such as integrations with other payment gateways and tools, or handling different currencies. Some also mention interface issues or a learning curve.
    

**What a verified Capterra reviewer says**

"I like the simplicity of using Zoho Invoice. It allows me to quickly put together an invoice for a client without much hassle. In the Free tier, you get a good amount of features that allow you to get the job done. I like the fact it's secure by 2FA for the signing."

David S., Digital Creator, Media Production

**Bottom line:** _Zoho Invoice is useful if you are trying to send professional-looking invoices on a zero-budget. It works best for freelancers and very small teams, although it's important to be mindful of missing features, such as integrations with other payment gateways and tools. If you need more than 500 invoices a year or more advanced features, you can move to Zoho Billing, Zoho's separate billing product._

## 2\. Invoice Fly: Best for invoicing and estimating on the go

_Invoice Fly's mobile invoice-sending flow alongside the desktop invoice list. (Source: Capterra)_

Invoice Fly is designed to get an estimate or invoice out from your phone, whether you're on a job site or at a customer's location, rather than at a desk. Reviewers, mostly owner-operators, a majority from construction, rate it 4.69 out of 5, pointing most often to how easy it is to pick up.

After an estimate or invoice goes out, you get alerts when it's opened and when payment runs late, and Invoice Fly can send payment reminders to clients automatically. Estimates can be signed and approved by the client, with a notification when that happens.

#### Trial/Free Version

-   Free Trial
-   Free Version

#### Device Compatibilty

**Key features:**

-   Mobile-first invoice creation on iOS and Android
    

-   Seamless conversion from estimate to invoice
    

-   Built-in receipt scanning for expense tracking
    

-   Online card and payment acceptance
    

**What users like about Invoice Fly**

Reviewers most often point to how easy Invoice Fly is to learn, and especially how quickly they can receive an estimate or invoice.

-   Ease of use is practical for anyone invoicing on the go because it's quick to learn and use on-site. More than half of reviewers (53%) mention it, saying it's simple to pick up.
    

-   Time saving is reported by 12% of reviewers, who describe creating and sending invoices and estimates in seconds or minutes and reusing saved line items.
    

**What users dislike about Invoice Fly**

Reviewers have more mixed feelings about payments and tasks that sit beyond invoicing than about the invoicing flow itself.

-   About one in ten reviewers (10%) wish it did more in payments, such as offering methods beyond PayPal and Stripe or issuing credit memos.
    

-   A few users also experience UX glitches, such as slow syncing between phone and desktop.
    

**What a verified Capterra reviewer says**

"What I liked most about Invoice Fly is how easy it is to create and send professional invoices in just a few minutes. The interface is clean, simple to navigate, and it helps save a lot of time."

Omar C., Owner, Construction

**Bottom line:** _Invoice Fly is a strong choice for small business owners, such as contractors and procurement teams, who want to quote and invoice instantly, before they leave the job site. There's no free plan, but a free trial is available to try, and evaluate estimates, invoices, and payments all live in one mobile app._

## 3\. Stripe Billing: Best for automated recurring billing

_Stripe Billing's payments and revenue analytics dashboard. (Source: Capterra)_

Stripe Billing is built for businesses that bill customers on a recurring schedule, such as monthly subscriptions, and don't want to handle each payment individually. It has an overall rating of 4.63 among small-business reviewers, who appreciate how it automates recurring charges.

Once set up, it sends invoices, collects payments, and automatically retries declined cards, helping keep payments coming in and reducing the time spent chasing them. Pricing can be a flat fee, per-seat, tiered, or usage-based, and a customer portal is included.

**Key features:**

-   Automated recurring billing with customizable billing logic
    

-   Invoicing for one-off and recurring bills
    

-   100-plus supported payment methods
    

-   Automated failed-payment recovery
    

**What users like about Stripe Billing**

In the reviews I analyzed, people mention ease of setup more than anything else.

-   More than half of reviewers (57%) call Stripe Billing easy to use, and several say that setting up recurring payments was straightforward.
    

-   Integrations as a feature is highlighted by many reviewers (28%), more than twice the category rate say it connects easily to their website and other platforms.
    

-   17% of reviewers like managing billing schedules and subscription changes from the dashboard itself.
    

**What users dislike about Stripe Billing**

The few drawbacks reviewers mention are its advanced features and the cost as volume grows.

-   About 17% of reviewers mention a learning curve with the advanced features and customization options, even if they otherwise find it easy to use.
    

-   Some (3%) also find the pricing high, especially on larger payments.
    

**What a verified Capterra reviewer says**

"Stripe Billing makes managing recurring subscriptions and invoices incredibly easy. I love the automated billing features, the flexible pricing options, and the seamless integration with my website and other business tools. It's like having a dedicated finance team, without the overhead."

Madison C., Payment Processing Specialist, Apparel & Fashion

**Bottom line:** _Stripe Billing suits small businesses with recurring revenue that want billing to run in the background. Expect fees that grow with your billing volume, but pay-as-you-go pricing with no monthly fee lets you start small._

## 4\. QuickBooks Enterprise: Best for accounting with built-in invoicing

_QuickBooks Enterprise's analytics dashboard. (Source: Capterra)_

QuickBooks Enterprise is accounting software with built-in invoicing. It isn't a dedicated invoicing tool, invoicing is just one part of a full accounting and operations platform. Industry-specific editions provide extra reports and tools, such as tailored charts of accounts and menu items for different business types.

Invoices, accounts receivable, and financial reports live in the same system, so what customers owe shows up in your books without a separate tool. A newer addition is an invoice profitability report that shows margins for each invoice or customer. Small-business reviewers rate it 4.56 out of 5, and most find it easy to navigate.

#### Trial/Free Version

-   Free Trial
-   Free Version

#### Device Compatibilty

**Key features:**

-   Online invoicing
    

-   Customizable invoice templates
    

-   Accounts receivable tracking with aging and customer statements
    

-   Invoice profitability reporting that includes job costs
    

**What users like about QuickBooks Enterprise**

Reviewers like how approachable QuickBooks Enterprise is.

-   About 61% of reviewers call it easy to use, and some single out invoicing, such as making customer invoice templates quickly.
    

-   Roughly a quarter of users (25%) highlight its comprehensiveness, including invoicing, payroll, inventory, and bookkeeping.
    

**What users dislike about QuickBooks Enterprise**

Most user concerns focus on the overall platform rather than invoicing, except for a few issues with bulk sending and email customization.

-   About 24% of reviewers mention a learning curve with the full range of features, and about 9% raise the cost.
    

**What a verified Capterra reviewer says**

"I like that QuickBooks Enterprise makes it easy to create and manage invoices, keep track of payments, and see transactions all in one place. It helps keep everything organized and is pretty easy to use."

Maria T., Paralegal, Law Practice

**Bottom line:** _QuickBooks Enterprise suits a business that wants accounting with built-in invoicing, where invoices feed straight into the books and the profitability report shows which customers, jobs, and items earn the best margins. Reviewers find it easy to use and like how much it covers in a single platform, with only some learning curve to work through._

## 5\. HoneyBook: Best for service-based freelancers and creatives

_HoneyBook's invoice and mobile payment view. (Source: Capterra)_

HoneyBook handles billing and invoicing for photographers, event planners, designers, and other solo and small service businesses, with proposals, contracts, and client management built around it. It's designed for a business that manages a client from first inquiry to final payment.

An invoice can be split into a payment plan rather than a single lump sum. Small-business reviewers rate it 4.52 out of 5, and ease of setup is what they mention most.

#### Trial/Free Version

-   Free Trial
-   Free Version

#### Device Compatibilty

**Key features:**

-   Combined proposals, contracts, and invoicing in one flow
    

-   A client portal with unlimited clients and projects
    

-   Payment plans for splitting invoices into installments
    

-   Customizable, professional templates for invoices
    

**What users like about HoneyBook**

What stands out most is how easy HoneyBook is to pick up, with payment collection also a smaller but distinct theme.

-   About 55% of reviewers cite how simple it is to customize templates for proposals and contracts.
    

-   Keeping client communication, contracts, and billing together saves 27% of users' time.
    

-   Users also highlight HoneyBook’s customer support, about 23.3% mention it in their reviews.
    

**What users dislike about HoneyBook**

The concerns are more about going deeper into the platform than about getting started.

-   A learning curve affects about 15% of reviewers, and missing features come up for about 12%.
    

-   Pricing affects a smaller group of about 7%, and a couple of reviewers wanted more control over invoice design than the premade templates offer.
    

**What a verified Capterra reviewer says**

"HoneyBook ensures credibility for all parties involved in the invoice. It enables us to create digital invoice forms and link them to customer records and email with ease. I liked its ability to track the invoice from sending to payment, as it documents all of that in the records with date and time efficiently."

Moran G., Mobile Marketing Lead, Consumer Services

**Bottom line:** _HoneyBook suits a small service business that handles clients directly, invoicing, contracts, and payments all in one place. The learning curve may be steep, while the pricing could be a stretch for solo businesses with limited budgets. The entry plan still includes invoicing and payment collection, which is what most reviewers say makes HoneyBook worth it._

## 6\. Xero: Best for reporting and integrations

_Xero's invoice editing screen with line items and tax calculation. (Source: Capterra)_

With Xero, a business sends its invoices, reconciles its bank feed, and pulls its reports all from the same login, rather than stitching tools together. It's used across a wider range of business sizes than any other pick on this list, from self-employed owners to 200-person teams, with no single size dominating its reviewer base.

What reviewers single out is how clearly it shows where a business stands financially, and how directly its bank feed connects without manual entry. Small-business reviewers rate it 4.46 out of 5, and reporting is the theme they most often raise, with integrations close behind.

**Key features:**

-   Customizable invoice templates with online payment links
    

-   Real-time financial reporting
    

-   Automatic bank transaction reconciliation
    

-   Sales tax calculation
    

**What users like about Xero**

Ease of use is what reviewers mention most, with reporting and integrations following close behind.

-   About 61% of reviewers call Xero easy to use.
    

-   Reporting is mentioned by 26% of reviewers, who describe it as giving a clear, real-time picture of where the business stands financially.
    

-   Roughly 21% of reviewers point to integrations, most often tied to bank feeds, CRM tools, and expense apps that remove manual data entry.
    

**What users dislike about Xero**

Reviewers don't single out one weak spot for Xero — what comes up is mild and spread across a few areas.

-   A learning curve affects about 15% of reviewers, mostly around advanced reporting and payroll setup, while standard reports work well for most.
    

-   Missing features (10%) and pricing (8%) follow close behind.
    

**What a verified Capterra reviewer says**

"What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances much more straightforward."

Nikki C., Permit Technician, Construction

**Bottom line:** _Xero suits businesses ranging from individual self-employed owners to teams of 200 people, with reporting and integrations as its strongest themes, not just invoicing. Advanced reporting and payroll setup take some getting used to, but the everyday basics, invoicing, bank reconciliation, and standard reports, work smoothly from day one._

## 7\. NetSuite: Best for SMBs planning to scale into full ERP

_NetSuite's financial dashboard with real-time KPIs and an invoicing task panel. (Source: Capterra)_

NetSuite is the most enterprise-scale pick on this list, and it suits a business that's outgrown a single location or legal entity, one that's juggling inventory across warehouses or consolidating finances across multiple subsidiaries. Invoicing is one function among many here, including inventory, procurement, CRM, and HR, inside a single ERP system, so a business that just wants to send invoices will find far more here than it needs.

Small business reviewers rate the overall rating 4.4, with reporting as the standout strength.

**Key features:**

-   Base invoicing, included in the core Financial Management (AR) module
    
-   Real-time, multi-location inventory visibility
    
-   Multi-entity financial consolidation and reporting
    
-   Automated workforce management
    

**What users like about NetSuite**

Reporting is the strongest positive for NetSuite reviewers, alongside the product’s ability to make day-to-day work more efficient and accessible.

-   Reporting is highlighted by around 33% of reviewers, with real-time visibility across inventory, finances, and operations particularly valuable for businesses managing multiple locations.
    

-   Time-saving is mentioned by 24% of reviewers, reflecting the efficiency gains users see in their day-to-day work.
    

-   Ease of use comes up in 23% of reviews, reinforcing the product’s straightforward user experience.
    

**What users dislike about NetSuite**

Feedback centers on the investment required to get full value from an ERP-scale platform.

-   Learning curve is the most common concern, about 23% of small-business reviewers mention it. Cost is raised by 8% of reviewers, and another 8% cite interface issues, such as menus that take time to learn or difficulty finding the right field or setting.
    

**What a verified Capterra reviewer says**

"Real-time inventory visibility: You can see exactly what is in stock, where it is and how it is moving in real time across all locations. Automation saves time and reduces errors: Fewer spreadsheets and fewer human mistakes, less manual work. Multi-location management: Being able to transfer stock between locations efficiently is a huge plus."

Amanda M., Inventory Specialist, Retail

**Bottom line:** _NetSuite suits a business that's outgrown a single location or legal entity, not one that just wants to send invoices. There's a learning curve and some interface friction to work through, but the reporting and visibility it delivers across inventory, finances, and operations make it worth the adjustment._

## Do small businesses need dedicated billing and invoicing software?

Every product on this list handles the category's core job: creating invoices, keeping an invoice history, and sending them online. What differentiates them in practice is a smaller set of key features that frequently appeared in the review data behind this list. What actually determines whether you need one of these seven, or whether a free template still works, comes down to a few things:

-   **Whether you bill on a schedule or one job at a time.** Recurring and automated billing matters most if you bill the same clients on a schedule, such as subscriptions, retainers, or membership fees, rather than issuing a one-off invoice per job.
    
-   **Whether you're collecting payment directly from the invoice.** Online payment collection shows up as a distinguishing strength for a couple of these picks, not a given across the category.
    
-   **Whether the relationship is ongoing or one-time.** A client portal, where customers can view invoices, proposals, or payment history in one place, matters more for service businesses managing an ongoing relationship than for a one-time sale.
    
-   **Whether you're dedicated or already outgrowing a single tool.** Five of these seven picks, QuickBooks Enterprise, Xero, NetSuite, Stripe Billing, and HoneyBook, are built around billing and invoicing as one piece of a wider product. Only Invoice Fly and Zoho Invoice are purpose-built specifically for invoicing. Ease of use won't tell you which type fits: five of the seven post a share above 50%, with QuickBooks Enterprise and Xero tied at the top (61%), while Zoho Invoice (49%) and NetSuite (23%) are the exceptions. A solo operator adds unnecessary complexity starting broad; a business already outgrowing spreadsheets is better served starting there.
    

For occasional, low-volume invoicing, a free template can be enough. Once you're invoicing regularly, tracking who's paid, or collecting payments online, dedicated software earns its keep, and several picks here, including Zoho Invoice's free plan, remove the cost barrier entirely.

## Frequently asked questions

What is billing and invoicing software?

Billing and invoicing software is a type of application that creates, sends, and tracks invoices for goods or services, often alongside payment collection and invoice history. It ranges from standalone tools built only for invoicing to a feature set inside broader accounting or ERP platforms.

What's the difference between billing software and invoicing software?

Invoicing typically refers to creating and sending one-time or periodic bills for work already completed. Billing more often describes ongoing, automated charges, such as subscriptions or recurring fees, on a set schedule. Many products, including several on this list, handle both.

How much does billing and invoicing software cost for a small business?

Pricing for small business billing and invoicing software typically runs from around $32 to $259 per month, according to [Capterra's Billing and Invoicing software category page](https://www.capterra.com/billing-and-invoicing-software/#how-much-does-billing-and-invoicing-software-cost), depending on features, user count, and whether invoicing is bundled with broader accounting tools. Zoho Invoice is the only product on this list that offers a genuinely free plan.

Is there good free invoicing software for small service businesses?

Yes. Zoho Invoice offers a free plan that includes customizable, logo-branded templates and a client portal, not just a basic invoice generator, making it a strong starting point for freelancers and very small service businesses.

What's the best billing and invoicing software for engineering or professional-services firms using QuickBooks?

QuickBooks Enterprise is the strongest fit since it bundles full accounting and invoicing, with accounts receivable and job-cost reporting, in one platform built to scale with a growing team.

Which billing and invoicing platforms include a client portal?

HoneyBook and Zoho Invoice both include a client-facing portal where customers can view invoices, proposals, or payment history in one place, a feature that matters most for service businesses managing an ongoing client relationship rather than one-off sales.

Can I reverse or correct an invoice after it's already been sent?

Most billing and invoicing software lets you edit or void a sent invoice and issue a corrected version or credit note, though the exact process varies by product. Check each vendor's own documentation for the specific steps, since this isn't standardized across the category.

Does the basic plan include sending estimates, or is that a higher-tier feature?

It depends on the product. None of the seven tools on this list gate core invoicing behind a paid add-on or higher tier, but estimate-sending specifically varies: Invoice Fly includes estimate-to-invoice conversion standard, while other products may reserve it for a higher plan, so it's worth confirming on the vendor's own pricing page before choosing.

## Capterra's 2026 Software Buying Trends Report

### Download our 2026 Software Buying Trends Report to see how successful software adopters avoid disappointment and how your business can, too.

* * *

Looking for Billing and Invoicing software? Check out Capterra's list of the [best Billing and Invoicing software](https://www.capterra.com/billing-and-invoicing-software/) solutions.

### Was this article helpful?

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## About the Authors

[### Shruti Kirti](https://www.capterra.com/resources/author/shruti-kirti/)

Content publishing specialist at G2 with over seven years of editorial experience. Previously involved in government policy, legal, and operations content, I oversee the quality of B2B software content and develop AI-driven tools to ensure a consistent editorial and publishing voice.

[### David Jani](https://www.capterra.com/resources/author/david-jani/)

David is an analyst with 5 years of experience covering technology for accounting, cybersecurity, and other business uses. His insights draw on 20+ studies and 2.5 million Capterra reviews.

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Reviews were assessed from September 2024 to September 2026. All ratings and review counts reflect SMB-segment data (self-employed to around 200 employees) as of the time of publication. Pricing was verified against official vendor pricing pages in October 2026.

To be included in this list, each product had to:

1.  Be included on Capterra's Shortlist for Billing and Invoicing software
    
2.  Have a minimum of 50 verified Capterra reviews from SMB reviewers in the last two years
    
3.  Have an overall rating of 4.4 or above based on SMB-segment reviews in the last two years
    
4.  Fit Capterra's criteria for Billing and Invoicing software, possessing invoice creation, invoice history, and online invoicing
    

To build this list:

-   I analyzed the 25 products on Capterra's Shortlist for Billing and Invoicing software, which hold 3,836 verified Capterra reviews from SMB reviewers between them, narrowing the list to the 7 products here.
    

-   I then analyzed the 1,461 verified SMB reviews across those 7 products for recurring patterns in ease of use, standout features, and value.
    

-   Reviews were assessed on five dimensions: overall rating, ease of use, functionality, customer support, and value for money.
    

-   Pricing was verified against vendor websites at time of writing.
    

**Editorial independence:** Products are selected and ranked based on an objective methodology. While some vendors may pay Capterra when they receive web traffic or leads, this does not influence our selection or analysis.